{"id":120684,"date":"2020-11-25T13:24:34","date_gmt":"2020-11-25T10:24:34","guid":{"rendered":"https:\/\/en.buradabiliyorum.com\/what-is-google-pay-and-what-can-you-do-with-it\/"},"modified":"2020-11-25T13:24:34","modified_gmt":"2020-11-25T10:24:34","slug":"what-is-google-pay-and-what-can-you-do-with-it","status":"publish","type":"post","link":"https:\/\/buradabiliyorum.com\/en\/what-is-google-pay-and-what-can-you-do-with-it\/","title":{"rendered":"#What Is Google Pay, and What Can You Do With It?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6a43217252dbb\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #dd3333;color:#dd3333\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #dd3333;color:#dd3333\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6a43217252dbb\" checked aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/buradabiliyorum.com\/en\/what-is-google-pay-and-what-can-you-do-with-it\/#Mobile_Payments\" >Mobile Payments<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/buradabiliyorum.com\/en\/what-is-google-pay-and-what-can-you-do-with-it\/#Peer-to-Peer_Payments\" >Peer-to-Peer Payments<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/buradabiliyorum.com\/en\/what-is-google-pay-and-what-can-you-do-with-it\/#Deals_Discounts\" >Deals &amp; Discounts<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/buradabiliyorum.com\/en\/what-is-google-pay-and-what-can-you-do-with-it\/#Personal_Finance\" >Personal Finance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/buradabiliyorum.com\/en\/what-is-google-pay-and-what-can-you-do-with-it\/#What_About_Privacy\" >What About Privacy?<\/a><\/li><\/ul><\/nav><\/div>\n<p><strong>&#8220;#What Is Google Pay, and What Can You Do With It?&#8221;<\/strong><\/p>\n<div>\n<figure id=\"attachment_702192\" style=\"width: 650px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-702192 size-full\" src=\"https:\/\/www.howtogeek.com\/wp-content\/uploads\/2020\/11\/xGoogle-Pay-hero.png.pagespeed.gp+jp+jw+pj+ws+js+rj+rp+rw+ri+cp+md.ic.8v70OxXg2_.png\" alt=\"google pay logo\" width=\"650\" height=\"300\" data-credittext=\"Google\" onload=\"pagespeed.lazyLoadImages.loadIfVisibleAndMaybeBeacon(this);\" onerror=\"this.onerror=null;pagespeed.lazyLoadImages.loadIfVisibleAndMaybeBeacon(this);\"\/><figcaption class=\"wp-caption-text\"><span class=\"imagecredit\">Google<\/span><\/figcaption><\/figure>\n<p>Everyone has a smartphone in their pocket these days, so it makes sense to use it to pay for things. That\u2019s where mobile payment platforms like Google Pay come in. Google Pay is much more than that though. We\u2019ll explain.<\/p>\n<p>Google <a rel=\"nofollow noopener noreferrer\" target=\"_blank\" href=\"https:\/\/www.reviewgeek.com\/61415\/google-pays-massive-overhaul-wants-to-replace-your-wallet-and-bank\/\">relaunched Google Pay<\/a> in late 2020, and with it came a bunch of new features. Not only can the <a href=\"https:\/\/buradabiliyorum.com\/en\/category\/download-scripts-themes-apps\/\" data-internallinksmanager029f6b8e52c=\"9\" title=\"Download Scripts &amp; Themes &amp; Apps\" target=\"_blank\" rel=\"noopener\">app<\/a> be used to make payments on the go, but it can now be your personal banking solution. Google Pay can be as powerful or as simple as you like depending on what you want to use. Let\u2019s dive in.<\/p>\n<blockquote class=\"admonishment_note\"><p><strong>Note:<\/strong> Google Pay is available for\u00a0<a rel=\"nofollow noopener noreferrer\" target=\"_blank\" href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.google.android.apps.nbu.paisa.user&amp;hl=en_US&amp;gl=US\">Android<\/a> phones, tablets, and\u00a0<a rel=\"nofollow noopener noreferrer\" target=\"_blank\" href=\"https:\/\/apps.apple.com\/in\/app\/google-pay-save-pay-manage\/id1193357041\">iPhones<\/a>. However, tap-to-pay for mobile payments is only available for Android devices.<\/p><\/blockquote>\n<h2 role=\"heading\" aria-level=\"2\"><span class=\"ez-toc-section\" id=\"Mobile_Payments\"><\/span>Mobile Payments<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-702366\" src=\"https:\/\/www.howtogeek.com\/wp-content\/uploads\/2020\/11\/xgoogle-pay-paytab.png.pagespeed.gp+jp+jw+pj+ws+js+rj+rp+rw+ri+cp+md.ic.u9N61IM-g1.jpg\" alt=\"google pay pay tab\" width=\"652\" height=\"436\" onload=\"pagespeed.lazyLoadImages.loadIfVisibleAndMaybeBeacon(this);\" onerror=\"this.onerror=null;pagespeed.lazyLoadImages.loadIfVisibleAndMaybeBeacon(this);\"\/><\/p>\n<p>Before its relaunch, Google Pay was primarily used for mobile payments. This is still a large part of what the service is about. By adding your credit, debit, or loyalty cards to the app, you can tap your phone to contactless readers to make payments. There\u2019s no need to pull a card out of your wallet or purse.<\/p>\n<p>Once you\u2019ve added payment methods to Google Pay, they can be used in other areas as well. The app has a section for ordering food that works with over 100,000 restaurants. There\u2019s also a section for making payments at gas stations without needing to touch the pump. All of this can be found on the main \u201cPay\u201d tab in the app.<\/p>\n<h2 role=\"heading\" aria-level=\"2\"><span class=\"ez-toc-section\" id=\"Peer-to-Peer_Payments\"><\/span>Peer-to-Peer Payments<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<figure id=\"attachment_702497\" style=\"width: 650px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-702497 size-full\" src=\"https:\/\/www.howtogeek.com\/wp-content\/uploads\/2020\/11\/xgoogle-pay-peer-to-peer-1.png.pagespeed.gp+jp+jw+pj+ws+js+rj+rp+rw+ri+cp+md.ic.ZTkmJln3Ky.png\" alt=\"peer to peer payments\" width=\"650\" height=\"423\" data-crediturl=\"https:\/\/blog.google\/products\/google-pay\/reimagined-pay-save-manage-expenses-and-more\" data-credittext=\"Google\" onload=\"pagespeed.lazyLoadImages.loadIfVisibleAndMaybeBeacon(this);\" onerror=\"this.onerror=null;pagespeed.lazyLoadImages.loadIfVisibleAndMaybeBeacon(this);\"\/><figcaption class=\"wp-caption-text\"><span class=\"imagecredit\"><a rel=\"nofollow noopener noreferrer\" target=\"_blank\" href=\"https:\/\/blog.google\/products\/google-pay\/reimagined-pay-save-manage-expenses-and-more\">Google<\/a><\/span><\/figcaption><\/figure>\n<p>The next big thing that Google Pay can do is peer-to-peer money transfers. If you\u2019ve heard of Venmo, this is a very similar feature. You can send money to, and receive it from, other\u00a0people who use Google Pay.<\/p>\n<p>Google Pay allows for creating groups as well. So if you\u2019re going in on a gift with other people, you can all be in a group, and keep track of who has or hasn\u2019t paid. This is also a great feature for roommates (and other folks who often share bills) to use.<\/p>\n<p>Each of the one-on-one or group payments exists in a chatroom-like UI. So you can talk with the other people about what you\u2019re paying for, who still needs to pay, etc. Everything can be handled inside of the app.<\/p>\n<h2 role=\"heading\" aria-level=\"2\"><span class=\"ez-toc-section\" id=\"Deals_Discounts\"><\/span>Deals &amp; Discounts<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<figure id=\"attachment_702496\" style=\"width: 650px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-702496 size-full\" src=\"https:\/\/www.howtogeek.com\/wp-content\/uploads\/2020\/11\/xcashback.png.pagespeed.gp+jp+jw+pj+ws+js+rj+rp+rw+ri+cp+md.ic.EFNNzTgoHn.png\" alt=\"google pay cashback\" width=\"650\" height=\"542\" data-crediturl=\"https:\/\/blog.google\/products\/google-pay\/reimagined-pay-save-manage-expenses-and-more\" data-credittext=\"Google\" onload=\"pagespeed.lazyLoadImages.loadIfVisibleAndMaybeBeacon(this);\" onerror=\"this.onerror=null;pagespeed.lazyLoadImages.loadIfVisibleAndMaybeBeacon(this);\"\/><figcaption class=\"wp-caption-text\"><span class=\"imagecredit\"><a rel=\"nofollow noopener noreferrer\" target=\"_blank\" href=\"https:\/\/blog.google\/products\/google-pay\/reimagined-pay-save-manage-expenses-and-more\">Google<\/a><\/span><\/figcaption><\/figure>\n<p>Google Pay has an \u201cExplore\u201d tab for finding deals and discounts. Many of these \u201cdeals\u201d are cashback offers, which go back into your Google Pay account. You can transfer the money out of Google Pay if you\u2019d like to use it elsewhere.<\/p>\n<p>Where these deals get interesting is in the ability to opt-in to Google\u2019s algorithm to analyze your transactions and personalize the offers. Google allows you to try the feature for three months and then decide whether you want to keep using it.<\/p>\n<p>When you find a deal you like, you can \u201cActivate\u201d it and associate it with one of your cards. It will be automatically applied to your account when you use that card to make a purchase from the business.<\/p>\n<p>Another part of the \u201cExplore\u201d tab is a QR code scanner at the top of the page. When you\u2019re shopping in a store, you can scan an item and Google Shopping will show you the prices of the item at other stores.<\/p>\n<h2 role=\"heading\" aria-level=\"2\"><span class=\"ez-toc-section\" id=\"Personal_Finance\"><\/span>Personal Finance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-702495\" src=\"https:\/\/www.howtogeek.com\/wp-content\/uploads\/2020\/11\/xinsights-1.gif.pagespeed.gp+jp+jw+pj+ws+js+rj+rp+rw+ri+cp+md.ic.AR9j78aNss.png\" alt=\"google pay insights\" width=\"455\" height=\"650\" onload=\"pagespeed.lazyLoadImages.loadIfVisibleAndMaybeBeacon(this);\" onerror=\"this.onerror=null;pagespeed.lazyLoadImages.loadIfVisibleAndMaybeBeacon(this);\"\/><\/p>\n<p>The last tab in Google Pay is called \u201cInsights.\u201d This is where you can add a bank or credit card account and let Google provide financial information.<\/p>\n<p>The idea of the Insights tab is a similar concept to that of\u00a0<a rel=\"nofollow noopener noreferrer\" target=\"_blank\" href=\"https:\/\/www.mint.com\/\">Mint<\/a> and <a rel=\"nofollow noopener noreferrer\" target=\"_blank\" href=\"https:\/\/www.simplifimoney.com\/\">Simplifi<\/a>. Once you have connected your accounts, Google Pay will start showing reports about spending habits, upcoming bills, and much more.<\/p>\n<p>If you\u2019re already comfortable giving Google access to your personal accounts, you may be pleased to learn that it can also scan Gmail and Google Photos for receipts. This information will then be fed to Google Pay and added to your financial reports. Since this is a Google product, it also has powerful search capabilities.<\/p>\n<figure id=\"attachment_702493\" style=\"width: 650px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-702493 size-full\" src=\"https:\/\/www.howtogeek.com\/wp-content\/uploads\/2020\/11\/xgoogle-plex-1.png.pagespeed.gp+jp+jw+pj+ws+js+rj+rp+rw+ri+cp+md.ic.LeNwGvKY9x.png\" alt=\"google plex\" width=\"650\" height=\"390\" data-crediturl=\"https:\/\/blog.google\/products\/google-pay\/reimagined-pay-save-manage-expenses-and-more\" data-credittext=\"Google\" onload=\"pagespeed.lazyLoadImages.loadIfVisibleAndMaybeBeacon(this);\" onerror=\"this.onerror=null;pagespeed.lazyLoadImages.loadIfVisibleAndMaybeBeacon(this);\"\/><figcaption class=\"wp-caption-text\"><span class=\"imagecredit\"><a rel=\"nofollow noopener noreferrer\" target=\"_blank\" href=\"https:\/\/blog.google\/products\/google-pay\/reimagined-pay-save-manage-expenses-and-more\">Google<\/a><\/span><\/figcaption><\/figure>\n<p>Starting in 2021, Google will introduce \u201cGoogle Plex,\u201d which will allow you to create a bank account directly in the Google Pay app. It will support <a rel=\"nofollow noopener noreferrer\" target=\"_blank\" href=\"https:\/\/pay.google.com\/about\/\">11 banks and credit unions<\/a> at launch. There will be no monthly fees, overdraft charges, or minimum balance requirements.<\/p>\n<h2 role=\"heading\" aria-level=\"2\"><span class=\"ez-toc-section\" id=\"What_About_Privacy\"><\/span>What About Privacy?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<figure id=\"attachment_702492\" style=\"width: 650px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-702492 size-full\" src=\"https:\/\/www.howtogeek.com\/wp-content\/uploads\/2020\/11\/xBlogpost_Privacy-and-Security-1.png.pagespeed.gp+jp+jw+pj+ws+js+rj+rp+rw+ri+cp+md.ic.7AFC4mh0iQ.png\" alt=\"google pay privacy\" width=\"650\" height=\"469\" data-crediturl=\"https:\/\/blog.google\/products\/google-pay\/reimagined-pay-save-manage-expenses-and-more\" data-credittext=\"Google\" onload=\"pagespeed.lazyLoadImages.loadIfVisibleAndMaybeBeacon(this);\" onerror=\"this.onerror=null;pagespeed.lazyLoadImages.loadIfVisibleAndMaybeBeacon(this);\"\/><figcaption class=\"wp-caption-text\"><span class=\"imagecredit\"><a rel=\"nofollow noopener noreferrer\" target=\"_blank\" href=\"https:\/\/blog.google\/products\/google-pay\/reimagined-pay-save-manage-expenses-and-more\">Google<\/a><\/span><\/figcaption><\/figure>\n<p>Privacy is always a big concern when it comes to Google products, and the company is well aware of this fact. Google has implemented a number of things to hopefully ease any of those concerns.<\/p>\n<p>Perhaps most importantly, many of the features we\u2019ve already mentioned are explicitly opt-in. That means they will only be enabled if you decide to turn them on during the initial set-up. You won\u2019t be signing up for anything you\u2019re not aware of by simply installing the app.<\/p>\n<p>Also, if you don\u2019t want to turn on any of these extra features, Google Pay can be used solely for tap-to-pay (Android only) or peer-to-peer payments.<\/p>\n<p>Moreover, Google says they don\u2019t sell or share any of the data it gathers about you in Google Pay to third parties. It also doesn\u2019t use the data for targeted ads in other Google services. And as previously stated, you have the choice to opt-in to personalized offers.<\/p>\n<hr\/>\n<p>All in all, Google Pay is a feature-packed service, but it can be as complex or as simple as you want it to be. If you enable all of the features, it can replace apps such as Venmo, PayPal, Mint, Simplifi, and others. Or, it can be a simple mobile payment and peer-to-peer payment app. The choice is yours.<\/p>\n<\/div>\n<p><script>\n setTimeout(function(){\n  !function(f,b,e,v,n,t,s)\n  {if(f.fbq)return;n=f.fbq=function(){n.callMethod?\n  n.callMethod.apply(n,arguments):n.queue.push(arguments)};\n  if(!f._fbq)f._fbq=n;n.push=n;n.loaded=!0;n.version='2.0';\n  n.queue=[];t=b.createElement(e);t.async=!0;\n  t.src=v;s=b.getElementsByTagName(e)[0];\n  s.parentNode.insertBefore(t,s) } (window, document,'script',\n  'https:\/\/connect.facebook.net\/en_US\/fbevents.js');\n   fbq('init', '335401813750447');\n   fbq('track', 'PageView');\n  },3000);\n<\/script><\/p>\n<blockquote><p><strong><span style=\"color: #ff6600;\">If you liked the article, do not forget to share it with your friends. Follow us on\u00a0<span style=\"color: #ff0000;\"><a style=\"color: #ff0000;\" href=\"https:\/\/news.google.com\/publications\/CAAqBwgKMLG0nwswvr63Aw\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Google News<\/a><\/span>\u00a0too, click on the star and choose us from your favorites.<\/span><\/strong><\/p><\/blockquote>\n<blockquote>\n<p style=\"text-align: center;\">For forums sites go to <span style=\"color: #ff9900;\"><a style=\"color: #ff9900;\" href=\"https:\/\/forum.buradabiliyorum.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">Forum.BuradaBiliyorum.Com<\/a><\/span><\/strong><\/p>\n<\/blockquote>\n<blockquote>\n<p style=\"text-align: center;\"><strong>If you want to read more like this article, you can visit our <span style=\"color: #ff9900;\"><a style=\"color: #ff9900;\" href=\"https:\/\/en.buradabiliyorum.com\/technology\/\" target=\"_blank\" rel=\"noopener noreferrer\">Technology category.<\/a><\/span><\/strong><\/p>\n<\/blockquote>\n<p><span style=\"color: black;\"><a style=\"color: #ff9900;\" href=\"https:\/\/www.howtogeek.com\/702118\/what-is-google-pay-and-what-can-you-do-with-it\/\" target=\"_blank\" rel=\"noopener noreferrer\">Source<\/a><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#8220;#What Is Google Pay, and What Can You Do With It?&#8221; Google Everyone has a smartphone in their pocket these days, so it makes sense to use it to pay for things. That\u2019s where mobile payment platforms like Google Pay come in. Google Pay is much more than that though. We\u2019ll explain. Google relaunched Google&#8230;<\/p>\n","protected":false},"author":1,"featured_media":120685,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"https:\/\/www.howtogeek.com\/thumbcache\/2\/200\/f10cee9b86c2d91f003eac917cc02d1e\/wp-content\/uploads\/2020\/11\/Google-Pay-hero.png","fifu_image_alt":"","footnotes":""},"categories":[18],"tags":[],"class_list":["post-120684","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-technology"],"_links":{"self":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/posts\/120684","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/comments?post=120684"}],"version-history":[{"count":0,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/posts\/120684\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/media\/120685"}],"wp:attachment":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/media?parent=120684"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/categories?post=120684"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/tags?post=120684"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}