{"id":122246,"date":"2020-11-28T22:43:00","date_gmt":"2020-11-28T19:43:00","guid":{"rendered":"https:\/\/en.buradabiliyorum.com\/opinion-dont-wait-until-retirement-to-start-enjoying-life\/"},"modified":"2020-11-28T22:43:00","modified_gmt":"2020-11-28T19:43:00","slug":"opinion-dont-wait-until-retirement-to-start-enjoying-life","status":"publish","type":"post","link":"https:\/\/buradabiliyorum.com\/en\/opinion-dont-wait-until-retirement-to-start-enjoying-life\/","title":{"rendered":"#\n  Opinion: Don\u2019t wait until retirement to start enjoying life"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_84 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6a2554b9aa954\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #dd3333;color:#dd3333\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #dd3333;color:#dd3333\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6a2554b9aa954\" checked aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/buradabiliyorum.com\/en\/opinion-dont-wait-until-retirement-to-start-enjoying-life\/#Delaying_your_retirement_wish_list_until_you_can_fully_retire_is_a_risky_proposition\" >Delaying your retirement wish list until you can fully retire is a risky proposition<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/buradabiliyorum.com\/en\/opinion-dont-wait-until-retirement-to-start-enjoying-life\/#Dennis_Friedman\" >Dennis Friedman<\/a><\/li><\/ul><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<p>&#8220;<strong>#<br \/>\n  Opinion: Don\u2019t wait until retirement to start enjoying life<br \/>\n<\/strong>&#8221;<\/p>\n<h2 class=\"article__subhead\" itemprop=\"alternativeHeadline\"><span class=\"ez-toc-section\" id=\"Delaying_your_retirement_wish_list_until_you_can_fully_retire_is_a_risky_proposition\"><\/span>\n  Delaying your retirement wish list until you can fully retire is a risky proposition<br \/>\n<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><\/p>\n<div class=\"column column--full article__content\">\n<div id=\"js-article__body\" class=\"article__body article-wrap at16-col16 barrons-article-wrap\" itemprop=\"articleBody\" data-sbid=\"WP-MKTW-0000072753\">\n<div class=\"barrons-article-ad-wrapper\">\n<div data-track=\"barrons-article-ad-wrap\" class=\"barrons-article-ad sticky_item\">\n<div class=\"barrons-main-article-ad-target sticky_target body_ad\" aria-hidden=\"true\"><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div data-layout=\"inline\n              \" data-layout-mobile=\"\" class=\"\n        media-object\n        type-InsetMediaIllustration\n          inline\n  article__inset\n        article__inset--type-InsetMediaIllustration\n          article__inset--inline\n  \"><\/p>\n<figure class=\"\n        media-object-image\n        enlarge-image\n        renoImageFormat-\n        img-inline\n        article__inset__image\n      \" itemscope itemtype=\"http:\/\/schema.org\/ImageObject\"><\/p>\n<div style=\"padding-bottom:66.40625%;\" data-mobile-ratio=\"66.40625%\" data-layout-ratio=\"66.40625%\" data-subtype=\"\" class=\"image-container  responsive-media article__inset__image__image\">\n        <img decoding=\"async\" srcset=\"https:\/\/images.mktw.net\/im-261643?width=140&amp;size=1.5058823529411764 140w,\nhttps:\/\/images.mktw.net\/im-261643?width=540&amp;size=1.5058823529411764 540w,\nhttps:\/\/images.mktw.net\/im-261643?width=620&amp;size=1.5058823529411764 620w,\nhttps:\/\/images.mktw.net\/im-261643?width=700&amp;size=1.5058823529411764 700w,\nhttps:\/\/images.mktw.net\/im-261643?width=860&amp;size=1.5058823529411764 860w,\nhttps:\/\/images.mktw.net\/im-261643?width=1260&amp;size=1.5058823529411764 1260w\" sizes=\"(max-width: 140px) 100px,\n(max-width: 540px) 500px,\n(max-width: 620px) 580px,\n(max-width: 700px) 660px,\n(max-width: 860px) 820px,\n1260px\" src=\"https:\/\/images.mktw.net\/im-261643?width=620&amp;size=1.5058823529411764\" data-enlarge=\"https:\/\/images.mktw.net\/im-261643?width=1260&amp;size=1.5058823529411764\" alt=\"\" title=\"\"><\/div><figcaption class=\"wsj-article-caption article__inset__image__caption\" itemprop=\"caption\"><span class=\"wsj-article-credit article__inset__image__caption__credit\" itemprop=\"creator\"><br \/>\n            Warner Bros\/Courtesy Everett Collection<br \/>\n          <\/span><br \/>\n  <\/figcaption><\/figure>\n<\/div>\n<p>       I\u2019m going to be 70 next year and I think I\u2019m in pretty good shape. I do 25 push-ups before bed, along with some stretching. I usually go for a long walk in the morning and, once in a while, I might head out for a hike. On top of that, I do strengthening exercises three times a week.<\/p>\n<div class=\"paywall\">\n       I don\u2019t take medication or have any chronic ailments. Of course, you can never be sure what\u2019s going on with your body, because so many things can go undetected. Still, I think I\u2019m OK physically.<\/p>\n<p> Instead, what\u2019s been on my mind lately has been my mind. I know I\u2019ve been\u00a0<a rel=\"nofollow noopener noreferrer\" target=\"_blank\" href=\"https:\/\/humbledollar.com\/2020\/11\/try-not-to-slip\/\" class=\"icon none\">slipping<\/a>. I\u2019m reminded when I head out in the car with my wife and she uses her finger to point which way to go. She knows from experience that I sometimes head off in the wrong direction, even when we\u2019re driving to places that I\u2019ve been countless times.<\/p>\n<p>We can be lying in bed and she\u2019ll whisper, \u201cHoney, did you leave the keys in the front door?\u201d I\u2019ve done that on multiple occasions, too.<\/p>\n<p>My wife is the best judge of how well I\u2019m doing health-wise. Who could be a better judge than the person who knows me best? She doesn\u2019t have to say anything, because I can tell by her actions that she, too, knows I\u2019m slipping mentally.<\/p>\n<p>I know it could be an overreaction on my part, because I can still function like a normal person. But the question is, for how long? That\u2019s also on my mind.<\/p>\n<p>The first time I realized that I might have lost a few too many brain cells was when I was the trustee for my mother\u2019s estate. As I was filling out all the paperwork, I realized I was making too many dumb mistakes, such as not signing documents. I\u2019ve come a long way from the guy who made a career by paying close attention to detail.<\/p>\n<p>Now that I\u2019m <a href=\"https:\/\/buradabiliyorum.com\/en\/category\/download-scripts-themes-apps\/\" data-internallinksmanager029f6b8e52c=\"9\" title=\"Download Scripts &amp; Themes &amp; Apps\" target=\"_blank\" rel=\"noopener\">app<\/a>roaching age 70, I feel a sense of urgency to get on with my retirement. Sometimes, I feel time is running out. Some of this urgency could come from COVID-19, during which many of us feel like our life is on hold.<\/p>\n<p>If there were do-overs in life, I\u2019d probably have taken time away from work in my early 50s to do some of the things I planned to do once I was fully retired. Instead, I waited until I quit work to do those things\u2014and that might have been the wrong decision.<\/p>\n<div id=\"cx-membership-tile\"><\/div>\n<p>Almost im<a href=\"https:\/\/buradabiliyorum.com\/en\/category\/social-mediaa\/\" data-internallinksmanager029f6b8e52c=\"1\" title=\"Social Media\" target=\"_blank\" rel=\"noopener\">media<\/a>tely, I had\u00a0<a rel=\"nofollow noopener noreferrer\" target=\"_blank\" href=\"https:\/\/humbledollar.com\/2019\/06\/not-as-advertised\/\" class=\"icon none\">caregiving<\/a>\u00a0responsibilities for my parents and now we have this pandemic, and together they\u2019ve kept me from doing the things I planned on doing in retirement. It\u2019s been 11 years and counting since I quit work, and I\u2019m still waiting to experience fully what retirement life is all about. Hopefully, when this public health crisis is over, I can start enjoying my retirement more.<\/p>\n<p>If I had reduced my hours at work at age 50, I\u2019d probably still have been in pretty good shape financially. Why? Thanks to\u00a0<a rel=\"nofollow noopener noreferrer\" target=\"_blank\" href=\"https:\/\/humbledollar.com\/2018\/03\/the-tipping-point\/\" class=\"icon none\">compounding<\/a>, all that money you invested early in life is far more important than the money you invest later.<\/p>\n<p>It might not be ideal for everyone to cut back on their workload in their 50s. But if you have your house almost paid off and the kids are no longer at home, it could be a good time to enjoy life more.<\/p>\n<p>You might frown at your co-worker who took off from work for a couple of months to <a href=\"https:\/\/buradabiliyorum.com\/en\/category\/trip-and-travel\/\" data-internallinksmanager029f6b8e52c=\"10\" title=\"Trip &amp; Travel\" target=\"_blank\" rel=\"noopener\">travel<\/a> and visit long-lost friends. But the joke might be on you if you wait until retirement to start enjoying life more. You never know what lies ahead. Putting off your retirement wish list until you can fully retire is a risky proposition.<\/p>\n<p>I don\u2019t say you should necessarily quit work and retire early. But I\u2019d encourage you to spend more time enjoying life, instead of accumulating more wealth that might not be needed.<\/p>\n<p><em>This column originally appeared on <a rel=\"nofollow noopener noreferrer\" target=\"_blank\" href=\"https:\/\/humbledollar.com\/\" class=\"icon none\">Humble Dollar<\/a>. It was republished with permission<\/em>.<\/p>\n<p><em>Dennis Friedman retired from Boeing Satellite Systems after a 30-year career in manufacturing. A self-described \u201chumble investor,\u201d he likes reading historical novels and about personal finance. His previous articles include\u00a0<a rel=\"nofollow noopener noreferrer\" target=\"_blank\" href=\"https:\/\/humbledollar.com\/2020\/11\/try-not-to-slip\/\" class=\"icon none\">Try Not to Slip<\/a>,\u00a0<a rel=\"nofollow noopener noreferrer\" target=\"_blank\" href=\"https:\/\/humbledollar.com\/2020\/10\/go-long\/\" class=\"icon none\">Go Long<\/a>\u00a0and\u00a0<a rel=\"nofollow noopener noreferrer\" target=\"_blank\" href=\"https:\/\/humbledollar.com\/2020\/10\/the-short-game\/\" class=\"icon none\">The Short Game<\/a>.\u00a0Follow Dennis on Twitter\u00a0<a rel=\"nofollow noopener noreferrer\" target=\"_blank\" href=\"https:\/\/twitter.com\/dmfrie\" class=\"icon none\">@DMFrie<\/a>.<\/em><\/p><\/div>\n<\/div><\/div>\n<p><\/p>\n<div class=\"byline article__byline\">\n<p>      <span>By<\/span><\/p>\n<div class=\"author  hasMenu\" data-scrim='{\"type\":\"author\",\"header\":\"Dennis Friedman\",\"subhead\":\"The Wall Street Journal\",\"list\":[]}' itemscope itemprop=\"author\" itemtype=\"http:\/\/schema.org\/Person\">\n<h4 itemprop=\"name\"><span class=\"ez-toc-section\" id=\"Dennis_Friedman\"><\/span>Dennis Friedman<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/p><\/div>\n<\/div>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<blockquote><p><strong><span style=\"color: #ff6600;\">If you liked the article, do not forget to share it with your friends. Follow us on\u00a0<span style=\"color: #ff0000;\"><a style=\"color: #ff0000;\" href=\"https:\/\/news.google.com\/publications\/CAAqBwgKMLG0nwswvr63Aw\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Google News<\/a><\/span>\u00a0too, click on the star and choose us from your favorites.<\/span><\/strong><\/p><\/blockquote>\n<blockquote>\n<p style=\"text-align: center;\">For forums sites go to <span style=\"color: #ff9900;\"><a style=\"color: #ff9900;\" href=\"https:\/\/forum.buradabiliyorum.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">Forum.BuradaBiliyorum.Com<\/a><\/span><\/strong><\/p>\n<\/blockquote>\n<blockquote>\n<p style=\"text-align: center;\"><strong>If you want to read more <a href=\"https:\/\/buradabiliyorum.com\/en\/category\/news\/\" data-internallinksmanager029f6b8e52c=\"2\" title=\"News\" target=\"_blank\" rel=\"noopener\">News<\/a> articles, you can visit our <span style=\"color: #ff9900;\"><a style=\"color: #ff9900;\" href=\"https:\/\/en.buradabiliyorum.com\/news\/\" target=\"_blank\" rel=\"noopener noreferrer\">News category.<\/a><\/span><\/strong><\/p>\n<\/blockquote>\n<p><span style=\"color: black;\"><a style=\"color: #ff9900;\" href=\"http:\/\/www.marketwatch.com\/news\/story.asp?guid=%7B21005575-02D4-D4B5-4572-D11C3133B986%7D&#038;siteid=rss&#038;rss=1\" target=\"_blank\" rel=\"noopener noreferrer\">Source<\/a><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#8220;# Opinion: Don\u2019t wait until retirement to start enjoying life &#8221; Delaying your retirement wish list until you can fully retire is a risky proposition Warner Bros\/Courtesy Everett Collection I\u2019m going to be 70 next year and I think I\u2019m in pretty good shape. I do 25 push-ups before bed, along with some stretching. I&#8230;<\/p>\n","protected":false},"author":1,"featured_media":122247,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"","fifu_image_alt":"","footnotes":""},"categories":[70897],"tags":[],"class_list":["post-122246","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"_links":{"self":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/posts\/122246","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/comments?post=122246"}],"version-history":[{"count":0,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/posts\/122246\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/media\/122247"}],"wp:attachment":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/media?parent=122246"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/categories?post=122246"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/tags?post=122246"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}