{"id":122346,"date":"2020-11-29T03:03:00","date_gmt":"2020-11-29T00:03:00","guid":{"rendered":"https:\/\/en.buradabiliyorum.com\/weekend-reads-500000-and-a-retirement-problem\/"},"modified":"2020-11-29T03:03:00","modified_gmt":"2020-11-29T00:03:00","slug":"weekend-reads-500000-and-a-retirement-problem","status":"publish","type":"post","link":"https:\/\/buradabiliyorum.com\/en\/weekend-reads-500000-and-a-retirement-problem\/","title":{"rendered":"#\n  Weekend reads: $500,000 and a retirement problem"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_84 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6a2ba70297238\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #dd3333;color:#dd3333\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #dd3333;color:#dd3333\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6a2ba70297238\" checked aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/buradabiliyorum.com\/en\/weekend-reads-500000-and-a-retirement-problem\/#Also_stock_screens_settling_a_marital_dispute_about_paying_off_debt_and_a_plan_for_getting_the_most_financial_aid_for_college\" >Also, stock screens, settling a marital dispute about paying off debt and a plan for getting the most financial aid for college<\/a><ul class='ez-toc-list-level-6' ><li class='ez-toc-heading-level-6'><ul class='ez-toc-list-level-6' ><li class='ez-toc-heading-level-6'><ul class='ez-toc-list-level-6' ><li class='ez-toc-heading-level-6'><ul class='ez-toc-list-level-6' ><li class='ez-toc-heading-level-6'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/buradabiliyorum.com\/en\/weekend-reads-500000-and-a-retirement-problem\/#Make_money_as_the_dollar_slides\" >Make money as the dollar slides<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-6'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/buradabiliyorum.com\/en\/weekend-reads-500000-and-a-retirement-problem\/#A_value_stock_screen\" >A value stock screen<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-6'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/buradabiliyorum.com\/en\/weekend-reads-500000-and-a-retirement-problem\/#Small-cap_and_midcap_stocks\" >Small-cap and midcap stocks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-6'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/buradabiliyorum.com\/en\/weekend-reads-500000-and-a-retirement-problem\/#Avoid_the_zombie_stocks\" >Avoid the zombie stocks<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/buradabiliyorum.com\/en\/weekend-reads-500000-and-a-retirement-problem\/#Janet_Yellen_then_Federal_Reserve_chairwoman_testifying_on_Capitol_Hill_in_2017\" >Janet Yellen, then Federal Reserve chairwoman, testifying on Capitol Hill in 2017.<\/a><ul class='ez-toc-list-level-6' ><li class='ez-toc-heading-level-6'><ul class='ez-toc-list-level-6' ><li class='ez-toc-heading-level-6'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/buradabiliyorum.com\/en\/weekend-reads-500000-and-a-retirement-problem\/#Yellens_likely_comeback\" >Yellen\u2019s likely comeback<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-6'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/buradabiliyorum.com\/en\/weekend-reads-500000-and-a-retirement-problem\/#Should_this_couple_pay_off_the_mortgage\" >Should this couple pay off the mortgage?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-6'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/buradabiliyorum.com\/en\/weekend-reads-500000-and-a-retirement-problem\/#Financial_aid_for_college_%E2%80%94_the_two-year_plan\" >Financial aid for college \u2014 the two-year plan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-6'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/buradabiliyorum.com\/en\/weekend-reads-500000-and-a-retirement-problem\/#Time_for_another_transformation_for_Fannie_and_Freddie\" >Time for another transformation for Fannie and Freddie<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-6'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/buradabiliyorum.com\/en\/weekend-reads-500000-and-a-retirement-problem\/#A_FIRE_advantage_even_if_you_start_late\" >A FIRE advantage, even if you start late<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-6'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/buradabiliyorum.com\/en\/weekend-reads-500000-and-a-retirement-problem\/#For_a_pension_fix_look_north\" >For a pension fix, look north<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/buradabiliyorum.com\/en\/weekend-reads-500000-and-a-retirement-problem\/#Philip_van_Doorn\" >Philip van Doorn<\/a><\/li><\/ul><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<p>&#8220;<strong>#<br \/>\n  Weekend reads: $500,000 and a retirement problem<br \/>\n<\/strong>&#8221;<\/p>\n<h2 class=\"article__subhead\" itemprop=\"alternativeHeadline\"><span class=\"ez-toc-section\" id=\"Also_stock_screens_settling_a_marital_dispute_about_paying_off_debt_and_a_plan_for_getting_the_most_financial_aid_for_college\"><\/span>\n  Also, stock screens, settling a marital dispute about paying off debt and a plan for getting the most financial aid for college<br \/>\n<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><\/p>\n<div class=\"column column--full article__content\">\n<div id=\"js-article__body\" class=\"article__body article-wrap at16-col16 barrons-article-wrap\" itemprop=\"articleBody\" data-sbid=\"WP-MKTW-0000080214\">\n<div class=\"barrons-article-ad-wrapper\">\n<div data-track=\"barrons-article-ad-wrap\" class=\"barrons-article-ad sticky_item\">\n<div class=\"barrons-main-article-ad-target sticky_target body_ad\" aria-hidden=\"true\"><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div data-layout=\"inline\n              \" data-layout-mobile=\"\" class=\"\n        media-object\n        type-InsetMediaIllustration\n          inline\n  article__inset\n        article__inset--type-InsetMediaIllustration\n          article__inset--inline\n  \"><\/p>\n<figure class=\"\n        media-object-image\n        enlarge-image\n        renoImageFormat-\n        img-inline\n        article__inset__image\n      \" itemscope itemtype=\"http:\/\/schema.org\/ImageObject\"><\/p>\n<div style=\"padding-bottom:56.25%;\" data-mobile-ratio=\"56.25%\" data-layout-ratio=\"56.25%\" data-subtype=\"\" class=\"image-container  responsive-media article__inset__image__image\">\n        <img decoding=\"async\" srcset=\"https:\/\/images.mktw.net\/im-264695?width=140&amp;size=1.7777777777777777 140w,\nhttps:\/\/images.mktw.net\/im-264695?width=540&amp;size=1.7777777777777777 540w,\nhttps:\/\/images.mktw.net\/im-264695?width=620&amp;size=1.7777777777777777 620w,\nhttps:\/\/images.mktw.net\/im-264695?width=700&amp;size=1.7777777777777777 700w,\nhttps:\/\/images.mktw.net\/im-264695?width=860&amp;size=1.7777777777777777 860w,\nhttps:\/\/images.mktw.net\/im-264695?width=1260&amp;size=1.7777777777777777 1260w\" sizes=\"(max-width: 140px) 100px,\n(max-width: 540px) 500px,\n(max-width: 620px) 580px,\n(max-width: 700px) 660px,\n(max-width: 860px) 820px,\n1260px\" src=\"https:\/\/images.mktw.net\/im-264695?width=620&amp;size=1.7777777777777777\" data-enlarge=\"https:\/\/images.mktw.net\/im-264695?width=1260&amp;size=1.7777777777777777\" alt=\"\" title=\"\"><\/div><figcaption class=\"wsj-article-caption article__inset__image__caption\" itemprop=\"caption\"><span class=\"wsj-article-credit article__inset__image__caption__credit\" itemprop=\"creator\"><br \/>\n            ISTOCK\/GETTY IMAGES<br \/>\n          <\/span><br \/>\n  <\/figcaption><\/figure>\n<\/div>\n<p>       Everybody\u2019s financial scenario heading into retirement is different. This encompasses more than levels of savings or income \u2014 emotions come into play. What if you are afraid to invest your money? This may be a difficult scenario when banks are paying very little interest on deposits.<\/p>\n<div class=\"paywall\">\n       Alessandra Malito continues her Help Me Retire <a href=\"https:\/\/buradabiliyorum.com\/en\/category\/watch-movies-tv-seriess\/\" data-internallinksmanager029f6b8e52c=\"8\" title=\"Watch Movies &amp; TV Series\" target=\"_blank\" rel=\"noopener\">series<\/a> with practical suggestions to a reader who is 65 years old, has saved close to $500,000 for retirement, but describes himself as \u201cterrified of investing in the markets in the current climate.\u201d MarketWatch readers have added their own investment advice, and you can join the conversation.<\/p>\n<h6><span class=\"ez-toc-section\" id=\"Make_money_as_the_dollar_slides\"><\/span>Make money as the dollar slides<span class=\"ez-toc-section-end\"><\/span><\/h6>\n<p> There is pressure on the value of the dollar as U.S. government debt balloons. But a lower dollar can also help companies that rely on exports. Jeff Reeves recommends five stocks that can benefit from the decline in the dollar.<\/p>\n<h6><span class=\"ez-toc-section\" id=\"A_value_stock_screen\"><\/span>A value stock screen<span class=\"ez-toc-section-end\"><\/span><\/h6>\n<p>As new coronavirus cases continue to mount, it may be difficult to imagine a better time after vaccines are deployed and life returns to normal. But when it does, value stocks are expected to shine as the economy returns to sustained growth. Here\u2019s a screen of five value stocks with good dividend yields.<\/p>\n<div data-layout=\"inline\n              \" data-layout-mobile=\"\" class=\"\n        media-object\n        type-InsetMediaIllustration\n          inline\n  article__inset\n        article__inset--type-InsetMediaIllustration\n          article__inset--inline\n  \"><\/p>\n<figure class=\"\n        media-object-image\n        enlarge-image\n        renoImageFormat-\n        img-inline\n        article__inset__image\n      \" itemscope itemtype=\"http:\/\/schema.org\/ImageObject\"><\/p>\n<div style=\"padding-bottom:56.25%;\" data-mobile-ratio=\"56.25%\" data-layout-ratio=\"56.25%\" data-subtype=\"\" class=\"image-container  responsive-media article__inset__image__image\">\n        <img decoding=\"async\" srcset=\"https:\/\/images.mktw.net\/im-264936?width=140&amp;size=1.7777777777777777 140w,\nhttps:\/\/images.mktw.net\/im-264936?width=540&amp;size=1.7777777777777777 540w,\nhttps:\/\/images.mktw.net\/im-264936?width=620&amp;size=1.7777777777777777 620w,\nhttps:\/\/images.mktw.net\/im-264936?width=700&amp;size=1.7777777777777777 700w,\nhttps:\/\/images.mktw.net\/im-264936?width=860&amp;size=1.7777777777777777 860w,\nhttps:\/\/images.mktw.net\/im-264936?width=1260&amp;size=1.7777777777777777 1260w\" sizes=\"(max-width: 140px) 100px,\n(max-width: 540px) 500px,\n(max-width: 620px) 580px,\n(max-width: 700px) 660px,\n(max-width: 860px) 820px,\n1260px\" src=\"https:\/\/images.mktw.net\/im-264936?width=620&amp;size=1.7777777777777777\" data-enlarge=\"https:\/\/images.mktw.net\/im-264936?width=1260&amp;size=1.7777777777777777\" alt=\"\" title=\"\"><\/div><figcaption class=\"wsj-article-caption article__inset__image__caption\" itemprop=\"caption\"><span class=\"wsj-article-credit article__inset__image__caption__credit\" itemprop=\"creator\"><br \/>\n            GETTY IMAGES<br \/>\n          <\/span><br \/>\n  <\/figcaption><\/figure>\n<\/div>\n<h6><span class=\"ez-toc-section\" id=\"Small-cap_and_midcap_stocks\"><\/span>Small-cap and midcap stocks<span class=\"ez-toc-section-end\"><\/span><\/h6>\n<p> The Russell 2000 index<br \/>\n        RUT,<br \/>\n        <bg-quote field=\"percentchange\" format=\"0,000.00%\" channel=\"\/zigman2\/quotes\/210598147\/delayed\" class=\"positive\">+0.55%<\/bg-quote><br \/>\n       has been on a tear lately, as shares of smaller companies have been heating up. Michael Brush expects the U.S. economy to be \u201creally hot\u201d by June and recommends these ETFs and stocks for investors who want to ride the wave.<\/p>\n<h6><span class=\"ez-toc-section\" id=\"Avoid_the_zombie_stocks\"><\/span>Avoid the zombie stocks<span class=\"ez-toc-section-end\"><\/span><\/h6>\n<p> William Barritt explains that many highly-leveraged companies that would normally have great difficulty paying interest on their debt are coasting along, thanks to the Federal Reserve\u2019s unprecedented efforts to lower interest rates. He advises investors to focus on \u201d well-run companies with low leverage that generate a high return on invested capital\u201d \u2014 like these six stocks.    <\/p>\n<div data-layout=\"inline\n              \" data-layout-mobile=\"\" class=\"\n        media-object\n        type-InsetMediaIllustration\n          inline\n  article__inset\n        article__inset--type-InsetMediaIllustration\n          article__inset--inline\n  \"><\/p>\n<figure class=\"\n        media-object-image\n        enlarge-image\n        renoImageFormat-\n        img-inline\n        article__inset__image\n      \" itemscope itemtype=\"http:\/\/schema.org\/ImageObject\"><\/p>\n<div style=\"padding-bottom:56.25%;\" data-mobile-ratio=\"56.25%\" data-layout-ratio=\"56.25%\" data-subtype=\"\" class=\"image-container  responsive-media article__inset__image__image\">\n        <img decoding=\"async\" srcset=\"https:\/\/images.mktw.net\/im-264939?width=140&amp;size=1.7777777777777777 140w,\nhttps:\/\/images.mktw.net\/im-264939?width=540&amp;size=1.7777777777777777 540w,\nhttps:\/\/images.mktw.net\/im-264939?width=620&amp;size=1.7777777777777777 620w,\nhttps:\/\/images.mktw.net\/im-264939?width=700&amp;size=1.7777777777777777 700w,\nhttps:\/\/images.mktw.net\/im-264939?width=860&amp;size=1.7777777777777777 860w,\nhttps:\/\/images.mktw.net\/im-264939?width=1260&amp;size=1.7777777777777777 1260w\" sizes=\"(max-width: 140px) 100px,\n(max-width: 540px) 500px,\n(max-width: 620px) 580px,\n(max-width: 700px) 660px,\n(max-width: 860px) 820px,\n1260px\" src=\"https:\/\/images.mktw.net\/im-264939?width=620&amp;size=1.7777777777777777\" data-enlarge=\"https:\/\/images.mktw.net\/im-264939?width=1260&amp;size=1.7777777777777777\" alt=\"\" title=\"Janet Yellen, then Federal Reserve chairwoman, testifying on Capitol Hill in 2017.\"><\/div><figcaption class=\"wsj-article-caption article__inset__image__caption\" itemprop=\"caption\">\n<h4 class=\"wsj-article-caption-content\"><span class=\"ez-toc-section\" id=\"Janet_Yellen_then_Federal_Reserve_chairwoman_testifying_on_Capitol_Hill_in_2017\"><\/span>Janet Yellen, then Federal Reserve chairwoman, testifying on Capitol Hill in 2017.<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>      <span class=\"wsj-article-credit article__inset__image__caption__credit\" itemprop=\"creator\"><br \/>\n            GETTY IMAGES<br \/>\n          <\/span><br \/>\n  <\/figcaption><\/figure>\n<\/div>\n<h6><span class=\"ez-toc-section\" id=\"Yellens_likely_comeback\"><\/span>Yellen\u2019s likely comeback<span class=\"ez-toc-section-end\"><\/span><\/h6>\n<p> President-elect Joe Biden wants former Federal Reserve Chairwoman Janet Yellen to be Secretary of the Treasury. Andrew Keshner and Jillian Berman look back at Yellen\u2019s tenure at the Fed and ahead at what her leadership at Treasury might mean for American families reeling from the economic fallout from COVID-19.<\/p>\n<h6><span class=\"ez-toc-section\" id=\"Should_this_couple_pay_off_the_mortgage\"><\/span>Should this couple pay off the mortgage?<span class=\"ez-toc-section-end\"><\/span><\/h6>\n<p>CD Moriarty helps a couple who cannot agree on whether to pay off their $46,000 mortgage loan just before retirement or keep the money in their savings account. Moriarty digs deeply into how couples communicate and make financial decisions as well as the nuts and bolts of retirement expenses and <a href=\"https:\/\/buradabiliyorum.com\/en\/category\/social-mediaa\/\" data-internallinksmanager029f6b8e52c=\"1\" title=\"Social Media\" target=\"_blank\" rel=\"noopener\">Social<\/a> Security timing.<\/p>\n<div data-layout=\"inline\n              \" data-layout-mobile=\"\" class=\"\n        media-object\n        type-InsetMediaIllustration\n          inline\n  article__inset\n        article__inset--type-InsetMediaIllustration\n          article__inset--inline\n  \"><\/p>\n<figure class=\"\n        media-object-image\n        enlarge-image\n        renoImageFormat-\n        img-inline\n        article__inset__image\n      \" itemscope itemtype=\"http:\/\/schema.org\/ImageObject\"><\/p>\n<div style=\"padding-bottom:66.5625%;\" data-mobile-ratio=\"66.5625%\" data-layout-ratio=\"66.5625%\" data-subtype=\"\" class=\"image-container  responsive-media article__inset__image__image\">\n        <img decoding=\"async\" srcset=\"https:\/\/images.mktw.net\/im-263570?width=140&amp;size=1.5023474178403755 140w,\nhttps:\/\/images.mktw.net\/im-263570?width=540&amp;size=1.5023474178403755 540w,\nhttps:\/\/images.mktw.net\/im-263570?width=620&amp;size=1.5023474178403755 620w,\nhttps:\/\/images.mktw.net\/im-263570?width=700&amp;size=1.5023474178403755 700w,\nhttps:\/\/images.mktw.net\/im-263570?width=860&amp;size=1.5023474178403755 860w,\nhttps:\/\/images.mktw.net\/im-263570?width=1260&amp;size=1.5023474178403755 1260w\" sizes=\"(max-width: 140px) 100px,\n(max-width: 540px) 500px,\n(max-width: 620px) 580px,\n(max-width: 700px) 660px,\n(max-width: 860px) 820px,\n1260px\" src=\"https:\/\/images.mktw.net\/im-263570?width=620&amp;size=1.5023474178403755\" data-enlarge=\"https:\/\/images.mktw.net\/im-263570?width=1260&amp;size=1.5023474178403755\" alt=\"\" title=\"\"><\/div><figcaption class=\"wsj-article-caption article__inset__image__caption\" itemprop=\"caption\"><span class=\"wsj-article-credit article__inset__image__caption__credit\" itemprop=\"creator\"><br \/>\n            Getty Images<br \/>\n          <\/span><br \/>\n  <\/figcaption><\/figure>\n<\/div>\n<h6><span class=\"ez-toc-section\" id=\"Financial_aid_for_college_%E2%80%94_the_two-year_plan\"><\/span>Financial aid for college \u2014 the two-year plan<span class=\"ez-toc-section-end\"><\/span><\/h6>\n<p> Howard Gold explains why it actually takes two years to get the most financial aid possible before entering college. This means if your child is in 10th grade, it\u2019s time to get started. Here\u2019s how.<\/p>\n<div id=\"cx-membership-tile\"><\/div>\n<h6><span class=\"ez-toc-section\" id=\"Time_for_another_transformation_for_Fannie_and_Freddie\"><\/span>Time for another transformation for Fannie and Freddie <span class=\"ez-toc-section-end\"><\/span><\/h6>\n<p> Fannie Mae FNMA and Freddie Mac FMCC have been operating under a government conservatorship since 2008. The Trump administration is pushing to return the two mortgage giants to independence. Jacob Passy explains the challenges and possible disruption ahead for the U.S. home finance market. <\/p>\n<div data-layout=\"inline\n              \" data-layout-mobile=\"\" class=\"\n        media-object\n        type-InsetMediaIllustration\n          inline\n  article__inset\n        article__inset--type-InsetMediaIllustration\n          article__inset--inline\n  \"><\/p>\n<figure class=\"\n        media-object-image\n        enlarge-image\n        renoImageFormat-\n        img-inline\n        article__inset__image\n      \" itemscope itemtype=\"http:\/\/schema.org\/ImageObject\"><\/p>\n<div style=\"padding-bottom:71.875%;\" data-mobile-ratio=\"71.875%\" data-layout-ratio=\"71.875%\" data-subtype=\"\" class=\"image-container  responsive-media article__inset__image__image\">\n        <img decoding=\"async\" srcset=\"https:\/\/images.mktw.net\/im-264204?width=140&amp;size=1.391304347826087 140w,\nhttps:\/\/images.mktw.net\/im-264204?width=540&amp;size=1.391304347826087 540w,\nhttps:\/\/images.mktw.net\/im-264204?width=620&amp;size=1.391304347826087 620w,\nhttps:\/\/images.mktw.net\/im-264204?width=700&amp;size=1.391304347826087 700w,\nhttps:\/\/images.mktw.net\/im-264204?width=860&amp;size=1.391304347826087 860w,\nhttps:\/\/images.mktw.net\/im-264204?width=1260&amp;size=1.391304347826087 1260w\" sizes=\"(max-width: 140px) 100px,\n(max-width: 540px) 500px,\n(max-width: 620px) 580px,\n(max-width: 700px) 660px,\n(max-width: 860px) 820px,\n1260px\" src=\"https:\/\/images.mktw.net\/im-264204?width=620&amp;size=1.391304347826087\" data-enlarge=\"https:\/\/images.mktw.net\/im-264204?width=1260&amp;size=1.391304347826087\" alt=\"\" title=\"\"><\/div><figcaption class=\"wsj-article-caption article__inset__image__caption\" itemprop=\"caption\"><span class=\"wsj-article-credit article__inset__image__caption__credit\" itemprop=\"creator\"><br \/>\n            iStockphoto<br \/>\n          <\/span><br \/>\n  <\/figcaption><\/figure>\n<\/div>\n<h6><span class=\"ez-toc-section\" id=\"A_FIRE_advantage_even_if_you_start_late\"><\/span>A FIRE advantage, even if you start late<span class=\"ez-toc-section-end\"><\/span><\/h6>\n<p> Did you start saving and investing toward retirement during middle age? You\u2019re probably sick of being told how important it is to begin early. But Chris Mamula explains that a later started can have advantages on the road to financial independence.<\/p>\n<h6><span class=\"ez-toc-section\" id=\"For_a_pension_fix_look_north\"><\/span>For a pension fix, look north<span class=\"ez-toc-section-end\"><\/span><\/h6>\n<p>The U.S. has an estimated $4.6 trillion in unfunded pension liabilities. Canada showed how to clean up a pension mess.<\/p>\n<\/p>\n<p> <strong>W<em>ant more from MarketWatch? Sign up for this and\u00a0other <a href=\"https:\/\/buradabiliyorum.com\/en\/category\/news\/\" data-internallinksmanager029f6b8e52c=\"2\" title=\"News\" target=\"_blank\" rel=\"noopener\">news<\/a>letters, and get the latest news, personal finance and investing advice<\/em><\/strong>   <\/p><\/div>\n<\/div><\/div>\n<p><\/p>\n<div class=\"byline article__byline\">\n<p>      <span>By<\/span><\/p>\n<div class=\"author  hasMenu\" data-scrim='{\"type\":\"author\",\"header\":\"Philip van Doorn\",\"subhead\":\"The Wall Street Journal\",\"list\":[]}' itemscope itemprop=\"author\" itemtype=\"http:\/\/schema.org\/Person\">\n<h4 itemprop=\"name\"><span class=\"ez-toc-section\" id=\"Philip_van_Doorn\"><\/span>Philip van Doorn<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/p><\/div>\n<\/div>\n<blockquote><p><strong><span style=\"color: #ff6600;\">If you liked the article, do not forget to share it with your friends. Follow us on\u00a0<span style=\"color: #ff0000;\"><a style=\"color: #ff0000;\" href=\"https:\/\/news.google.com\/publications\/CAAqBwgKMLG0nwswvr63Aw\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Google News<\/a><\/span>\u00a0too, click on the star and choose us from your favorites.<\/span><\/strong><\/p><\/blockquote>\n<blockquote>\n<p style=\"text-align: center;\">For forums sites go to <span style=\"color: #ff9900;\"><a style=\"color: #ff9900;\" href=\"https:\/\/forum.buradabiliyorum.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">Forum.BuradaBiliyorum.Com<\/a><\/span><\/strong><\/p>\n<\/blockquote>\n<blockquote>\n<p style=\"text-align: center;\"><strong>If you want to read more News articles, you can visit our <span style=\"color: #ff9900;\"><a style=\"color: #ff9900;\" href=\"https:\/\/en.buradabiliyorum.com\/news\/\" target=\"_blank\" rel=\"noopener noreferrer\">News category.<\/a><\/span><\/strong><\/p>\n<\/blockquote>\n<p><span style=\"color: black;\"><a style=\"color: #ff9900;\" href=\"http:\/\/www.marketwatch.com\/news\/story.asp?guid=%7B21005575-02D4-D4B5-4572-D13956C3E883%7D&#038;siteid=rss&#038;rss=1\" target=\"_blank\" rel=\"noopener noreferrer\">Source<\/a><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#8220;# Weekend reads: $500,000 and a retirement problem &#8221; Also, stock screens, settling a marital dispute about paying off debt and a plan for getting the most financial aid for college ISTOCK\/GETTY IMAGES Everybody\u2019s financial scenario heading into retirement is different. This encompasses more than levels of savings or income \u2014 emotions come into play&#8230;.<\/p>\n","protected":false},"author":1,"featured_media":122347,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"","fifu_image_alt":"","footnotes":""},"categories":[70897],"tags":[],"class_list":["post-122346","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"_links":{"self":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/posts\/122346","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/comments?post=122346"}],"version-history":[{"count":0,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/posts\/122346\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/media\/122347"}],"wp:attachment":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/media?parent=122346"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/categories?post=122346"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/tags?post=122346"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}