{"id":236907,"date":"2021-04-27T23:14:14","date_gmt":"2021-04-27T20:14:14","guid":{"rendered":"https:\/\/en.buradabiliyorum.com\/want-public-transit-to-thrive-make-it-easier-to-pay-for-and-use\/"},"modified":"2021-04-27T23:14:14","modified_gmt":"2021-04-27T20:14:14","slug":"want-public-transit-to-thrive-make-it-easier-to-pay-for-and-use","status":"publish","type":"post","link":"https:\/\/buradabiliyorum.com\/en\/want-public-transit-to-thrive-make-it-easier-to-pay-for-and-use\/","title":{"rendered":"#Want public transit to thrive? Make it easier to pay for and use"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6a4070c5ca8f7\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #dd3333;color:#dd3333\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #dd3333;color:#dd3333\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6a4070c5ca8f7\" checked aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/buradabiliyorum.com\/en\/want-public-transit-to-thrive-make-it-easier-to-pay-for-and-use\/#Open_banking_and_open_payment\" >Open banking and open payment<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/buradabiliyorum.com\/en\/want-public-transit-to-thrive-make-it-easier-to-pay-for-and-use\/#Why_is_open_payment_so_important_for_transport_and_mobility\" >Why is open payment so important for transport and mobility?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/buradabiliyorum.com\/en\/want-public-transit-to-thrive-make-it-easier-to-pay-for-and-use\/#Managing_the_backend_with_CloudFare\" >Managing the backend with CloudFare<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/buradabiliyorum.com\/en\/want-public-transit-to-thrive-make-it-easier-to-pay-for-and-use\/#Open_Payment_and_MaaS\" >Open Payment and MaaS<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/buradabiliyorum.com\/en\/want-public-transit-to-thrive-make-it-easier-to-pay-for-and-use\/#Into_the_future\" >Into the future<\/a><\/li><\/ul><\/nav><\/div>\n<p>&#8220;<strong>#Want public transit to thrive? Make it easier to pay for and use<\/strong>&#8221;<br \/>\n<img decoding=\"async\" src=\"https:\/\/img-cdn.tnwcdn.com\/image?fit=796%2C417&amp;url=https%3A%2F%2Fcdn0.tnwcdn.com%2Fwp-content%2Fblogs.dir%2F1%2Ffiles%2F2021%2F04%2Fjonas-leupe-0IVop5v4MMU-unsplash.jpg&amp;signature=87cc7325f2c5f1bae39ea3f256553ae4\" \/><\/p>\n<div><i><span>This article was written by\u00a0Francois Mottet, Head of Product Strategy at <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/www.flowbird.group\/\">Flowbird<\/a> on <\/span><\/i><a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/urbanmobilitycompany.com\/content\/daily\"><i><span>The Urban Mobility Daily<\/span><\/i><\/a><i><span>, the content site of the Urban Mobility Company, a Paris-based company which is moving the business of mobility forward through physical and virtual events and services. Join their community of 10K+ global mobility professionals by signing up for the<\/span><\/i><a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/mailchi.mp\/58395d4d91a4\/subscribe-urban-mobility-weekly\"><i><span>Urban Mobility Weekly newsletter<\/span><\/i><\/a><i><span>. Read the original article<\/span><\/i><a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/www.autonomy.paris\/en\/the-business-of-mobility\/the-business-of-mobility-leading-the-open-payment-revolution\/\"><i><span>here<\/span><\/i><\/a><i><span> and follow them on<\/span><\/i><a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/www.linkedin.com\/company\/autonomy\"><i><span>Linkedin<\/span><\/i><\/a><i><span> and<\/span><\/i><a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/twitter.com\/AUTONOMY\"><i><span>Twitter<\/span><\/i><\/a><i><span>. <\/span><\/i><\/p>\n<p><strong><em>The Business of Mobility is an Urban Mobility Company <a href=\"https:\/\/buradabiliyorum.com\/en\/category\/watch-movies-tv-seriess\/\" data-internallinksmanager029f6b8e52c=\"8\" title=\"Watch Movies &amp; TV Series\" target=\"_blank\" rel=\"noopener\">series<\/a> highlighting some of the most successful new businesses in the mobility sector. Featuring a closer look at the way in which companies stand out, CEOs, Directors and other c-level executives elaborate on what it takes to turn a great idea into a great company.<\/em><\/strong><\/p>\n<p>In 2018 two leaders in parking and ticketing (Parkeon and Cale) joined forces to form Flowbird. Headquartered in Paris, Flowbird serves some 5,000 cities in 70 countries with IoT solutions for smart urban mobility and parking. In this article, Francois Mottet explains how Flowbird is creating a pathway to mobility as a service (MaaS) with its open payment innovations.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Open_banking_and_open_payment\"><\/span><strong>Open banking and open payment<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Open payment is part of a revolution in financial services that falls under the <a href=\"https:\/\/buradabiliyorum.com\/en\/category\/general\/\" data-internallinksmanager029f6b8e52c=\"3\" title=\"General\" target=\"_blank\" rel=\"noopener\">general<\/a> term \u201copen banking,\u201d which allows third parties to access data from consumer banking transactions to deliver innovative new services. Thanks to open payments, companies like transport operators can manage and monitor payments without needing to build their own payment and ticketing systems from the ground up.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Why_is_open_payment_so_important_for_transport_and_mobility\"><\/span><strong>Why is open payment so important for transport and mobility? <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Consider that in 2010, as this <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/www.firstdata.com\/downloads\/thought-leadership\/transit-payment-systems_wp.pdf\">First Data White Paper<\/a> attests, Transport for London was spending \u00a3100 million annually to administer its payment card system. Public transport operators need not spend this type of money layering a payment system on-top of existing global payment networks, which companies like MasterCard, Visa, and Carte Bancaire (CB) have already created. What\u2019s more, an open payment system is hugely convenient.<\/p>\n<p><a href=\"https:\/\/buradabiliyorum.com\/en\/category\/trip-and-travel\/\" data-internallinksmanager029f6b8e52c=\"10\" title=\"Trip &amp; Travel\" target=\"_blank\" rel=\"noopener\">Travel<\/a>ers simply need to tap their contactless bank card, or contactless smartphone payment <a href=\"https:\/\/buradabiliyorum.com\/en\/category\/download-scripts-themes-apps\/\" data-internallinksmanager029f6b8e52c=\"9\" title=\"Download Scripts &amp; Themes &amp; Apps\" target=\"_blank\" rel=\"noopener\">app<\/a>, and then present that same card when they board the bus or the train. The entire payment and ticketing transaction is managed via an open payment system.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Managing_the_backend_with_CloudFare\"><\/span><strong>Managing the backend with CloudFare <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>To make things simple for the commuter, such a system requires that we build an API (application programming interface) that interfaces with the payment network processor (e.g. MasterCard or Visa) to deliver all the relevant information to the transport operator. CloudFare is our white label cloud-hosted mobility management system, which includes Software-as-a-Service (SaaS) and ticketing as a service.<\/p>\n<p>With CloudFare we can manage discounts for multiple journeys and apply fare capping rules on behalf of the operator. Customers needn\u2019t buy a pass to reduce their transport costs; the system works out their usage and guarantees the best fare. And, through our own Payment Acceptance System connected to a financial service institution, we guarantee operators a secure revenue settlement process. CloudFare makes things that much simpler for users and for transport operators, making it possible to use your bank card as a bus pass, <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/www.flowbird.group\/stl-teams-up-with-flowbird-for-next-generation-credit-card-payment-solution-on-all-laval-buses\/\">as this case study from Laval, Canada<\/a> explains.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Open_Payment_and_MaaS\"><\/span><strong>Open Payment and MaaS<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>As Flowbird CEO Bertrand Barthelemy described \u2018cross-modality\u2019 in a <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/www.theceomagazine.com\/executive-interviews\/transportation-logistics\/bertrand-barthelemy\/\">2019 interview<\/a>, \u201cTransport services that are separately managed are seamlessly linked so that they function as one for the end user.\u201d \u2018Cross-modality\u2019 is another word for mobility-as-a-service (MaaS), something many cities across the world are striving for. Open payments and other \u2018open banking\u2019 innovations will help us realize the MaaS dream as companies like ours set up APIs that use data from mobility providers to facilitate mobility services.<\/p>\n<p>Flowbird is currently able to deliver contactless card ticketing and payment systems to public transport operators across the world, either by integrating with their legacy systems or creating a brand new one. But for now \u2013 given the strict procedures of MasterCard and Visa \u2013 we have not yet delivered open payment solutions for smaller mobility operators. Our current park-and-ride projects have proved that we can have cross-modal integration on an open payment system, and it\u2019s only a matter of time before we put multiple players (big and small) on one system to lay the payment and ticketing foundations of a seamless MaaS offering.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Into_the_future\"><\/span><strong>Into the future <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>I started off at Parkeon some fifteen years back, and it\u2019s been an exciting trip seeing how fast things have changed in our industry. Going from a core business that delivered parking payment ticketing solutions to helping build an entirely new industry \u2013 MaaS \u2013 is hugely exciting. We now have the <a href=\"https:\/\/buradabiliyorum.com\/en\/category\/technology\/\" data-internallinksmanager029f6b8e52c=\"4\" title=\"Technology\" target=\"_blank\" rel=\"noopener\">technology<\/a> for cities to improve transport services for citizens while reducing pollution and congestion.<\/p>\n<p>It\u2019s great being on the cutting edge of change and being recognized for it, as we were recently when Flowbird <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/www.flowbird.group\/transport\/flowbirds-open-payments-expertise-wins-innovation-award\/\">won an Innovation Award for its open payment expertise<\/a>. \u00a0However, the real joy is in seeing how we can facilitate the move away from single-car ownership to shared mobility platforms, something which open payment is revolutionizing.<\/p>\n<hr\/>\n<p><i><span>Do EVs excite your electrons? Do ebikes get your wheels spinning? Do self-driving cars get you all charged up?\u00a0<\/span><\/i><\/p>\n<p><i><span>Then you need the weekly SHIFT <a href=\"https:\/\/buradabiliyorum.com\/en\/category\/news\/\" data-internallinksmanager029f6b8e52c=\"2\" title=\"News\" target=\"_blank\" rel=\"noopener\">news<\/a>letter in your life.\u00a0<\/span><\/i><a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/share.hsforms.com\/1YPSj53mFQtSeGzy8o72bsw47gef\"><i><span>Click here to sign up<\/span><\/i><\/a><i><span>.<\/span><\/i><\/p>\n<\/div>\n<p><script async src=\"\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><script data-src=\"https:\/\/connect.facebook.net\/en_US\/sdk.js#xfbml=1&amp;appId=378011798897423&amp;version=v2.6\" id=\"socialSrcFacebook\" type=\"text\/template\"><\/script><\/p>\n<blockquote><p><strong><span style=\"color: #ff6600;\">If you liked the article, do not forget to share it with your friends. Follow us on\u00a0<span style=\"color: #ff0000;\"><a style=\"color: #ff0000;\" href=\"https:\/\/news.google.com\/publications\/CAAqBwgKMLG0nwswvr63Aw\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Google News<\/a><\/span>\u00a0too, click on the star and choose us from your favorites.<\/span><\/strong><\/p><\/blockquote>\n<blockquote>\n<p style=\"text-align: center;\">For forums sites go to <span style=\"color: #ff9900;\"><a style=\"color: #ff9900;\" href=\"https:\/\/forum.buradabiliyorum.com\/\" target=\"_blank\" rel=\"noopener\">Forum.BuradaBiliyorum.Com<\/a><\/span><\/strong><\/p>\n<\/blockquote>\n<blockquote>\n<p style=\"text-align: center;\"><strong>If you want to read more like this article, you can visit our <span style=\"color: #ff9900;\"><a style=\"color: #ff9900;\" href=\"https:\/\/en.buradabiliyorum.com\/technology\/\" target=\"_blank\" rel=\"noopener\">Technology category.<\/a><\/span><\/strong><\/p>\n<\/blockquote>\n<p><span style=\"color: black;\"><a style=\"color: #ff9900;\" href=\"https:\/\/thenextweb.com\/news\/open-payment-revolution-shift-public-transit-syndication\" target=\"_blank\" rel=\"noopener\">Source<\/a><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#8220;#Want public transit to thrive? Make it easier to pay for and use&#8221; This article was written by\u00a0Francois Mottet, Head of Product Strategy at Flowbird on The Urban Mobility Daily, the content site of the Urban Mobility Company, a Paris-based company which is moving the business of mobility forward through physical and virtual events and&#8230;<\/p>\n","protected":false},"author":1,"featured_media":236908,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"https:\/\/img-cdn.tnwcdn.com\/image\/shift?filter_last=1&fit=1280,640&url=https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2021\/04\/jonas-leupe-0IVop5v4MMU-unsplash.jpg&signature=a47c96cf2293189c22a3ce41271ece47","fifu_image_alt":"","footnotes":""},"categories":[18],"tags":[],"class_list":["post-236907","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-technology"],"_links":{"self":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/posts\/236907","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/comments?post=236907"}],"version-history":[{"count":0,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/posts\/236907\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/media\/236908"}],"wp:attachment":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/media?parent=236907"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/categories?post=236907"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/tags?post=236907"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}