{"id":311839,"date":"2021-07-30T07:23:00","date_gmt":"2021-07-30T04:23:00","guid":{"rendered":"https:\/\/en.buradabiliyorum.com\/behold-a-different-kind-of-student-debt-cancellation\/"},"modified":"2021-07-30T07:23:00","modified_gmt":"2021-07-30T04:23:00","slug":"behold-a-different-kind-of-student-debt-cancellation","status":"publish","type":"post","link":"https:\/\/buradabiliyorum.com\/en\/behold-a-different-kind-of-student-debt-cancellation\/","title":{"rendered":"#: Behold, a different kind of student-debt cancellation"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_89 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6af1a7dc925f0\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #dd3333;color:#dd3333\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #dd3333;color:#dd3333\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6af1a7dc925f0\" checked aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/buradabiliyorum.com\/en\/behold-a-different-kind-of-student-debt-cancellation\/#The_government_gave_colleges_the_flexibility_to_use_relief_funds_to_wipe_away_student_balances_The_schools_took_up_the_offer_immediately\" >The government gave colleges the flexibility to use relief funds to wipe away student balances. The schools took up the offer immediately<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/buradabiliyorum.com\/en\/behold-a-different-kind-of-student-debt-cancellation\/#Tony_Allen_the_president_of_Delaware_State_University\" >Tony Allen, the president of Delaware State University.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/buradabiliyorum.com\/en\/behold-a-different-kind-of-student-debt-cancellation\/#Jillian_Berman\" >Jillian Berman<\/a><\/li><\/ul><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<p>&#8220;<strong>#: Behold, a different kind of student-debt cancellation<\/strong>&#8221;<\/p>\n<h2 class=\"article__subhead\" itemprop=\"alternativeHeadline\"><span class=\"ez-toc-section\" id=\"The_government_gave_colleges_the_flexibility_to_use_relief_funds_to_wipe_away_student_balances_The_schools_took_up_the_offer_immediately\"><\/span>\n  The government gave colleges the flexibility to use relief funds to wipe away student balances. The schools took up the offer immediately<br \/>\n<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><\/p>\n<div class=\"column column--full article__content\">\n<div class=\"article__side\">\n<div class=\"container--sticky not-active\">\n<div id=\"cx-next\" data-nosnippet>\n              <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div id=\"js-article__body\" class=\"article__body article-wrap at16-col16 barrons-article-wrap\" itemprop=\"articleBody\" data-sbid=\"WP-MKTW-0000356618\">\n<div class=\"barrons-article-ad-wrapper\">\n<div data-track=\"barrons-article-ad-wrap\" class=\"barrons-article-ad sticky_item\">\n<div class=\"barrons-main-article-ad-target sticky_target body_ad\" aria-hidden=\"true\"><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div data-layout=\"\n                inline\" data-layout-mobile=\"\" class=\"\n          media-object\n          type-InsetArticleReader\n              \n              inline\n  article__inset\n          article__inset--type-InsetArticleReader\n              article__inset--inline\n  \"><\/p>\n<div class=\"media-object-article-reader\">\n<div class=\"audioplayer\" data-sbid=\"WP-MKTW-0000356618\" role=\"region\" aria-label=\"Listen to Article\" tabindex=\"-1\" id=\"articlereader\" data-show-title=\"false\" data-theme=\"wsj-article-reader\" data-show-header=\"false\" data-show-subscribe=\"false\" data-ads-enabled=\"true\" data-save-publication=\"false\">\n        <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p>       For years, student advocates and some higher-education leaders have worried about the ways in which even small debts that students owe to their schools can hold them back from continuing college and completing their degree.\u00a0<\/p>\n<p> Over the past few months, it\u2019s become clear that some schools needed to mitigate this problem was something simple: More money.\u00a0<\/p>\n<div class=\"paywall\">\n       In May of this year, the Department of Education announced that colleges could use funds they received from the American Rescue Plan \u2014 the coronavirus relief measure Congress passed in March \u2014 to wipe out institutional debt or funds students owe to their schools. <\/p>\n<p>The next day Delaware State University, an HBCU, <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/www.desu.edu\/news\/2021\/05\/university-cancels-outstanding-debt-covid-19-hardship-cases\" class=\"icon none\">announced<\/a> it would discharge up to $730,655 in debt for recently graduated students.\u00a0<\/p>\n<div data-layout=\"inline\n                \" data-layout-mobile=\"\" class=\"\n          media-object\n          type-InsetPullQuote\n            inline\n    scope-web|mobileapps\n  article__inset\n          article__inset--type-InsetPullQuote\n            article__inset--inline\n  \"><\/p>\n<div class=\"wsj-article-pullquote article__inset__pullquote \">\n<p class=\"pullquote-content article__inset__pullquote__quote\">\n        <span class=\"l-qt article__inset__pullquote__mark--left\">\u201c<\/span><br \/>\n        \u2018We wanted to the fullest extent possible to use this funding during the pandemic to address the removal of barriers and to help students stay enrolled.\u2019<br \/>\n        <span class=\"r-qt article__inset__pullquote__mark--right\">\u201d<\/span><\/p>\n<p>        <small><br \/>\n          <span class=\"inset-author article__inset__pullquote__author\">\u2014 Christopher Reber, president of Hudson County Community College<\/span><br \/>\n        <\/small><\/p><\/div>\n<\/p><\/div>\n<p>       In the months since, many other Historically Black Colleges and Universities have done the same. In recent weeks, the trend has extended to other types of schools with large populations of low-income or underserved students, like community colleges and four-year regional public universities.\u00a0<\/p>\n<p> At Hudson County Community College, officials had been thinking \u201cfor a long time\u201d about how the debt can pose challenges to students trying to complete their degrees, said Christopher Reber, the school\u2019s president. The flexibility of the rescue plan funds allowed HCCC to address the debt \u201cin a very bold way,\u201d Reber said. The school <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/www.hccc.edu\/news-media\/news\/07022021.html\" class=\"icon none\">wiped away $4.8 million<\/a> in outstanding student-loan balances for 4,800 students.\u00a0<\/p>\n<p>Already, HCCC serves a population of students that\u2019s at high-risk of not completing. Roughly <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/collegescorecard.ed.gov\/school\/?184995-Hudson-County-Community-College\" class=\"icon none\">72% of HCCC\u2019s students<\/a> receive a Pell grant, the money the government provides to low-income college students. What\u2019s more, many students are immigrants and may not speak English when they first enroll at HCCC, Reber said. Owing a balance to the school can exacerbate those challenges.\u00a0<\/p>\n<p>\u201cWe wanted to the fullest extent possible to use this funding during the pandemic to address the removal of barriers and to help students stay enrolled,\u201d Reber said of the pandemic-era funds the government sent to colleges.\u00a0<\/p>\n<p><strong>$15 billion in institutional debt<\/strong><\/p>\n<p>Last year, before the government allowed colleges to use the relief funds to cancel institutional debt, Ithaka S+R, a non profit focused on educational research, <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/sr.ithaka.org\/publications\/solving-stranded-credits\/\" class=\"icon none\">estimated<\/a> that students across the country owed up to $15 billion in debt to colleges and universities.\u00a0<\/p>\n<div id=\"cx-membership-tile\"><\/div>\n<p>These outstanding bills are different from the $1.7 trillion in federal and private student loans held by more than 40 million borrowers. Instead, they\u2019re related to things like overdue tuition bills, parking or library fines. In some cases, the debt is the result of a college holding a student liable for federal financial-aid funds \u2014 including grants \u2014 the school had to send back to the government because of the timing of a student\u2019s withdrawal.<\/p>\n<p>Often the debts are relatively small, but they can have big consequences. In some cases, students may not be able to enroll in classes until they settle the bill. It\u2019s also not uncommon for schools to hold tran<a href=\"https:\/\/buradabiliyorum.com\/en\/category\/download-scripts-themes-apps\/\" data-internallinksmanager029f6b8e52c=\"9\" title=\"Download Scripts &amp; Themes &amp; Apps\" target=\"_blank\" rel=\"noopener\">script<\/a>s as collateral for the debt, making it difficult for students to transfer elsewhere, or, if they\u2019re graduating, to have that official documentation.\u00a0<\/p>\n<p>Some schools also use traditional debt-collection tactics, including referring the debt to collection agencies, to recoup the funds. Even so, the schools often don\u2019t collect the full value of the debts. Recognizing the challenges these debts pose \u2014 and the revenue schools are losing by blocking a student from continuing their education \u2014 some colleges have launched programs that cancel at least a portion of students\u2019 outstanding debts <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/pages.ccc.edu\/apply\/freshstart\/\" class=\"icon none\">if they return<\/a> to the school.\u00a0\u00a0<\/p>\n<p><strong>COVID challenges make it hard to reach the finish line<\/strong><\/p>\n<p>At Delaware State University, which was the first to announce it would use American Rescue Plan funds to discharge some institutional debts, officials already had some experience with the idea. They discharged the outstanding balances of students who graduated in 2020, using funds the school raised through private philanthropy.\u00a0<\/p>\n<p>Officials knew they wanted to do the same thing for the class of 2021, and the increased flexibility in how colleges could use the federal-relief funds, \u201callowed us to do that even to a greater degree,\u201d said Tony Allen, Delaware State\u2019s president.\u00a0<\/p>\n<p>\u201cStudents come to HBCUs to get a high-quality education but they\u2019re also coming to change the economic trajectory,\u201d of their lives, of their families and of their communities, Allen said. \u201cWhen COVID hit, their attempt to get to the finish line was not going to be easy.\u201d\u00a0<\/p>\n<div data-layout=\"wrap\n                \" data-layout-mobile=\"\" class=\"\n          media-object\n          type-InsetMediaIllustration\n            wrap\n  article__inset\n          article__inset--type-InsetMediaIllustration\n            article__inset--wrap\n  \"><\/p>\n<figure class=\"\n        media-object-image\n        enlarge-image\n        img-wrap\n        article__inset__image\n      \" itemscope itemtype=\"http:\/\/schema.org\/ImageObject\"><\/p>\n<div style=\"padding-bottom:66.66666666666666%;\" data-subtype=\"photo\" class=\"image-container  responsive-media article__inset__image__image\">\n        <img decoding=\"async\" srcset=\"https:\/\/images.mktw.net\/im-377579?width=300&amp;size=1.5005861664712778 300w, https:\/\/images.mktw.net\/im-377579?width=639&amp;size=1.5005861664712778 639w, https:\/\/images.mktw.net\/im-377579?width=639&amp;size=1.5005861664712778&amp;pixel_ratio=1.5 958.5w, https:\/\/images.mktw.net\/im-377579?width=639&amp;size=1.5005861664712778&amp;pixel_ratio=2 1278w, https:\/\/images.mktw.net\/im-377579?width=639&amp;size=1.5005861664712778&amp;pixel_ratio=3 1917w\" sizes=\"(max-width: 639px) 100vw, (max-width: 979px) 300px, (max-width: 1299px) 300px, 300px\" src=\"https:\/\/images.mktw.net\/im-377579?width=639&amp;height=426\" alt=\"\" title=\"\"><\/div><figcaption class=\"wsj-article-caption article__inset__image__caption\" itemprop=\"caption\">\n<h4 class=\"wsj-article-caption-content\"><span class=\"ez-toc-section\" id=\"Tony_Allen_the_president_of_Delaware_State_University\"><\/span>Tony Allen, the president of Delaware State University.<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/figcaption><\/figure>\n<\/div>\n<p>       Wiping away even relatively small amounts of debt, takes that burden \u201coff of that student who has probably worked their way through college and\/or their parents, many of which come from these very low-resourced communities,\u201d Allen said. <\/p>\n<p>Coming up with, say, $1,500 \u201cis not an easy feat,\u201d he added.<\/p>\n<p>Alynnda Williams, a recent graduate of Delaware State, said having her roughly $12,000 bill wiped away by the school \u201cfelt like stress lifted off my shoulders, a stress lifted off my mother\u2019s shoulders.\u201d\u00a0<\/p>\n<p>Williams, 22, said she was so surprised to see her balance had been zeroed out that she logged out of her account portal with the school, and then logged back in to make sure it was real. <\/p>\n<p>And then? She called her mom to break the <a href=\"https:\/\/buradabiliyorum.com\/en\/category\/news\/\" data-internallinksmanager029f6b8e52c=\"2\" title=\"News\" target=\"_blank\" rel=\"noopener\">news<\/a>. \u201cThat was really a great Mother\u2019s Day gift for her,\u201d said Williams, who found out about the debt cancellation on Mother\u2019s Day.\u00a0<\/p>\n<p>Having her bill wiped out also made Williams feel confident in her decision to choose Delaware State and to be so involved on campus during her time there. She was a recruiter in the office of admissions, worked with incoming freshmen, was a manager at the gym, joined the Alpha Kappa Alpha sorority and more.\u00a0<\/p>\n<p>\u201cI always did whatever I could, especially when it came to the incoming students,\u201d she said. \u201cI\u2019ve done good, and good was done back to me.\u201d\u00a0\u00a0<\/p>\n<p><strong>HBCUs lead the way<\/strong><\/p>\n<p>HBCUs were the first to cancel institutional debts once the federal funds were made available to do so \u2014 and that is indicative of how in touch the institutions are with the population they serve, said Lodriguez Murray, senior vice president, public policy and government affairs at the United Negro College Fund, which has 37 member HBCUs. <\/p>\n<p>Students from HBCUs are more likely to come from households with fewer resources \u2014 more <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/uncf.org\/pages\/the-hbcu-effect#:~:text=More%20than%2070%25%20of%20HBCU,have%20on%20intergenerational%20socioeconomic%20mobility.\" class=\"icon none\">than 70%<\/a> of HBCU students receive a Pell grant \u2014 than those at predominantly white institutions.\u00a0<\/p>\n<p>\u201cWe\u2019re very proud that our institutions have led the sector in doing this,\u201d\u00a0 Murray said of the recent spate of debt cancellation. It shows \u201cthat when resources are given, whether they be federal, philanthropic, or otherwise, that HBCUs are amongst the most innovative institutions in the sector. They definitely are second-to-none in terms of caring about the outcomes of students.\u201d<\/p>\n<div data-layout=\"inline\n                \" data-layout-mobile=\"\" class=\"\n          media-object\n          type-InsetPullQuote\n            inline\n    scope-web|mobileapps\n  article__inset\n          article__inset--type-InsetPullQuote\n            article__inset--inline\n  \"><\/p>\n<div class=\"wsj-article-pullquote article__inset__pullquote \">\n<p class=\"pullquote-content article__inset__pullquote__quote\">\n        <span class=\"l-qt article__inset__pullquote__mark--left\">\u201c<\/span><br \/>\n        \u2018We need to get more resources to the schools that are doing most of the heavy lifting.\u2019<br \/>\n        <span class=\"r-qt article__inset__pullquote__mark--right\">\u201d<\/span><\/p>\n<p>        <small><br \/>\n          <span class=\"inset-author article__inset__pullquote__author\">\u2014 Catharine Bond Hill, managing director at Ithaka S+R<\/span><br \/>\n        <\/small><\/p><\/div>\n<\/p><\/div>\n<p>       Though the pandemic-era relief will certainly help those students who received it, Catharine Bond Hill, managing director at Ithaka S+R, said it\u2019s a one off event that likely won\u2019t do much to impact college affordability and the obstacles students face to completing school in the long-term. The recent spate of debt cancellation by schools serving under-resourced students with limited funding themselves did highlight one possible solution to these challenges, Bond Hill said.\u00a0<\/p>\n<p> \u201cWe need to get more resources to the schools that are doing most of the heavy lifting,\u201d she said.\u00a0<\/p>\n<p>In the meantime, the funds provided by the federal government allow educators, policymakers and others to see how wiping away students\u2019 balances could impact them. \u201cThis is almost like a natural experiment to see what happens when you help students that have debt,\u201d Bond Hill said.\u00a0<\/p>\n<p><strong>Monitoring the impact<\/strong><\/p>\n<p>Indeed at Hudson County Community College, officials will be monitoring the effect of cancelling the debt to see if it\u2019s a program they might continue in some way through their own operating funds, Reder said.\u00a0<\/p>\n<p>\u201cBy removing that significant barrier hopefully we can keep more of those students enrolled,\u201d Reder said. Not only would that help the students get closer to a degree and the economic benefits that go along with it, but in addition, he said, \u201cIf you spend money to help more students persist, that also returns revenue to the bottom line.\u201d\u00a0<\/p>\n<p>The opportunity to wipe away some debt benefits schools in other ways too, said Walter Kimbrough, the president of Dillard University, an HBCU in New Orleans. By cancelling the debt and keeping students on track, colleges could help avoid having their graduation rates slip.\u00a0<\/p>\n<p>\u201cIt\u2019s good for the student, it\u2019s good for the institution,\u201d he said. \u201cYou don\u2019t have the debt that\u2019s out there that you have to write off.\u201d\u00a0<\/p>\n<div data-layout=\"inline\n                \" data-layout-mobile=\"\" class=\"\n          media-object\n          type-InsetPullQuote\n            inline\n    scope-web|mobileapps\n  article__inset\n          article__inset--type-InsetPullQuote\n            article__inset--inline\n  \"><\/p>\n<div class=\"wsj-article-pullquote article__inset__pullquote \">\n<p class=\"pullquote-content article__inset__pullquote__quote\">\n        <span class=\"l-qt article__inset__pullquote__mark--left\">\u201c<\/span><br \/>\n        Officials were careful how they couched the debt relief to make sure students understood that the discharges applied to money owed to the school \u2014 not federal or private student loans.<br \/>\n        <span class=\"r-qt article__inset__pullquote__mark--right\">\u201d<\/span><\/p><\/div>\n<\/p><\/div>\n<p>       Many of the schools that have cancelled debt, including Dillard and HCCC, saw the opportunity to wipe the funds away as part of larger efforts that predated the pandemic, but intensified during it, to fill gaps \u2014 whether through emergency grants, food pantries or other means \u2014 that create obstacles to students getting through college.\u00a0<\/p>\n<p> \u201cWe know that quite often it\u2019s not the academic issues that get students in trouble, it\u2019s something that happens in their lives, in their families \u2014 the car breaks down,\u201d said Ashish Vaidya, the president of Northern Kentucky University. \u201cOver time, it starts accumulating and at some point it can be pretty difficult to get out of that.\u201d\u00a0<\/p>\n<p>That dynamic was always in the back of NKU officials\u2019 minds, but the flexibility of the rescue-plan funds helped them be able to act on it. The school wiped away $600,000 in debt students accumulated between the spring 2020 and spring 2021 semesters.\u00a0 \u201cIt\u2019s one-time stimulus money, we know that this is not always what we can do,\u201d he said.\u00a0\u00a0<\/p>\n<p>Officials were careful how they couched the debt relief to make sure students understood that the discharges applied to money owed to the school \u2014 not federal or private student loans. Much of the coverage surrounding colleges cancelling institutional debt has had the public confused about what that cancellation would actually mean for students.\u00a0<\/p>\n<p>For the students who received the funds, \u201cit\u2019s a great unexpected gift that I hope all of them appreciate,\u201d he said.\u00a0<\/p><\/div>\n<\/div><\/div>\n<p><\/p>\n<div class=\"byline article__byline\">\n<p>    <span>By<\/span><\/p>\n<div class=\"author mobile-scrim hasMenu\" data-scrim='{\"type\":\"author\",\"header\":\"Jillian Berman\",\"subhead\":\"The Wall Street Journal\",\"list\":[{\"type\":\"link\",\"icon\":\"bio\",\"url\":\"https:\/\/www.marketwatch.com\/author\/jillian-berman\",\"text\":\"Biography\"},{\"type\":\"link\",\"icon\":\"twitter\",\"url\":\"https:\/\/twitter.com\/JillianBerman\",\"text\":\"@JillianBerman\"},{\"type\":\"link\",\"icon\":\"email\",\"url\":\"mailto:jberman@marketwatch.com\",\"text\":\"jberman@marketwatch.com\"}]}' itemscope itemprop=\"author\" itemtype=\"http:\/\/schema.org\/Person\">\n<h4 itemprop=\"name\"><span class=\"ez-toc-section\" id=\"Jillian_Berman\"><\/span>Jillian Berman<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/p><\/div>\n<\/div>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<blockquote><p><strong><span style=\"color: #ff6600;\">If you liked the article, do not forget to share it with your friends. Follow us on\u00a0<span style=\"color: #ff0000;\"><a style=\"color: #ff0000;\" href=\"https:\/\/news.google.com\/publications\/CAAqBwgKMLG0nwswvr63Aw\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Google News<\/a><\/span>\u00a0too, click on the star and choose us from your favorites.<\/span><\/strong><\/p><\/blockquote>\n<blockquote>\n<p style=\"text-align: center;\">For forums sites go to <span style=\"color: #ff9900;\"><a style=\"color: #ff9900;\" href=\"https:\/\/forum.buradabiliyorum.com\/\" target=\"_blank\" rel=\"noopener\">Forum.BuradaBiliyorum.Com<\/a><\/span><\/strong><\/p>\n<\/blockquote>\n<blockquote>\n<p style=\"text-align: center;\"><strong>If you want to read more News articles, you can visit our <span style=\"color: #ff9900;\"><a style=\"color: #ff9900;\" href=\"https:\/\/en.buradabiliyorum.com\/news\/\" target=\"_blank\" rel=\"noopener\">News category.<\/a><\/span><\/strong><\/p>\n<\/blockquote>\n<p><span style=\"color: black;\"><a style=\"color: #ff9900;\" href=\"http:\/\/www.marketwatch.com\/news\/story.asp?guid=%7B20C05575-04D4-B545-7571-0A04B6037979%7D&#038;siteid=rss&#038;rss=1\" target=\"_blank\" rel=\"noopener\">Source<\/a><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#8220;#: Behold, a different kind of student-debt cancellation&#8221; The government gave colleges the flexibility to use relief funds to wipe away student balances. The schools took up the offer immediately For years, student advocates and some higher-education leaders have worried about the ways in which even small debts that students owe to their schools can&#8230;<\/p>\n","protected":false},"author":1,"featured_media":311840,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"","fifu_image_alt":"","footnotes":""},"categories":[70897],"tags":[],"class_list":["post-311839","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"_links":{"self":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/posts\/311839","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/comments?post=311839"}],"version-history":[{"count":0,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/posts\/311839\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/media\/311840"}],"wp:attachment":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/media?parent=311839"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/categories?post=311839"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/tags?post=311839"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}