{"id":379912,"date":"2021-12-12T01:44:00","date_gmt":"2021-12-11T22:44:00","guid":{"rendered":"https:\/\/en.buradabiliyorum.com\/brace-yourself-for-an-extra-tax-hit-from-large-mutual-fund-payouts\/"},"modified":"2021-12-12T01:44:00","modified_gmt":"2021-12-11T22:44:00","slug":"brace-yourself-for-an-extra-tax-hit-from-large-mutual-fund-payouts","status":"publish","type":"post","link":"https:\/\/buradabiliyorum.com\/en\/brace-yourself-for-an-extra-tax-hit-from-large-mutual-fund-payouts\/","title":{"rendered":"#: Brace yourself for an extra tax hit from large mutual-fund payouts"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6a3cac88ad3c9\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #dd3333;color:#dd3333\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #dd3333;color:#dd3333\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6a3cac88ad3c9\" checked aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/buradabiliyorum.com\/en\/brace-yourself-for-an-extra-tax-hit-from-large-mutual-fund-payouts\/#American_Century_Vanguard_among_those_passing_on_more_than_20_of_a_fund_through_capital-gains_distributions\" >American Century, Vanguard among those passing on more than 20% of a fund through capital-gains distributions<\/a><ul class='ez-toc-list-level-6' ><li class='ez-toc-heading-level-6'><ul class='ez-toc-list-level-6' ><li class='ez-toc-heading-level-6'><ul class='ez-toc-list-level-6' ><li class='ez-toc-heading-level-6'><ul class='ez-toc-list-level-6' ><li class='ez-toc-heading-level-6'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/buradabiliyorum.com\/en\/brace-yourself-for-an-extra-tax-hit-from-large-mutual-fund-payouts\/#Mutual_funds_vs_ETFs\" >Mutual funds vs. ETFs<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-6'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/buradabiliyorum.com\/en\/brace-yourself-for-an-extra-tax-hit-from-large-mutual-fund-payouts\/#Distributions_are_larger_than_in_the_past\" >Distributions are larger than in the past<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-6'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/buradabiliyorum.com\/en\/brace-yourself-for-an-extra-tax-hit-from-large-mutual-fund-payouts\/#What_to_do_for_next_year\" >What to do for next year<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-6'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/buradabiliyorum.com\/en\/brace-yourself-for-an-extra-tax-hit-from-large-mutual-fund-payouts\/#More_by_Debbie_Carlson\" >More by Debbie Carlson<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/buradabiliyorum.com\/en\/brace-yourself-for-an-extra-tax-hit-from-large-mutual-fund-payouts\/#Debbie_Carlson\" >Debbie Carlson<\/a><\/li><\/ul><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<p>&#8220;<strong>#: Brace yourself for an extra tax hit from large mutual-fund payouts<\/strong>&#8221;<\/p>\n<h2 class=\"article__subhead\" itemprop=\"alternativeHeadline\"><span class=\"ez-toc-section\" id=\"American_Century_Vanguard_among_those_passing_on_more_than_20_of_a_fund_through_capital-gains_distributions\"><\/span>\n  American Century, Vanguard among those passing on more than 20% of a fund through capital-gains distributions<br \/>\n<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><\/p>\n<div class=\"column column--full article__content\" role=\"region\" aria-label=\"article body\">\n<div class=\"article__side\">\n<div class=\"container--sticky not-active\">\n<div id=\"cx-next\" data-nosnippet>\n              <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div id=\"js-article__body\" class=\"article__body article-wrap at16-col16 barrons-article-wrap\" itemprop=\"articleBody\" data-sbid=\"WP-MKTW-0000516774\" role=\"document\">\n<div class=\"barrons-article-ad-wrapper\">\n<div data-track=\"barrons-article-ad-wrap\" class=\"barrons-article-ad sticky_item\">\n<div class=\"barrons-main-article-ad-target sticky_target body_ad\" aria-hidden=\"true\"><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div data-layout=\"\n                inline\" data-layout-mobile=\"\" class=\"\n          media-object\n          type-InsetArticleReader\n              \n              inline\n  article__inset\n          article__inset--type-InsetArticleReader\n              article__inset--inline\n  \"><\/p>\n<div class=\"media-object-article-reader\">\n<div class=\"audioplayer\" data-sbid=\"WP-MKTW-0000516774\" role=\"region\" aria-label=\"Listen to Article\" tabindex=\"-1\" id=\"articlereader\" data-show-title=\"false\" data-theme=\"wsj-article-reader\" data-show-header=\"false\" data-show-subscribe=\"false\" data-ads-enabled=\"true\" data-save-publication=\"false\">\n        <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p>       Amid the holiday cards coming in the mail and inboxes this season is a potentially not-so-nice greeting for some mutual-fund investors: capital-gains distributions.<\/p>\n<p> It\u2019s not all bad <a href=\"https:\/\/buradabiliyorum.com\/en\/category\/news\/\" data-internallinksmanager029f6b8e52c=\"2\" title=\"News\" target=\"_blank\" rel=\"noopener\">news<\/a>. A number of funds are paying out gains because stocks gained this year, with the S&amp;P 500 index<br \/>\n        SPX,<br \/>\n        <bg-quote field=\"percentchange\" format=\"0,000.00%\" channel=\"\/zigman2\/quotes\/210599714\/realtime\" class=\"positive\">+0.95%<\/bg-quote><br \/>\n       up 22% through November (and has continued rising in December). International markets also performed well, with the MSCI ACWI index<br \/>\n        ACWI,<br \/>\n        <bg-quote field=\"percentchange\" format=\"0,000.00%\" channel=\"\/zigman2\/quotes\/208607471\/composite\" class=\"positive\">+0.54%<\/bg-quote><br \/>\n       up 16.8% in the same 11 months.<\/p>\n<div class=\"paywall\">\n       But the lump-of-coal part is a possible tax bill.<\/p>\n<p>Mutual-fund investors with holdings in taxable accounts need to prepare for a tax hit on distributed gains \u2014 even if they reinvest the distributions. They can offset some or all of the gains (and taxes) if they\u2019ve sold positions at a loss.<\/p>\n<p>People who own mutual funds in tax-sheltered accounts such as 401(k)s or individual retirement accounts and are reinvesting the distributions, on the other hand, don\u2019t have to worry. In those accounts, taxes only count when investors sell holdings in retirement, and those who have funds in qualified Roth IRAs won\u2019t have to pay even then.<\/p>\n<p><strong>Read:<\/strong> Should I use a 401(k) or an IRA to save for retirement? A traditional account or the Roth version? Here\u2019s what to know<\/p>\n<p>Fund companies <a href=\"https:\/\/buradabiliyorum.com\/en\/category\/general\/\" data-internallinksmanager029f6b8e52c=\"3\" title=\"General\" target=\"_blank\" rel=\"noopener\">general<\/a>ly estimate their distributions based on share prices between the end of September or October. This information is found on the fund company\u2019s website, usually under information about taxes. Payouts are described in percentages of assets, based on share prices at the time of the estimate.<\/p>\n<h6><span class=\"ez-toc-section\" id=\"Mutual_funds_vs_ETFs\"><\/span>Mutual funds vs. ETFs<span class=\"ez-toc-section-end\"><\/span><\/h6>\n<p>There\u2019s a second big reason beyond a great year for stocks that explains why fund companies overall are paying out capital gains: the trend of investors moving assets out of mutual funds and into exchange-traded funds, said Christopher Franz, associate director of equity strategies, at Morningstar.<\/p>\n<p>For the past several years, mutual-fund companies have seen their assets <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/lipperalpha.refinitiv.com\/wp-content\/uploads\/2021\/10\/Mutual-Funds-and-ETP-Snapshot-Q3-2021.pdf\" class=\"icon none\">flow out on speed skates<\/a> and into exchange-traded funds, in large part because of lower fees and tax efficiency. In many cases, actively managed funds are losing money to mostly passively managed ETFs.<\/p>\n<p>Because of how mutual funds are structured, when investors sell their mutual-fund holdings, the portfolio managers need to sell assets to pay those redemptions. Unless they can offset those gains with losses, the managers book those gains and pass them on to shareholders.<\/p>\n<div id=\"cx-membership-tile\"><\/div>\n<p>ETFs are tax-efficient because the creation\/redemption <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/www.etf.com\/etf-education-center\/etf-basics\/what-is-the-creationredemption-mechanism?nopaging=1\" class=\"icon none\">process<\/a> mitigates some of these capital-gains distributions. There are rare times when ETFs pass on capital gains.<\/p>\n<p>This mutual fund structure explains why investors who own mutual funds in taxable accounts get hit with capital-gains distributions even if they didn\u2019t sell a single share, a very Grinch-like outcome.<\/p>\n<p>\u201cIt\u2019s just a brutal reminder that within the mutual fund structure \u2026 it essentially <a href=\"https:\/\/buradabiliyorum.com\/en\/category\/social-mediaa\/\" data-internallinksmanager029f6b8e52c=\"1\" title=\"Social Media\" target=\"_blank\" rel=\"noopener\">social<\/a>izes the cost of doing business,\u201d Franz said.<\/p>\n<p><strong>Be a smarter investor. Read Need to Know every morning.<\/strong><\/p>\n<h6><span class=\"ez-toc-section\" id=\"Distributions_are_larger_than_in_the_past\"><\/span>Distributions are larger than in the past<span class=\"ez-toc-section-end\"><\/span><\/h6>\n<p>Morningstar annually spot checks capital-gains distribution rates for about two dozen of the major fund families, and Franz said this year\u2019s <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/www.morningstar.com\/articles\/1065314\/capital-gains-roundup-2021-edition\" class=\"icon none\">trend<\/a> is pretty typical to last year. The firm doesn\u2019t have any broad average numbers on the average payout or percentage size of distribution because the data set is too wide, but anecdotally the firm notes distributions are bigger now than what they were historically. The combination of redemptions and strong stock market gains are increasing payout sizes, he said.<\/p>\n<p>There can be specific reasons for why a fund has a high payout, such as changes in managers, strategies or indexes. <\/p>\n<p>For the past few years, growth funds investors have contended with sizable distributions because of market gains, but this year distributions are spread more widely, Franz said, including in some value-oriented strategies. Value strategies have typically lagged the broader market recently, but this year value saw a rebound.<\/p>\n<p>Two funds with big expected payouts are American Century Disciplined Core Value<br \/>\n        BIGRX,<br \/>\n        <bg-quote field=\"percentchange\" format=\"0,000.00%\" channel=\"\/zigman2\/quotes\/205154652\/realtime\" class=\"positive\">+0.79%<\/bg-quote><br \/>\n       and American Century Equity Growth<br \/>\n        BEQGX,<br \/>\n        <bg-quote field=\"percentchange\" format=\"0,000.00%\" channel=\"\/zigman2\/quotes\/200649845\/realtime\" class=\"positive\">+0.96%<\/bg-quote><span>,<\/span><br \/>\n       each with 23% of the fund\u2019s value.<\/p>\n<p>Glen Casey, global head of products at American Century, said there\u2019s no primary reason behind the distributions on the two funds, adding that creating capital gains is a normal outcome of changes in the portfolios. The firm may consider tax consequences when it sells a holding but it\u2019s rarely a primary factor.<\/p>\n<p>\u201cFor both Disciplined Core Value Fund and Equity Growth Fund we employ a structured, disciplined <a href=\"https:\/\/buradabiliyorum.com\/en\/category\/download-scripts-themes-apps\/\" data-internallinksmanager029f6b8e52c=\"9\" title=\"Download Scripts &amp; Themes &amp; Apps\" target=\"_blank\" rel=\"noopener\">app<\/a>roach for both stock selection and portfolio construction, and stocks are purchased or sold based on fundamentals. In addition, as the macro-economic environment changes and new risks emerge, the funds are actively managed to balance expected returns and risks for the long term. This process will result in turnover that may lead to capital gains as we position the portfolio to what we believe are the best opportunities for appreciation,\u201d he said.<\/p>\n<p>Columbia Threadneedle\u2019s payouts are examples of the success of growth funds, but also highlight how passive index funds can sometimes cough up distributions. The firm estimated its Columbia Large Cap Growth Opportunity<br \/>\n        NFEPX,<br \/>\n        <bg-quote field=\"percentchange\" format=\"0,000.00%\" channel=\"\/zigman2\/quotes\/204234346\/realtime\" class=\"positive\">+0.68%<\/bg-quote><br \/>\n       would distribute between 21% to 25% of its fund in capital gains and its Columbia Large Cap Index<br \/>\n        NINDX,<br \/>\n        <bg-quote field=\"percentchange\" format=\"0,000.00%\" channel=\"\/zigman2\/quotes\/210403045\/realtime\" class=\"negative\">-11.07%<\/bg-quote><br \/>\n       between 11% to 12% of assets.<\/p>\n<p>Lisa Feuerbach, a spokesperson for Columbia Threadneedle, said the capital gains in Large Cap Growth Opportunity are in part due to selling stocks that were bought during the COVID-induced market plunge in March and April of 2020.<\/p>\n<p>\u201cThe higher cap gains for this year are a function of the team remaining disciplined on valuation as many securities have achieved price objectives sooner than was anticipated at initiation. While we have had changes to the portfolio management team, the philosophy and process has remained consistent,\u201d Feuerbach said.<\/p>\n<p>She also explained that the index fund will have capital gains because index funds because portfolio managers aren\u2019t able to pick out tax-loss harvesting opportunities in to minimize distribution, being passively managed.<\/p>\n<p>To minimize tracking errors and satisfy redemptions, index fund managers sell a pro-rata proportion of each stock, regardless of whether if the sale is a gain or loss. \u201cThe highest cost basis shares are sold first in an attempt to minimize the distribution, but after years of doing this, you tend to be left with a majority of low-cost basis lots,\u201d she said. The fund is primarily used in tax-qualified accounts, so most shareholders won\u2019t be affected by distributions, she added.<\/p>\n<p>Among other well-known firms, several Vanguard actively managed funds will make notable payouts this year. Vanguard Mid-Cap Growth<br \/>\n        VMGRX,<br \/>\n        <bg-quote field=\"percentchange\" format=\"0,000.00%\" channel=\"\/zigman2\/quotes\/202402456\/realtime\" class=\"negative\">-0.33%<\/bg-quote><br \/>\n      VMGRX will see a 25% distribution because the fund modified its subadvisor allocation in mid-October, Franz said. <\/p>\n<p>There\u2019s also an example of a rare distribution by an ETF; the Vanguard International Dividend Appreciation ETF<br \/>\n        VIGI,<br \/>\n        <bg-quote field=\"percentchange\" format=\"0,000.00%\" channel=\"\/zigman2\/quotes\/209056708\/composite\" class=\"positive\">+0.26%<\/bg-quote><br \/>\n       changed its target benchmark earlier this year, he added.<\/p>\n<p>A few T. Rowe Price growth-focused funds are also seeing chunky distributions. They include the T. Rowe Price Global <a href=\"https:\/\/buradabiliyorum.com\/en\/category\/technology\/\" data-internallinksmanager029f6b8e52c=\"4\" title=\"Technology\" target=\"_blank\" rel=\"noopener\">Technology<\/a><br \/>\n        PRGTX,<br \/>\n        <bg-quote field=\"percentchange\" format=\"0,000.00%\" channel=\"\/zigman2\/quotes\/209897398\/realtime\" class=\"negative\">-1.38%<\/bg-quote><br \/>\n       and T. Rowe Price New Horizons<br \/>\n        PRNHX,<br \/>\n        <bg-quote field=\"percentchange\" format=\"0,000.00%\" channel=\"\/zigman2\/quotes\/200831616\/realtime\" class=\"negative\">-0.70%<\/bg-quote><span>.<\/span>\n      <\/p>\n<p>By contrast, payouts by American Funds look relatively mild versus their peers, with many in the 5% to 8% range. Their flagship Growth Fund of America<br \/>\n        AGTHX,<br \/>\n        <bg-quote field=\"percentchange\" format=\"0,000.00%\" channel=\"\/zigman2\/quotes\/208876675\/realtime\" class=\"positive\">+0.48%<\/bg-quote><br \/>\n       has an estimated 6% to 8% distribution.<\/p>\n<p>Vanguard, T. Rowe and American Funds did not return requests for comment.<\/p>\n<h6><span class=\"ez-toc-section\" id=\"What_to_do_for_next_year\"><\/span>What to do for next year<span class=\"ez-toc-section-end\"><\/span><\/h6>\n<p>Investors who don\u2019t want to repeat the tax pain need to think about what they want to do with their active mutual fund holdings in taxable accounts, Franz said.<\/p>\n<p>The simple answer may be to sell, but that can incur gains as well. There may be strategic reasons to keep a fund in a taxable account, so that\u2019s a discussion best had with a financial advisor. <\/p>\n<p>One option open to investors is to reinvest dividends and capital gains into an ETF to reduce the problem in future. Many fund families are starting to make ETF versions of their popular mutual funds, such as T. Rowe Price Blue Chip Growth ETF<br \/>\n        TCHP,<br \/>\n        <bg-quote field=\"percentchange\" format=\"0,000.00%\" channel=\"\/zigman2\/quotes\/219881766\/composite\" class=\"positive\">+0.54%<\/bg-quote><span>,<\/span><br \/>\n       an ETF version of the popular mutual fund.<\/p>\n<p><em>Debbie Carlson is a MarketWatch columnist. Follow her on Twitter\u00a0<a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/twitter.com\/DebbieCarlson1\" class=\"icon none\">@DebbieCarlson1<\/a>.<\/em><\/p>\n<h6><span class=\"ez-toc-section\" id=\"More_by_Debbie_Carlson\"><\/span>More by Debbie Carlson<span class=\"ez-toc-section-end\"><\/span><\/h6>\n<p>As Vanguard pushes into private equity, some fans get queasy<\/p>\n<p>Can I beat the stock market with ESG investing? How to find the right fund for you<\/p>\n<p>This is why this super-successful growth investor no longer owns Tesla shares<\/p><\/div>\n<\/div><\/div>\n<p><\/p>\n<div class=\"byline article__byline\">\n<p>    <span>By<\/span><\/p>\n<div class=\"author  hasMenu\" data-scrim='{\"type\":\"author\",\"header\":\"Debbie Carlson\",\"subhead\":\"The Wall Street Journal\",\"list\":[]}' itemscope itemprop=\"author\" itemtype=\"http:\/\/schema.org\/Person\">\n<h4 itemprop=\"name\"><span class=\"ez-toc-section\" id=\"Debbie_Carlson\"><\/span>Debbie Carlson<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/p><\/div>\n<\/div>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<blockquote><p><strong><span style=\"color: #ff6600;\">If you liked the article, do not forget to share it with your friends. Follow us on\u00a0<span style=\"color: #ff0000;\"><a style=\"color: #ff0000;\" href=\"https:\/\/news.google.com\/publications\/CAAqBwgKMLG0nwswvr63Aw\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Google News<\/a><\/span>\u00a0too, click on the star and choose us from your favorites.<\/span><\/strong><\/p><\/blockquote>\n<blockquote>\n<p style=\"text-align: center;\">For forums sites go to <span style=\"color: #ff9900;\"><a style=\"color: #ff9900;\" href=\"https:\/\/forum.buradabiliyorum.com\/\" target=\"_blank\" rel=\"noopener\">Forum.BuradaBiliyorum.Com<\/a><\/span><\/strong><\/p>\n<\/blockquote>\n<blockquote>\n<p style=\"text-align: center;\"><strong>If you want to read more News articles, you can visit our <span style=\"color: #ff9900;\"><a style=\"color: #ff9900;\" href=\"https:\/\/en.buradabiliyorum.com\/news\/\" target=\"_blank\" rel=\"noopener\">News category.<\/a><\/span><\/strong><\/p>\n<\/blockquote>\n<p><span style=\"color: black;\"><a style=\"color: #ff9900;\" href=\"http:\/\/www.marketwatch.com\/news\/story.asp?guid=%7B20C05575-04D4-B545-77E2-A6396D7BB6FB%7D&#038;siteid=rss&#038;rss=1\" target=\"_blank\" rel=\"noopener\">Source<\/a><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#8220;#: Brace yourself for an extra tax hit from large mutual-fund payouts&#8221; American Century, Vanguard among those passing on more than 20% of a fund through capital-gains distributions Amid the holiday cards coming in the mail and inboxes this season is a potentially not-so-nice greeting for some mutual-fund investors: capital-gains distributions. It\u2019s not all bad&#8230;<\/p>\n","protected":false},"author":1,"featured_media":379913,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"https:\/\/images.mktw.net\/im-388612\/social","fifu_image_alt":"","footnotes":""},"categories":[70897],"tags":[],"class_list":["post-379912","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"_links":{"self":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/posts\/379912","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/comments?post=379912"}],"version-history":[{"count":0,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/posts\/379912\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/media\/379913"}],"wp:attachment":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/media?parent=379912"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/categories?post=379912"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/tags?post=379912"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}