{"id":459450,"date":"2022-06-08T13:17:41","date_gmt":"2022-06-08T10:17:41","guid":{"rendered":"https:\/\/en.buradabiliyorum.com\/apples-set-to-make-big-bucks-off-its-new-lending-service\/"},"modified":"2022-06-08T13:17:41","modified_gmt":"2022-06-08T10:17:41","slug":"apples-set-to-make-big-bucks-off-its-new-lending-service","status":"publish","type":"post","link":"https:\/\/buradabiliyorum.com\/en\/apples-set-to-make-big-bucks-off-its-new-lending-service\/","title":{"rendered":"#Apple\u2019s set to make big bucks off its new lending service"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6a383dc9831e5\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #dd3333;color:#dd3333\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #dd3333;color:#dd3333\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6a383dc9831e5\" checked aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/buradabiliyorum.com\/en\/apples-set-to-make-big-bucks-off-its-new-lending-service\/#%E2%80%9CApples_set_to_make_big_bucks_off_its_new_lending_service%E2%80%9D\" >&#8220;Apple\u2019s set to make big bucks off its new lending service&#8221;<\/a><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/buradabiliyorum.com\/en\/apples-set-to-make-big-bucks-off-its-new-lending-service\/#Apple_the_consumer_darling\" >Apple: the consumer darling<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/buradabiliyorum.com\/en\/apples-set-to-make-big-bucks-off-its-new-lending-service\/#Whats_in_it_for_Apple\" >What\u2019s in it for Apple?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/buradabiliyorum.com\/en\/apples-set-to-make-big-bucks-off-its-new-lending-service\/#Challenges_for_consumers\" >Challenges for consumers<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h1><span class=\"ez-toc-section\" id=\"%E2%80%9CApples_set_to_make_big_bucks_off_its_new_lending_service%E2%80%9D\"><\/span>&#8220;Apple\u2019s set to make big bucks off its new lending service&#8221;<span class=\"ez-toc-section-end\"><\/span><\/h1>\n<div>\n                            <a href=\"https:\/\/buradabiliyorum.com\/en\/category\/download-scripts-themes-apps\/\" data-internallinksmanager029f6b8e52c=\"9\" title=\"Download Scripts &amp; Themes &amp; Apps\" target=\"_blank\" rel=\"noopener\">App<\/a>le has joined the thriving \u201cbuy now, pay later\u201d industry, with a customized service called <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/www.cnbc.com\/video\/2022\/06\/06\/apple-announces-buy-now-pay-later-program-called-apple-pay-later.html\">Apple Pay Later<\/a>. The service was announced earlier this week at the 2022 Worldwide Developers Conference, and will initially be launched in the United States later <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/www.macrumors.com\/2022\/06\/07\/apple-pay-later-purchases-installment-plan\/\">this year<\/a>.<\/p>\n<p>Pay Later will be built into the Apple Wallet and eligible for use on any purchase made through Apple Pay. Customers will be able to split the cost of a purchase into four equal payments, with zero interest and fees, spread over a period of <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/www.theguardian.com\/technology\/2022\/jun\/06\/apple-redesigns-the-iphone-lock-screen-in-ios-16-at-wwdc\">four months<\/a>.<\/p>\n<p>                <iframe loading=\"lazy\" src=\"https:\/\/fast.wistia.net\/embed\/iframe\/gpmn9xkc7o?videoFoam=true&amp;autoPlay=true\" title=\"\" allowtransparency=\"true\" frameborder=\"0\" scrolling=\"no\" class=\"wistia_embed\" name=\"wistia_embed\" allowfullscreen=\"\" msallowfullscreen=\"\" width=\"100%\" height=\"100%\"><\/iframe><\/p>\n<p>To qualify, however, Apple will first do a <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/www.zdnet.com\/finance\/banking\/wwdc-2022-buy-now-pay-later-with-apples-new-wallet-feature\/\">soft credit check<\/a> on users wanting to use the service. The <a href=\"https:\/\/buradabiliyorum.com\/en\/category\/technology\/\" data-internallinksmanager029f6b8e52c=\"4\" title=\"Technology\" target=\"_blank\" rel=\"noopener\">technology<\/a> behemoth <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/www.apple.com\/newsroom\/2022\/06\/apple-unveils-new-ways-to-share-and-communicate-in-ios-16\/\">claims<\/a> it has designed the feature with \u201cusers\u2019 financial health in mind\u201d.<\/p>\n<p>It\u2019s likely Apple is trying to consolidate its foothold in the world of consumer finance, and increase its profitability. And consumers should be aware of the risks of using such a service.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Apple_the_consumer_darling\"><\/span>Apple: the consumer darling<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>With the launch of Pay Later, Apple will be competing with many other similar fin-tech companies including PayPal, Block, Klarna and AfterPay \u2013 some of which saw their share prices <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/www.bloomberg.com\/news\/articles\/2021-07-13\/apple-goldman-plan-buy-now-pay-later-service-to-rival-paypal\">fall<\/a> following Apple\u2019s announcement.<\/p>\n<p>Apple will benefit from its huge market and brand power, with the capability to attract millions to its products and services. And with an acute focus on customer experience, Apple has managed to foster a community of evangelists. There\u2019s no doubt the company is a <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/www.forbes.com\/sites\/christinemoorman\/2018\/01\/12\/why-apple-is-still-a-great-marketer-and-what-you-can-learn\/?sh=55e3c32c15bd\">consumer darling<\/a>.<\/p>\n<p>Moreover, Apple has established an ever-growing ecosystem in which users are encouraged to tap into Apple products and services as much, and as often, as possible \u2013 such as by making payments through their iPhone instead of a bank card.<\/p>\n<p>The tech giant provides ways to integrate once-separate computing capabilities into a phone or wristwatch \u2013 while keeping the <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/www.forbes.com\/sites\/christinemoorman\/2018\/01\/12\/why-apple-is-still-a-great-marketer-and-what-you-can-learn\/?sh=7c61018615bd\">consumer\u2019s experience<\/a> in focus. Pay Later enhances this customer-centric experience further. It\u2019s one more way users can integrate the tools they need within a single ecosystem.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Whats_in_it_for_Apple\"><\/span>What\u2019s in it for Apple?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Apple stands to make financial gains through Pay Later, thereby adding to its bottom line. Currently its reach in the retail world is evident, with iPhone-based payment services <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/www.bloomberg.com\/news\/articles\/2021-07-13\/apple-goldman-plan-buy-now-pay-later-service-to-rival-paypal\">accepted by 85% of US retailers<\/a>.<\/p>\n<p>One 2021 survey found that about 26% of <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/www.statista.com\/statistics\/1275393\/australia-share-of-consumers-using-bnpl-by-purchase-category\/\">regular online shoppers<\/a> in Australia used buy now, pay later services.<\/p>\n<p>As Apple\u2019s customers increasingly start to use the Pay Later service, it will gain from merchant fees. These are fees which retailers pay Apple in exchange for being able to offer customers Apple Pay. In addition, Apple will also gain valuable insight into consumers\u2019 purchase behaviors, which will allow the company to predict future consumption and spending behavior.<\/p>\n<p>To deliver the buy now, pay later service, Apple has <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/www.bloomberg.com\/news\/articles\/2021-07-13\/apple-goldman-plan-buy-now-pay-later-service-to-rival-paypal\">joined forces with Goldman Sachs<\/a>, who will finance the loans.<\/p>\n<p>This relationship has been in place since 2019, with Goldman Sachs also acting as a partner for the Apple credit card (although Pay Later is not tied to the Apple credit card). This strategic partnership has helped Apple gain strong footing in the world of consumer finance.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Challenges_for_consumers\"><\/span>Challenges for consumers<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The reality is that the world of <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/www.holmanwebb.com.au\/blog\/655\/buy-now-pay-later-bnpl-update-how-to-seek-and-keep-code-compliance-accreditation#\">unregulated finance<\/a>, which includes buy now, pay later, does not bode well <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/ndh.org.au\/debt-problems\/buy-now-pay-later\/risks-of-using-buy-now-pay-later\/\">for all customers<\/a>.<\/p>\n<p>Younger <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/www.emarketer.com\/content\/almost-75-of-bnpl-users-us-gen-z-millennials\">demographics<\/a> (such as Gen Z and millennials) and low-income <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/thefintechtimes.com\/one-in-four-bnpl-users-are-financially-vulnerable\/\">households<\/a> can be <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/www.cnbc.com\/2021\/08\/07\/why-millennials-and-gen-zs-are-jumping-on-the-buy-now-pay-later-trend.html\">more vulnerable<\/a> to the risks associated with using these services \u2013 and can rack up debt as a result.<\/p>\n<p>Purchases through buy now, pay later schemes may also be driven by a desire to own the latest <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/www.cnbc.com\/2021\/12\/16\/chinas-buy-now-pay-later-market-to-grow-challenges-ahead-experts.html\">gadgets and luxury goods<\/a> \u2013 a message pushed onto consumers through slick marketing. They can condition consumers to make purchases without feeling the pain of parting with cold, hard cash.<\/p>\n<p>\u00a0<\/p>\n<figure class=\"align-center zoomable\"><figcaption>\n<figure class=\"post-image post-mediaBleed aligncenter\"><a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2022\/06\/heidi-fin-2TLREZi7BUg-unsplash.jpg\"><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-1388082 js-lazy\" alt=\"\" width=\"1200\" height=\"778\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" src=\"https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2022\/06\/heidi-fin-2TLREZi7BUg-unsplash.jpg\" srcset=\"https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2022\/06\/heidi-fin-2TLREZi7BUg-unsplash.jpg 1200w, https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2022\/06\/heidi-fin-2TLREZi7BUg-unsplash-280x182.jpg 280w, https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2022\/06\/heidi-fin-2TLREZi7BUg-unsplash-208x135.jpg 208w, https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2022\/06\/heidi-fin-2TLREZi7BUg-unsplash-416x270.jpg 416w, https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2022\/06\/heidi-fin-2TLREZi7BUg-unsplash-796x516.jpg 796w\"\/><noscript><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-1388082\" src=\"https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2022\/06\/heidi-fin-2TLREZi7BUg-unsplash.jpg\" alt=\"\" width=\"1200\" height=\"778\" srcset=\"https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2022\/06\/heidi-fin-2TLREZi7BUg-unsplash.jpg 1200w, https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2022\/06\/heidi-fin-2TLREZi7BUg-unsplash-280x182.jpg 280w, https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2022\/06\/heidi-fin-2TLREZi7BUg-unsplash-208x135.jpg 208w, https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2022\/06\/heidi-fin-2TLREZi7BUg-unsplash-416x270.jpg 416w, https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2022\/06\/heidi-fin-2TLREZi7BUg-unsplash-796x516.jpg 796w\"\/><\/noscript><\/a><figcaption>Credit: <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/unsplash.com\/photos\/2TLREZi7BUg\">Heidi Fin on Unsplash<\/a><\/figcaption><figcaption><a rel=\"nofollow noopener\" target=\"_blank\" href=\"#\" data-url=\"https:\/\/twitter.com\/intent\/tweet?url=https%3A%2F%2Feditorial.thenextweb.com%2Fplugged%2F2022%2F06%2F08%2Fapples-set-to-make-big-bucks-off-its-new-lending-service%2F&amp;via=thenextweb&amp;related=thenextweb&amp;text=Check out this picture on: Buy now, pay later schemes can give consumers the satisfaction of buying expensive products \u2013 without feeling like they\u2019re splitting from cold, hard cash.\" data-title=\"Share Buy now, pay later schemes can give consumers the satisfaction of buying expensive products \u2013 without feeling like they\u2019re splitting from cold, hard cash. on Twitter\" data-width=\"685\" data-height=\"500\" class=\"post-image-share popitup\" title=\"Share Buy now, pay later schemes can give consumers the satisfaction of buying expensive products \u2013 without feeling like they\u2019re splitting from cold, hard cash. on Twitter\"><i class=\"icon icon--inline icon--twitter--dark\"\/><\/a>Buy now, pay later schemes can give consumers the satisfaction of buying expensive products \u2013 without feeling like they\u2019re splitting from cold, hard cash.<\/figcaption><\/figure>\n<\/figcaption><\/figure>\n<p>From a consumer psychology perspective, these services encourages im<a href=\"https:\/\/buradabiliyorum.com\/en\/category\/social-mediaa\/\" data-internallinksmanager029f6b8e52c=\"1\" title=\"Social Media\" target=\"_blank\" rel=\"noopener\">media<\/a>te gratification and put younger people on the consumption treadmill. In other words, they may continually spend more money on purchases than they can actually afford.<\/p>\n<p>Missing payments on Pay Later would negatively impact an individual\u2019s <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/www.zdnet.com\/finance\/banking\/wwdc-2022-buy-now-pay-later-with-apples-new-wallet-feature\/\">credit rating<\/a>, which can then have adverse outcomes such as <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/www.cnbc.com\/select\/side-effects-of-bad-credit\/\">not qualifying<\/a> for traditional loans or credit cards.<\/p>\n<p>A focus on consumerist behavior can also trigger an \u201c<a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/www.psychologytoday.com\/au\/blog\/the-psychology-deciding\/202201\/if-i-own-it-it-must-be-good-what-is-the-ownership-effect\">ownership effect<\/a>\u201d. This is when people become attached to their purchases and are unlikely to return them, even if they can\u2019t afford them.<\/p>\n<p>Apple\u2019s technology-driven and consumer-centric marketing gives it an edge over other buy now, pay later schemes. It claims the service is designed with consumers\u2019 financial health in mind. But as is the case with any of these services, consumers ought to be aware of the risks and manage them carefully. <!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img decoding=\"async\" loading=\"lazy\" style=\"border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;\" alt=\"The Conversation\" width=\"1\" height=\"1\" class=\"js-lazy\" src=\"https:\/\/counter.theconversation.com\/content\/184550\/count.gif?distributor=republish-lightbox-basic\"\/><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https:\/\/theconversation.com\/republishing-guidelines --><\/p>\n<p><noscript><img decoding=\"async\" loading=\"lazy\" style=\"border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;\" src=\"https:\/\/counter.theconversation.com\/content\/184550\/count.gif?distributor=republish-lightbox-basic\" alt=\"The Conversation\" width=\"1\" height=\"1\" class=\"\" srcset=\"\"\/><\/noscript><br \/>\n<em>This article by <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/theconversation.com\/profiles\/rajat-roy-1227884\">Rajat Roy<\/a>, Associate Professor, Bond Business School, <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/theconversation.com\/institutions\/bond-university-863\">Bond University<\/a>, is republished from <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/theconversation.com\">The Conversation<\/a> under a Creative Commons license. Read the <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/theconversation.com\/buy-now-pay-later-apple-will-now-lend-you-money-to-keep-you-spending-and-expand-its-empire-184550\">original article<\/a>.<\/em>\n                        <\/div>\n<p><script async src=\"\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<blockquote><p><strong><span style=\"color: #ff6600;\">If you liked the article, do not forget to share it with your friends. Follow us on\u00a0<span style=\"color: #ff0000;\"><a style=\"color: #ff0000;\" href=\"https:\/\/news.google.com\/publications\/CAAqBwgKMLG0nwswvr63Aw\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Google News<\/a><\/span>\u00a0too, click on the star and choose us from your favorites.<\/span><\/strong><\/p><\/blockquote>\n<blockquote>\n<p style=\"text-align: center;\">For forums sites go to <span style=\"color: #ff9900;\"><a style=\"color: #ff9900;\" href=\"https:\/\/forum.buradabiliyorum.com\/\" target=\"_blank\" rel=\"noopener\">Forum.BuradaBiliyorum.Com<\/a><\/span><\/strong>\n<\/p><\/blockquote>\n<blockquote>\n<p style=\"text-align: center;\"><strong>If you want to read more like this article, you can visit our <span style=\"color: #ff9900;\"><a style=\"color: #ff9900;\" href=\"https:\/\/en.buradabiliyorum.com\/technology\/\" target=\"_blank\" rel=\"noopener\">Technology category.<\/a><\/span><\/strong><\/p>\n<\/blockquote>\n<p><span style=\"color: black;\"><a style=\"color: #ff9900;\" href=\"https:\/\/thenextweb.com\/news\/apples-set-to-make-big-bucks-off-its-new-lending-service\" target=\"_blank\" rel=\"noopener\">Source<\/a><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#8220;Apple\u2019s set to make big bucks off its new lending service&#8221; Apple has joined the thriving \u201cbuy now, pay later\u201d industry, with a customized service called Apple Pay Later. The service was announced earlier this week at the 2022 Worldwide Developers Conference, and will initially be launched in the United States later this year. Pay&#8230;<\/p>\n","protected":false},"author":1,"featured_media":459451,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"https:\/\/img-cdn.tnwcdn.com\/image\/plugged?filter_last=1&fit=1280,640&url=https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2022\/06\/Apple-Pay-Later-hed.jpg&signature=2d315b104fcaf79d2d8f36cb08988243","fifu_image_alt":"","footnotes":""},"categories":[18],"tags":[],"class_list":["post-459450","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-technology"],"_links":{"self":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/posts\/459450","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/comments?post=459450"}],"version-history":[{"count":0,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/posts\/459450\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/media\/459451"}],"wp:attachment":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/media?parent=459450"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/categories?post=459450"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/tags?post=459450"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}