{"id":516323,"date":"2022-11-26T13:58:09","date_gmt":"2022-11-26T10:58:09","guid":{"rendered":"https:\/\/en.buradabiliyorum.com\/what-to-know-about-the-pause-on-student-debt-relief\/"},"modified":"2022-11-26T13:58:09","modified_gmt":"2022-11-26T10:58:09","slug":"what-to-know-about-the-pause-on-student-debt-relief","status":"publish","type":"post","link":"https:\/\/buradabiliyorum.com\/en\/what-to-know-about-the-pause-on-student-debt-relief\/","title":{"rendered":"#What to know about the pause on student debt relief"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_84 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6a26e196216d6\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #dd3333;color:#dd3333\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #dd3333;color:#dd3333\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6a26e196216d6\" checked aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/buradabiliyorum.com\/en\/what-to-know-about-the-pause-on-student-debt-relief\/#What_to_know_about_the_pause_on_student_debt_relief\" >What to know about the pause on student debt relief<\/a><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/buradabiliyorum.com\/en\/what-to-know-about-the-pause-on-student-debt-relief\/#Court_cases_hold_up_program\" >Court cases hold up program<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/buradabiliyorum.com\/en\/what-to-know-about-the-pause-on-student-debt-relief\/#Biden_administration_fights_back\" >Biden administration fights back<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/buradabiliyorum.com\/en\/what-to-know-about-the-pause-on-student-debt-relief\/#Loan_payment_pause_extended_to_next_year\" >Loan payment pause extended to next  year<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/buradabiliyorum.com\/en\/what-to-know-about-the-pause-on-student-debt-relief\/#Forgiveness_timeline_unknown\" >Forgiveness timeline unknown<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/buradabiliyorum.com\/en\/what-to-know-about-the-pause-on-student-debt-relief\/#Education_Department_is_ready_to_provide_relief\" >Education Department is ready to provide relief<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h1><span class=\"ez-toc-section\" id=\"What_to_know_about_the_pause_on_student_debt_relief\"><\/span>What to know about the pause on student debt relief<span class=\"ez-toc-section-end\"><\/span><\/h1>\n<p><img decoding=\"async\" src=\"https:\/\/thehill.com\/wp-content\/uploads\/sites\/2\/2022\/11\/bidenjoe_102122_ap-evan-vucci_student-loans.jpg?w=900\" \/><\/p>\n<div>\n<p>The legal challenges facing the Biden administration over its student loan forgiveness program is leaving borrowers in limbo as the White House is now forced to halt administering the program until the Supreme Court rules on the matter.<\/p>\n<p>Spirits among advocates were high when the program was announced in August, when Biden promised $10,000 in federal loan forgiveness for those making less than $125,000 and $20,000 for those making that same amount who received Pell Grants.<\/p>\n<aside class=\"ad-unit ad-unit--mr1_ab\"><\/aside>\n<p>While the administration recently notified certain borrowers who are eligible for forgiveness, it also indicated that it cannot execute the program while the Justice Department fights legal challenges in court, leaving borrowers confused over the status of their promised debt relief. The administration has also stopped accepting <a href=\"https:\/\/buradabiliyorum.com\/en\/category\/download-scripts-themes-apps\/\" data-internallinksmanager029f6b8e52c=\"9\" title=\"Download Scripts &amp; Themes &amp; Apps\" target=\"_blank\" rel=\"noopener\">app<\/a>lications for the program as a result.<\/p>\n<p>Here are five things you need to know about where student loan forgiveness stands.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Court_cases_hold_up_program\"><\/span>Court cases hold up program<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The Biden administration has faced at least six court challenges since announcing the student debt relief program, but only two so far have seen success in their efforts.\u00a0<\/p>\n<p>A Texas-based, Trump-appointed federal judge earlier this month invalidated the program, saying Biden has overstepped his power in the executive branch and that it was up to Congress to make such laws.<\/p>\n<p>\u201cIn this country, we are not ruled by an all-powerful executive with a pen and a phone. Instead, we are ruled by a Constitution that provides for three distinct and independent branches of government,\u201d the judge wrote. The administration has asked the 5th Circuit Court of Appeals to halt that ruling until it files an appeal in that case.<\/p>\n<p>A second successful challenge came from six conservative-led states, Nebraska, Missouri, Arkansas, Iowa, Kansas and South Carolina, in the St. Louis-based U.S. Court of Appeals for the 8th Circuit back in October.\u00a0<\/p>\n<aside class=\"ad-unit ad-unit--mr2_ab\"><\/aside>\n<p>The states argued that they were harmed by the freeze in student loan payments. A three-judge panel unanimously decided the program should be paused until further notice from that court or the Supreme Court.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Biden_administration_fights_back\"><\/span>Biden administration fights back<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The Biden administration has taken action against both of those cases, most recently asking the Supreme Court to intervene.<\/p>\n<p>\u201cWe\u2019re not going to back down though on our fight to give families breathing room,\u201d Biden said on Tuesday when he announced another extension to the pause on federal student loan payments. \u201cThat\u2019s why the Department of Justice is asking the Supreme Court of the United States to rule on the case.\u201d<\/p>\n<aside class=\"ad-unit ad-unit--mr3_ab\"><\/aside>\n<p>In the Texas case, the Justice Department submitted a legal filing to the New Orleans-based U.S. Court of Appeals for the 5th Circuit asking for it to pause the order from that judge.<\/p>\n<p>The department\u2019s filing to the 5th Circuit came only a day before it filed a petition to the Supreme Court, asking the high court to overturn the 8th Circuit\u2019s decision so the Biden administration could administer its debt relief program.<\/p>\n<p>\u201cThe [8th Circuit\u2019s] injunction thus frustrates the government\u2019s ability to respond to the harmful economic consequences of a devastating pandemic with the policies it has determined are necessary,\u201d U.S. Solicitor <a href=\"https:\/\/buradabiliyorum.com\/en\/category\/general\/\" data-internallinksmanager029f6b8e52c=\"3\" title=\"General\" target=\"_blank\" rel=\"noopener\">General<\/a> Elizabeth Prelogar told the justices.<\/p>\n<aside class=\"ad-unit ad-unit--mr4_ab\"><\/aside>\n<p>Along with hurting the government\u2019s program, the Justice Department argued the 8th Circuit\u2019s ruling regarding the program leaves \u201cvulnerable borrowers in untenable limbo.\u201d\u00a0<\/p>\n<p>White House press secretary Karine Jean-Pierre said this week that the administration is confident the program will hold, adding that all options are on the table when asked if the White House is putting contingency plans in place.<\/p>\n<p>\u201cWe took it to the highest court of the land, as you know \u2014 the Supreme Court \u2014 because we wanted to get a clarification on this quickly.\u00a0And so, we\u2019re confident in that process,\u201d she said on Monday.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Loan_payment_pause_extended_to_next_year\"><\/span>Loan payment pause extended to next  year<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>After pressure from activist groups, the Biden administration announced on Tuesday they would be extending the pause of student loan payments into next year.\u00a0<\/p>\n<p>The pause, which was set to expire on Dec. 31, was extended up to June 30, with Biden saying the extension allows the Supreme Court time to hear the case in its current term.\u00a0<\/p>\n<p>The payment pause will end \u201cno later than June 30, 2023,\u201d Biden said, because payments will resume 60 days after the Education Department is permitted to implement the program or the litigation is resolved, which should come before the end of June, when the Supreme Court term typically concludes.<\/p>\n<p>The announcement comes after the administration fell under pressure from student loan advocacy groups, which argued borrowers should not have to pay monthly student loans bills until the courts reach a decision on the legality of student debt forgiveness.<\/p>\n<p>The pause on student loan payments began at the beginning of the COVID-19 pandemic under former President Trump to give relief to struggling Americans. It has been extended under the Trump and Biden administrations at least six times.\u00a0\u00a0<\/p>\n<p>With the legal barricades that have popped up against the debt relief program, Biden said he is \u201cnever going to apologize for helping working class and middle class families.\u201d<\/p>\n<aside class=\"ad-unit ad-unit--mr5_ab\"><\/aside>\n<h2><span class=\"ez-toc-section\" id=\"Forgiveness_timeline_unknown\"><\/span>Forgiveness timeline unknown<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Despite the payment pause deadline being extended to June, a firmer deadline on any court decisions remains unknown.\u00a0<\/p>\n<p>Borrowers could be waiting anywhere from weeks to months before they know if Biden\u2019s program will be executed and any actual debt be forgiven.\u00a0<\/p>\n<p>In the meantime, the Biden administration has encouraged borrowers to sign up for updates from the Department of Education regarding the program so borrowers can know when any updates are available.<\/p>\n<p>Robert Moran, a former senior policy adviser in the Education Department under President George W. Bush predicted the legal challenges could be resolved in the next few months.<\/p>\n<aside class=\"ad-unit ad-unit--mr6_ab\"><\/aside>\n<p>\u201cI do think the Supreme Court will resolve in February or March, which means folks will start repaying in April or May,\u201d he said.<\/p>\n<p>Carl Tobias, a law professor at the University of Richmond, predicted that it could take longer.<\/p>\n<p>\u201cMuch currently remains unclear,\u201d he said. \u201cThe justices could be waiting to weigh in for more than preliminary rulings and district court opinions before the high court seriously considers any appeal \u2026 if that happens, it may consume much time before the issue is resolved.\u201d<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Education_Department_is_ready_to_provide_relief\"><\/span>Education Department is ready to provide relief<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>More than 23 million people applied for student loan relief before the legal limbo halted the program.<\/p>\n<aside class=\"ad-unit ad-unit--mr7_ab\"><\/aside>\n<p>Although the Education Department has had to pull loan forgiveness applications off its website, it still has the information for the millions who moved to apply so far.\u00a0<\/p>\n<p>Over the weekend, Education Secretary Miguel Cardona announced borrowers were getting updates on their applications despite the legal fight in which borrowers are being informed about whether their federal student loans would eventually qualify for debt forgiveness.\u00a0<\/p>\n<p>\u201cYour application is complete and approved, and we will discharge your approved debt if and when we prevail in court,\u201d an email to an approved borrower says.\u00a0\u00a0<\/p>\n<p>Even if an application is approved, however, no debt relief can be applied to a borrower\u2019s account until the legal challenges that have stopped the program from being administered  are ruled upon.\n<\/p><\/div>\n<blockquote><p><strong><span style=\"color: #ff6600;\">If you liked the article, do not forget to share it with your friends. Follow us on\u00a0<span style=\"color: #ff0000;\"><a style=\"color: #ff0000;\" href=\"https:\/\/news.google.com\/publications\/CAAqBwgKMLG0nwswvr63Aw\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Google News<\/a><\/span>\u00a0too, click on the star and choose us from your favorites.<\/span><\/strong><\/p><\/blockquote>\n<blockquote>\n<p style=\"text-align: center;\">For forums sites go to <span style=\"color: #ff9900;\"><a style=\"color: #ff9900;\" href=\"https:\/\/forum.buradabiliyorum.com\/\" target=\"_blank\" rel=\"noopener\">Forum.BuradaBiliyorum.Com<\/a><\/span><\/strong><\/p>\n<\/blockquote>\n<blockquote>\n<p style=\"text-align: center;\"><strong>If you want to read more <a href=\"https:\/\/buradabiliyorum.com\/en\/category\/news\/\" data-internallinksmanager029f6b8e52c=\"2\" title=\"News\" target=\"_blank\" rel=\"noopener\">News<\/a> articles, you can visit our <span style=\"color: #ff9900;\"><a style=\"color: #ff9900;\" href=\"https:\/\/en.buradabiliyorum.com\/news\/\" target=\"_blank\" rel=\"noopener\">News category.<\/a><\/span><\/strong><\/p>\n<\/blockquote>\n<p><span style=\"color: black;\"><a style=\"color: #ff9900;\" href=\"https:\/\/thehill.com\/homenews\/administration\/3748554-what-to-know-about-the-pause-on-student-debt-relief\/\" target=\"_blank\" rel=\"noopener\">Source<\/a><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>What to know about the pause on student debt relief The legal challenges facing the Biden administration over its student loan forgiveness program is leaving borrowers in limbo as the White House is now forced to halt administering the program until the Supreme Court rules on the matter. Spirits among advocates were high when the&#8230;<\/p>\n","protected":false},"author":1,"featured_media":516324,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"https:\/\/thehill.com\/wp-content\/uploads\/sites\/2\/2022\/11\/bidenjoe_102122_ap-evan-vucci_student-loans.jpg?w=1280","fifu_image_alt":"","footnotes":""},"categories":[70897],"tags":[134343,134418,73798,134661,133498,124783,135370,12178],"class_list":["post-516323","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-campaign","tag-congress-blog","tag-defense","tag-energy-environment","tag-in-the-know","tag-international","tag-student-debt-cancellation","tag-student-loan-forgiveness"],"_links":{"self":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/posts\/516323","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/comments?post=516323"}],"version-history":[{"count":0,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/posts\/516323\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/media\/516324"}],"wp:attachment":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/media?parent=516323"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/categories?post=516323"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/tags?post=516323"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}