{"id":538137,"date":"2023-01-09T20:00:39","date_gmt":"2023-01-09T17:00:39","guid":{"rendered":"https:\/\/en.buradabiliyorum.com\/do-gift-cards-expire-heres-what-to-know-lifesavvy\/"},"modified":"2023-01-09T20:00:39","modified_gmt":"2023-01-09T17:00:39","slug":"do-gift-cards-expire-heres-what-to-know-lifesavvy","status":"publish","type":"post","link":"https:\/\/buradabiliyorum.com\/en\/do-gift-cards-expire-heres-what-to-know-lifesavvy\/","title":{"rendered":"#Do Gift Cards Expire? Here\u2019s What to Know \u2013 LifeSavvy"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6a36ea0021e3d\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #dd3333;color:#dd3333\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #dd3333;color:#dd3333\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6a36ea0021e3d\" checked aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/buradabiliyorum.com\/en\/do-gift-cards-expire-heres-what-to-know-lifesavvy\/#%E2%80%9CDo_Gift_Cards_Expire_Heres_What_to_Know_%E2%80%93_LifeSavvy%E2%80%9D\" >&#8220;Do Gift Cards Expire? Here\u2019s What to Know \u2013 LifeSavvy&#8221;<\/a><\/li><\/ul><\/nav><\/div>\n<h1><span class=\"ez-toc-section\" id=\"%E2%80%9CDo_Gift_Cards_Expire_Heres_What_to_Know_%E2%80%93_LifeSavvy%E2%80%9D\"><\/span>&#8220;Do Gift Cards Expire? Here\u2019s What to Know \u2013 LifeSavvy&#8221;<span class=\"ez-toc-section-end\"><\/span><\/h1>\n<div id=\"article-content-area\">\n<figure style=\"width: 1600px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"type:primaryImage size-full wp-image-158207\" data-pagespeed-no-defer=\"\" src=\"https:\/\/www.lifesavvy.com\/p\/uploads\/2023\/01\/69dda2be.jpg?width=1200\" alt=\"A person hands a gift card to another person.\" width=\"1600\" height=\"900\"\/><figcaption class=\"wp-caption-text\"><span class=\"type:primaryImage imagecredit\"><a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/www.shutterstock.com\/image-photo\/woman-giving-gift-card-friend-closeup-521773576\">Africa Studio\/Shutterstock.com<\/a><\/span><\/figcaption><\/figure>\n<p>Maybe you got a gift card this holiday season and aren\u2019t sure what to spend it on. Maybe during your new year cleanout, you found one you\u2019d forgotten about. Either way, you might be wondering how long gift cards last.<\/p>\n<p>Surprisingly, gift cards last way longer than you might have thought. On average, they\u2019ve got a five-year last span, but there are a few caveats.<\/p>\n<p>According to federal law, <a rel=\"nofollow noopener\" target=\"_blank\" href=\"https:\/\/www.fdic.gov\/consumers\/consumer\/news\/december2019.html\">gift cards<\/a> are required to be good for up to five years after the date of activation, so if it was activated when purchased the countdown began. The law covers both merchant gift cards (the ones from specific retailers and restaurants) as well as bank and network gift cards (like VISA and Discovery cards). There is a bit of fine print, though.<\/p>\n<div class=\"product-box  \">\n<div class=\"product-img product-img-noaward\">\n<a rel=\"nofollow noopener\" target=\"_blank\" aria-hidden=\"true\" tabindex=\"-1\" role=\"presentation\" href=\"https:\/\/www.amazon.com\/Amazon-com-Greeting-Birthday-Balloons-Design\/dp\/BT00CTP2GM?tag=lsmedia-13722-20\" onclick=\"fbq('track', 'Buy Button'); if (fb_t_convert){fb_t_convert();}\"><br \/>\n<img decoding=\"async\" data-pagespeed-lazy-src=\"https:\/\/m.media-amazon.com\/images\/I\/41gGa++9oJL._SL160_.jpg\" height=\"147px\" width=\"147px\" alt=\"\" role=\"presentation\" src=\"\/pagespeed_static\/1.JiBnMqyl6S.gif\" onload=\"pagespeed.lazyLoadImages.loadIfVisibleAndMaybeBeacon(this);\" onerror=\"this.onerror=null;pagespeed.lazyLoadImages.loadIfVisibleAndMaybeBeacon(this);\"\/><\/a>\n<\/div>\n<\/p><\/div>\n<p>After a year of inactivity, a gift card can start \u201ccharging\u201d fees for inactivity. Essentially, there\u2019s a fee assessed to the card in question each month, and over time, that lowers its balance. Fees vary from card to card, so it\u2019s difficult to know when a balance might be fully charged off. Those fees, however, do have to be disclosed to the user in advance\u2014think about the fine print or the agreement you agree to when activating it.<\/p>\n<p>So if you\u2019re not sure how to spend your gift card quite yet, you\u2019ve got up to five years to do so, but really, you should be using it within the first 12 months. Hey, if you need some purchasing ideas, we\u2019ve got some product ideas you can check out.\n<\/p><\/div>\n<p><script>\nsetTimeout(function(){\n  !function(f,b,e,v,n,t,s)\n  {if(f.fbq)return;n=f.fbq=function(){n.callMethod?\n  n.callMethod.apply(n,arguments):n.queue.push(arguments)};\n  if(!f._fbq)f._fbq=n;n.push=n;n.loaded=!0;n.version='2.0';\n  n.queue=[];t=b.createElement(e);t.async=!0;\n  t.src=v;s=b.getElementsByTagName(e)[0];\n  s.parentNode.insertBefore(t,s)}(window, document,'script',\n  'https:\/\/connect.facebook.net\/en_US\/fbevents.js');\n  fbq('init', '267914477473431');\n  fbq('track', 'PageView');\n  },3000);\n<\/script><\/p>\n<blockquote><p><strong><span style=\"color: #ff6600;\">If you liked the article, do not forget to share it with your friends. Follow us on\u00a0<span style=\"color: #ff0000;\"><a style=\"color: #ff0000;\" href=\"https:\/\/news.google.com\/publications\/CAAqBwgKMLG0nwswvr63Aw\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Google News<\/a><\/span>\u00a0too, click on the star and choose us from your favorites.<\/span><\/strong><\/p><\/blockquote>\n<blockquote>\n<p style=\"text-align: center;\">For forums sites go to <span style=\"color: #ff9900;\"><a style=\"color: #ff9900;\" href=\"https:\/\/forum.buradabiliyorum.com\/\" target=\"_blank\" rel=\"noopener\">Forum.BuradaBiliyorum.Com<\/a><\/span><\/strong><\/p>\n<\/blockquote>\n<blockquote>\n<p style=\"text-align: center;\"><strong>If you want to read more like this article, you can visit our <span style=\"color: #ff9900;\"><a style=\"color: #ff9900;\" href=\"https:\/\/en.buradabiliyorum.com\/technology\/\" target=\"_blank\" rel=\"noopener\">Technology category.<\/a><\/span><\/strong><\/p>\n<\/blockquote>\n<p><span style=\"color: black;\"><a style=\"color: #ff9900;\" href=\"https:\/\/www.lifesavvy.com\/158204\/do-gift-cards-expire-heres-what-to-know\/\" target=\"_blank\" rel=\"noopener\">Source<\/a><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#8220;Do Gift Cards Expire? Here\u2019s What to Know \u2013 LifeSavvy&#8221; Africa Studio\/Shutterstock.com Maybe you got a gift card this holiday season and aren\u2019t sure what to spend it on. Maybe during your new year cleanout, you found one you\u2019d forgotten about. Either way, you might be wondering how long gift cards last. Surprisingly, gift cards&#8230;<\/p>\n","protected":false},"author":1,"featured_media":538138,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"https:\/\/www.lifesavvy.com\/p\/uploads\/2023\/01\/69dda2be.jpg","fifu_image_alt":"","footnotes":""},"categories":[18],"tags":[],"class_list":["post-538137","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-technology"],"_links":{"self":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/posts\/538137","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/comments?post=538137"}],"version-history":[{"count":0,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/posts\/538137\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/media\/538138"}],"wp:attachment":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/media?parent=538137"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/categories?post=538137"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/tags?post=538137"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}