{"id":569778,"date":"2023-04-11T13:00:00","date_gmt":"2023-04-11T10:00:00","guid":{"rendered":"https:\/\/en.buradabiliyorum.com\/what-are-the-chances-biden-extends-the-student-loan-pause-again\/"},"modified":"2023-04-11T13:00:00","modified_gmt":"2023-04-11T10:00:00","slug":"what-are-the-chances-biden-extends-the-student-loan-pause-again","status":"publish","type":"post","link":"https:\/\/buradabiliyorum.com\/en\/what-are-the-chances-biden-extends-the-student-loan-pause-again\/","title":{"rendered":"#What are the chances Biden extends the student loan pause again?"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/thehill.com\/wp-content\/uploads\/sites\/2\/2023\/04\/bidenjoe_031723ag03_w.jpg?w=900\" \/><\/p>\n<div>\n<p>President Biden faces a ticking timer on the resumption of student loan payments by the end of the summer \u2014 but will he allow it to go off?<\/p>\n<p>The payments, paused amid the coronavirus pandemic, are set to begin either 60 days after the Supreme Court makes a ruling on Biden\u2019s student debt forgiveness program or 60 days after June 30, the White House has said.\u00a0<\/p>\n<aside class=\"ad-unit ad-unit--mr1_ab\"><\/aside>\n<p>Biden had also previously said the payments would resume at the beginning of 2023, and that there would not be another extension of the pause, which began under then-President Trump in 2020.\u00a0<\/p>\n<p>Although the White House won\u2019t discuss the possibility of a Plan B if the high court strikes down Biden\u2019s relief proposal, experts believe yet another extension of the loan payment pause is a possibility.\u00a0<\/p>\n<p>\u201cI definitely think this is on the table,\u201d said Rebecca Natow, assistant professor of educational leadership and policy at Hofstra University and a higher education policy expert.\u00a0<\/p>\n<p>Policy-wise, the move would put the Democratic president in line with student debt advocates and others in his party who are demanding an extension of the payment pause.<\/p>\n<p>\u201cFrom a political standpoint, this is popular among a cross section of voting demographics, and that should always be a a consideration going into a presidential election year,\u201d said Rodell Mollineau, a Democratic strategist.<\/p>\n<p>Borrowers have not had to make their payments since March 2020, as the pause has been extended nine separate times.\u00a0<\/p>\n<aside class=\"ad-unit ad-unit--mr2_ab\"><\/aside>\n<p>Even if the legality of Biden\u2019s student debt relief plan isn\u2019t resolved by June 30, the administration insists borrowers will have to soon begin repayment of student loan debt.<\/p>\n<p>\u201cIf the program has not been implemented and the litigation has not been resolved by June 30, 2023 \u2014 payments will resume 60 days after that,\u201d the White House said when the last pause was extended. <\/p>\n<p>Trump and then Biden paused the payments under the authority of the Higher Education Relief Opportunities for Students (HEROES) Act, which gives the Education secretary more power over student loans during a national emergency.\u00a0<\/p>\n<aside class=\"ad-unit ad-unit--mr3_ab\"><\/aside>\n<p>Biden previously tied the resumption of payments to his proposal for up to $20,000 in student loan relief, but if that plan is struck down by the Supreme Court, the resumption of payments could be a blow for voters going into a presidential election year.\u00a0<\/p>\n<p>\u201cAnybody that takes the pause off is going to be relatively unpopular for a while and not just with Democrats,\u201d said Daniel Collier, assistant professor of higher and adult education in the Department of Leadership at the University of Memphis.\u00a0<\/p>\n<p>However, if Biden sticks with payments resuming at the end of this summer, there is another whole year until the election, which could give borrowers time to move on from the decision.\u00a0<\/p>\n<aside class=\"ad-unit ad-unit--mr4_ab\"><\/aside>\n<p>\u201cThe 2024 elections are still a year and a half away, so any action that occurs in the next few months would probably not be as impactful on the next presidential election as an action that h<a href=\"https:\/\/buradabiliyorum.com\/en\/category\/download-scripts-themes-apps\/\" data-internallinksmanager029f6b8e52c=\"9\" title=\"Download Scripts &amp; Themes &amp; Apps\" target=\"_blank\" rel=\"noopener\">app<\/a>ens closer to next November,\u201d Natow said.<\/p>\n<p>The Biden administration could face difficulty either way, as it has not given a specific reason defining when the pause is no longer needed.\u00a0<\/p>\n<p>\u201cI believe the Biden administration has made several blunders with the repayment pause in the way that they\u2019ve extended it,\u201d Collier said. \u201cThey\u2019re doing this seemingly arbitrarily, you know, there\u2019s no economic targets for like when is it OK to turn this on.\u201d<\/p>\n<aside class=\"ad-unit ad-unit--mr5_ab\"><\/aside>\n<p>Even if the political climate would seem ripe for another student loan extension, the legal headaches that follow might be costly.\u00a0<\/p>\n<p>Currently, the administration is arguing that although the COVID-19 national emergency declaration is ending in May, they can still forgive student loan debts under the HEROES Act because it relates to the lingering effects of the pandemic. The White House could use the same argument for extending student loan payments yet again.<\/p>\n<p>\u201cThere\u2019s nothing in the HEROES Act that limits the relief that the secretary can provide to the end date of the national emergency,\u201d said Abby Shafroth, director of the National Consumer Law Center\u2019s Student Loan Borrower Assistance Project.\u00a0<\/p>\n<aside class=\"ad-unit ad-unit--mr6_ab\"><\/aside>\n<p>The administration could point to its data that shows resuming student loan payments without debt relief could increase the number of delinquency and put borrowers in a worse financial position than before the pandemic.\u00a0<\/p>\n<p>\u201cThere isn\u2019t like a date certain. It\u2019s not like you can only use [the HEROES Act] for one year after the end of the national emergency or anything like that. It\u2019s just based on the facts. It\u2019s based on when and whether relief is still needed to ensure that people aren\u2019t left worse off as a result of the national emergency,\u201d Shafroth added.\u00a0<\/p>\n<p>Others, however, are not quite as confident about the certainty of the Biden administration\u2019s ability to use to HEROES Act again to extend payments.\u00a0<\/p>\n<aside class=\"ad-unit ad-unit--mr7_ab\"><\/aside>\n<p>\u201cThe answer is because the seminal power to do this came from the emergency acts of a pandemic, it\u2019s not really clear that [Biden] alone has the power to keep the pause off,\u201d Collier said.<\/p>\n<\/div>\n<p>Copyright 2023 Nexstar <a href=\"https:\/\/buradabiliyorum.com\/en\/category\/social-mediaa\/\" data-internallinksmanager029f6b8e52c=\"1\" title=\"Social Media\" target=\"_blank\" rel=\"noopener\">Media<\/a> Inc. All rights reserved. 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The payments, paused amid the coronavirus pandemic, are set to begin either 60 days after the Supreme Court makes a ruling on Biden\u2019s student debt forgiveness program&#8230;<\/p>\n","protected":false},"author":1,"featured_media":569779,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"https:\/\/thehill.com\/wp-content\/uploads\/sites\/2\/2023\/04\/bidenjoe_031723ag03_w.jpg?w=1280","fifu_image_alt":"","footnotes":""},"categories":[70897],"tags":[134343,134661,90482,124783,134614,71525,115,70289,135371,142333,142334,71404],"class_list":["post-569778","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-campaign","tag-energy-environment","tag-house","tag-international","tag-judiciary","tag-national-security","tag-news","tag-senate","tag-student-debt-relief","tag-student-loan-pause","tag-student-loan-payments","tag-supreme-court"],"_links":{"self":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/posts\/569778","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/comments?post=569778"}],"version-history":[{"count":0,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/posts\/569778\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/media\/569779"}],"wp:attachment":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/media?parent=569778"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/categories?post=569778"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/tags?post=569778"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}