{"id":580560,"date":"2023-06-28T21:00:10","date_gmt":"2023-06-28T18:00:10","guid":{"rendered":"https:\/\/en.buradabiliyorum.com\/student-loan-debt-which-way-will-the-supreme-court-go\/"},"modified":"2023-06-28T21:00:10","modified_gmt":"2023-06-28T18:00:10","slug":"student-loan-debt-which-way-will-the-supreme-court-go","status":"publish","type":"post","link":"https:\/\/buradabiliyorum.com\/en\/student-loan-debt-which-way-will-the-supreme-court-go\/","title":{"rendered":"#Student loan debt: Which way will the Supreme Court go?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6a3c56d83bb92\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #dd3333;color:#dd3333\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #dd3333;color:#dd3333\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6a3c56d83bb92\" checked aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/buradabiliyorum.com\/en\/student-loan-debt-which-way-will-the-supreme-court-go\/#Why_are_borrowers_fearful_of_the_decision\" >Why are borrowers fearful of the decision?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/buradabiliyorum.com\/en\/student-loan-debt-which-way-will-the-supreme-court-go\/#Borrowers_cling_to_hope\" >Borrowers cling to hope<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/buradabiliyorum.com\/en\/student-loan-debt-which-way-will-the-supreme-court-go\/#What_will_happen_after_the_decision\" >What will happen after the decision?<\/a><\/li><\/ul><\/nav><\/div>\n<div>\n<p>The Supreme Court is set to release its decision on President Biden\u2019s relief of up to $20,000 in student loan debt, with advocates and borrowers widely concerned the justices will strike down the plan.<\/p>\n<p>The court holds a strong 6-3 conservative majority that seemed skeptical of the administration\u2019s ability to forgive the debt during oral arguments in February.\u00a0<\/p>\n<aside class=\"ad-unit ad-unit--mr1_ab\"><\/aside>\n<p>But as several recent decisions show, the court sometimes hands down a surprise ruling, offering a sliver of hope to those wanting the forgiveness despite the widespread skepticism.\u00a0<\/p>\n<p>Court watchers are closely eyeing how the justices rule on whether any of the challengers have legal standing to bring their lawsuits, an issue that the high court\u2019s liberal wing and conservative Justice Amy Coney Barrett in particular probed during oral argument.<\/p>\n<p>The situation has been a whirlwind for borrowers and will, one way or the other, come to an end soon.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_are_borrowers_fearful_of_the_decision\"><\/span>Why are borrowers fearful of the decision?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" loading=\"lazy\" width=\"1440\" height=\"788\" src=\"https:\/\/thehill.com\/wp-content\/uploads\/sites\/2\/2023\/06\/AP23176748297395-1.jpeg?w=900\" alt=\"\" class=\"wp-image-4071681\" srcset=\"https:\/\/thehill.com\/wp-content\/uploads\/sites\/2\/2023\/06\/AP23176748297395-1.jpeg 1440w, https:\/\/thehill.com\/wp-content\/uploads\/sites\/2\/2023\/06\/AP23176748297395-1.jpeg?resize=300,164 300w, https:\/\/thehill.com\/wp-content\/uploads\/sites\/2\/2023\/06\/AP23176748297395-1.jpeg?resize=768,420 768w, https:\/\/thehill.com\/wp-content\/uploads\/sites\/2\/2023\/06\/AP23176748297395-1.jpeg?resize=1280,700 1280w, https:\/\/thehill.com\/wp-content\/uploads\/sites\/2\/2023\/06\/AP23176748297395-1.jpeg?resize=645,353 645w, https:\/\/thehill.com\/wp-content\/uploads\/sites\/2\/2023\/06\/AP23176748297395-1.jpeg?resize=50,27 50w, https:\/\/thehill.com\/wp-content\/uploads\/sites\/2\/2023\/06\/AP23176748297395-1.jpeg?resize=876,479 876w\" sizes=\"auto, (max-width: 899px) 100vw, 876px\"><figcaption class=\"wp-element-caption\"><em>President Biden delivers remarks on student loan debt relief at Delaware State University, Friday, Oct. 21, 2022, in Dover.<\/em> (AP Photo\/Evan Vucci, File)<\/figcaption><\/figure>\n<p>Many experts, and the Biden administration itself, have expressed concern for the outcome at the right-leaning court.<\/p>\n<p>The justices are weighing two separate lawsuits \u2014 brought by six GOP-led states and two individual borrowers \u2014 and Biden\u2019s plan must survive both.<\/p>\n<p>\u201cI\u2019m confident we\u2019re on the right side of the law. I\u2019m not confident about the outcome of the decision yet,\u201d Biden said in March.<\/p>\n<aside class=\"ad-unit ad-unit--mr2_ab\"><\/aside>\n<p>In recent years, the court\u2019s conservatives have increasingly struck down executive branch policies deemed matters of vast economic and political significance, ruling that such policies require clear authorization from Congress.<\/p>\n<p>The debt relief plan could meet a similar fate, as its challengers have cited the major questions doctrine in arguing Congress did not clearly authorize the executive branch to unilaterally forgive hundreds of billions of dollars in debt relief.<\/p>\n<p>\u201cI think most casual observers would say, if you\u2019re going to give up that much amount of money, if you\u2019re going to affect the obligations of that many Americans on a subject that\u2019s of great controversy, they would think that\u2019s something for Congress to act on,\u201d Chief Justice John Roberts said at oral arguments.<\/p>\n<aside class=\"ad-unit ad-unit--mr3_ab\"><\/aside>\n<p>Justice Brett Kavanaugh similarly gave caution.<\/p>\n<p>\u201cSome of the biggest mistakes in the court\u2019s history were deferring to assertions of executive emergency power. Some of the finest moments in the court\u2019s history were pushing back against presidential assertions of emergency power,\u201d he said.\u00a0<\/p>\n<p>Conservatives on the court also noted that the federal provision cited by the Biden administration only authorizes the executive branch to \u201cwaive or modify\u201d student financial assistance programs.<\/p>\n<aside class=\"ad-unit ad-unit--mr4_ab\"><\/aside>\n<p>\u201cIn other provisions, there is express language as to cancellation, and, of course, there isn\u2019t here,\u201d Justice Clarence Thomas said at oral argument.<\/p>\n<p>Justice Samuel Alito repeatedly interrogated the administration on whether the debt relief was fair.<\/p>\n<p>\u201cWhy is it fair?\u201d Alito asked. \u201cIf it was \u2014 if he didn\u2019t have to do it, why is it an answer to say that it was warranted? Maybe it was warranted, but why was it done? I guess you don\u2019t want to answer the question.\u201d<\/p>\n<aside class=\"ad-unit ad-unit--mr5_ab\"><\/aside>\n<h2><span class=\"ez-toc-section\" id=\"Borrowers_cling_to_hope\"><\/span>Borrowers cling to hope<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" loading=\"lazy\" width=\"1440\" height=\"787\" src=\"https:\/\/thehill.com\/wp-content\/uploads\/sites\/2\/2023\/06\/AP23176748635062-1.jpeg?w=900\" alt=\"\" class=\"wp-image-4071670\" srcset=\"https:\/\/thehill.com\/wp-content\/uploads\/sites\/2\/2023\/06\/AP23176748635062-1.jpeg 1440w, https:\/\/thehill.com\/wp-content\/uploads\/sites\/2\/2023\/06\/AP23176748635062-1.jpeg?resize=300,164 300w, https:\/\/thehill.com\/wp-content\/uploads\/sites\/2\/2023\/06\/AP23176748635062-1.jpeg?resize=768,420 768w, https:\/\/thehill.com\/wp-content\/uploads\/sites\/2\/2023\/06\/AP23176748635062-1.jpeg?resize=1280,700 1280w, https:\/\/thehill.com\/wp-content\/uploads\/sites\/2\/2023\/06\/AP23176748635062-1.jpeg?resize=645,353 645w, https:\/\/thehill.com\/wp-content\/uploads\/sites\/2\/2023\/06\/AP23176748635062-1.jpeg?resize=50,27 50w, https:\/\/thehill.com\/wp-content\/uploads\/sites\/2\/2023\/06\/AP23176748635062-1.jpeg?resize=876,478 876w\" sizes=\"auto, (max-width: 899px) 100vw, 876px\"><figcaption class=\"wp-element-caption\"><em>Students walk in a procession for Howard University\u2019s commencement in Washington, Saturday, May 13, 2023.<\/em> (AP Photo\/Alex Brandon, File)<\/figcaption><\/figure>\n<p>It is possible the court greenlights Biden\u2019s plan without ever deciding whether he had authorization.<\/p>\n<p>The Biden administration argues that in both lawsuits, the challengers lack standing, meaning they don\u2019t have the right to sue. But only one of the six GOP-led states or two individual borrowers challenging the debt relief needs standing for the justices to move ahead.<\/p>\n<p>At oral arguments, one of the court\u2019s conservatives joined its liberal wing in seeming to have some qualms about the standing arguments: Justice Amy Coney Barrett.<\/p>\n<aside class=\"ad-unit ad-unit--mr6_ab\"><\/aside>\n<p>Barrett intensely questioned the state of Missouri\u2019s attempt to assert standing by dragging into the mix student loan servicer MOHELA, which it says would suffer revenue losses.<\/p>\n<p>Neither side disputes that MOHELA would have standing if it sued Biden itself. However, MOHELA has decided not to involve itself in the case, raising some eyebrows as Missouri now attempts to sue on its behalf.<\/p>\n<p>\u201cIf MOHELA is an arm of the state, why didn\u2019t you just strong-arm MOHELA and say, \u2018You\u2019ve got to pursue this suit?\u2019\u201d Barrett questioned.\u00a0<\/p>\n<aside class=\"ad-unit ad-unit--mr7_ab\"><\/aside>\n<p>All three of the court\u2019s liberals \u2014 Sonia Sotomayor, Elena Kagan and Ketanji Brown Jackson \u2014 similarly probed the standing argument.<\/p>\n<p>\u201cIt\u2019s just very hard for me to say that there is an interest sufficient for the state to speak on behalf of an entity who has a right to sue or be sued,\u201d Sotomayor said.<\/p>\n<p>Jackson added, \u201cI feel like we really do have to be concerned about jumping into the political fray, unless we are prompted to do so by a lawsuit that is brought by someone who has an actual interest. So this is why I\u2019m sort of pressing really hard on the standing point.\u201d<\/p>\n<p>On the merits of the case, Kagan repeatedly suggested Congress did give authorization through the Heroes Act.<\/p>\n<p>\u201cCongress used its voice. Congress used its voice in enacting this piece of legislation. All this business about executive power, I mean, we worry about executive power when Congress hasn\u2019t authorized the use of executive power. Here, Congress has authorized the use of executive power in an emergency situation,\u201d Kagan said.<\/p>\n<p>However, Barrett and the court\u2019s liberals would still need to convince one of the other five justices to join them to form a majority.<\/p>\n<p>It wouldn\u2019t be the first time this year the court has tossed a major case by finding no plaintiff had standing. Last week, the liberal wing and Barrett \u2014 as well as four other justices \u2014 agreed that two GOP states had no standing to challenge a Biden-era immigration policy, albeit for different reasons.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_will_happen_after_the_decision\"><\/span>What will happen after the decision?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" loading=\"lazy\" width=\"1440\" height=\"788\" src=\"https:\/\/thehill.com\/wp-content\/uploads\/sites\/2\/2023\/06\/AP23059593868538-2.jpeg?w=900\" alt=\"\" class=\"wp-image-4071685\" srcset=\"https:\/\/thehill.com\/wp-content\/uploads\/sites\/2\/2023\/06\/AP23059593868538-2.jpeg 1440w, https:\/\/thehill.com\/wp-content\/uploads\/sites\/2\/2023\/06\/AP23059593868538-2.jpeg?resize=300,164 300w, https:\/\/thehill.com\/wp-content\/uploads\/sites\/2\/2023\/06\/AP23059593868538-2.jpeg?resize=768,420 768w, https:\/\/thehill.com\/wp-content\/uploads\/sites\/2\/2023\/06\/AP23059593868538-2.jpeg?resize=1280,700 1280w, https:\/\/thehill.com\/wp-content\/uploads\/sites\/2\/2023\/06\/AP23059593868538-2.jpeg?resize=645,353 645w, https:\/\/thehill.com\/wp-content\/uploads\/sites\/2\/2023\/06\/AP23059593868538-2.jpeg?resize=50,27 50w, https:\/\/thehill.com\/wp-content\/uploads\/sites\/2\/2023\/06\/AP23059593868538-2.jpeg?resize=876,479 876w\" sizes=\"auto, (max-width: 899px) 100vw, 876px\"><figcaption class=\"wp-element-caption\"><em>Student debt relief advocates gather outside the Supreme Court on Capitol Hill in Washington, Tuesday, Feb. 28, 2023. <\/em>(AP Photo\/Patrick Semansky)<\/figcaption><\/figure>\n<p>Regardless of the court\u2019s decision, borrowers will have to be ready for the three-year student loan payment hiatus to come to an end.\u00a0<\/p>\n<p>While advocates were hopeful they could get Biden to implement another extension, especially if the court ruled against his relief, the president has locked the door on the option.<\/p>\n<p>During debt ceiling negotiations, Biden and Speaker Kevin McCarthy (R-Calif.) agreed student loan interest would begin to accrue again in September, and payments would restart in October.\u00a0<\/p>\n<p>Advocates were furious after the announcement and have already hosted multiple rallies calling for Biden to have another plan to forgive student loans if his current one fails at the court.\u00a0<\/p>\n<p>If the court rules in favor of his plan, it would give a cushion to the president after the agreement and fulfill one of his major campaign promises from 2020.\u00a0<\/p>\n<p>However, if the court rules against, all eyes will be on the president\u2019s next move.<\/p>\n<\/div>\n<p>Copyright 2023 Nexstar <a href=\"https:\/\/buradabiliyorum.com\/en\/category\/social-mediaa\/\" data-internallinksmanager029f6b8e52c=\"1\" title=\"Social Media\" target=\"_blank\" rel=\"noopener\">Media<\/a> Inc. 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Follow us on\u00a0<span style=\"color: #ff0000;\"><a style=\"color: #ff0000;\" href=\"https:\/\/news.google.com\/publications\/CAAqBwgKMLG0nwswvr63Aw\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Google News<\/a><\/span>\u00a0too, click on the star and choose us from your favorites.<\/span><\/strong><\/p><\/blockquote>\n<blockquote>\n<p style=\"text-align: center;\">For forums sites go to <span style=\"color: #ff9900;\"><a style=\"color: #ff9900;\" href=\"https:\/\/forum.buradabiliyorum.com\/\" target=\"_blank\" rel=\"noopener\">Forum.BuradaBiliyorum.Com<\/a><\/span><\/strong><\/p>\n<\/blockquote>\n<blockquote>\n<p style=\"text-align: center;\"><strong>If you want to read more <a href=\"https:\/\/buradabiliyorum.com\/en\/category\/news\/\" data-internallinksmanager029f6b8e52c=\"2\" title=\"News\" target=\"_blank\" rel=\"noopener\">News<\/a> articles, you can visit our <span style=\"color: #ff9900;\"><a style=\"color: #ff9900;\" href=\"https:\/\/en.buradabiliyorum.com\/news\/\" target=\"_blank\" rel=\"noopener\">News category.<\/a><\/span><\/strong><\/p>\n<\/blockquote>\n<p><span style=\"color: black;\"><a style=\"color: #ff9900;\" href=\"https:\/\/thehill.com\/homenews\/education\/4071573-student-loan-debt-which-way-will-the-supreme-court-go\/\" target=\"_blank\" rel=\"noopener\">Source<\/a><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Supreme Court is set to release its decision on President Biden\u2019s relief of up to $20,000 in student loan debt, with advocates and borrowers widely concerned the justices will strike down the plan. The court holds a strong 6-3 conservative majority that seemed skeptical of the administration\u2019s ability to forgive the debt during oral&#8230;<\/p>\n","protected":false},"author":1,"featured_media":580561,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"https:\/\/thehill.com\/wp-content\/uploads\/sites\/2\/2023\/02\/Collage-Maker-28-Feb-2023-02.19-PM.png?w=1280","fifu_image_alt":"","footnotes":""},"categories":[70897],"tags":[71982,134747,134417,71807,134343,10574,134661,80445,124783,991,87287,135371],"class_list":["post-580560","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-amy-coney-barrett","tag-arts-culture","tag-blog-briefing-room","tag-brett-kavanaugh","tag-campaign","tag-education","tag-energy-environment","tag-healthcare","tag-international","tag-joe-biden","tag-john-roberts","tag-student-debt-relief"],"_links":{"self":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/posts\/580560","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/comments?post=580560"}],"version-history":[{"count":0,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/posts\/580560\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/media\/580561"}],"wp:attachment":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/media?parent=580560"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/categories?post=580560"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/tags?post=580560"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}