{"id":706091,"date":"2026-01-02T10:25:09","date_gmt":"2026-01-02T07:25:09","guid":{"rendered":"https:\/\/buradabiliyorum.com\/en\/more-americans-look-to-financial-resolutions-for-2026-as-budget-concerns-linger\/"},"modified":"2026-01-02T10:25:09","modified_gmt":"2026-01-02T07:25:09","slug":"more-americans-look-to-financial-resolutions-for-2026-as-budget-concerns-linger","status":"publish","type":"post","link":"https:\/\/buradabiliyorum.com\/en\/more-americans-look-to-financial-resolutions-for-2026-as-budget-concerns-linger\/","title":{"rendered":"More Americans look to financial resolutions for 2026 as budget concerns linger"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6a40719d1b531\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #dd3333;color:#dd3333\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #dd3333;color:#dd3333\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6a40719d1b531\" checked aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/buradabiliyorum.com\/en\/more-americans-look-to-financial-resolutions-for-2026-as-budget-concerns-linger\/#%E2%80%9CMore_Americans_look_to_financial_resolutions_for_2026_as_budget_concerns_linger%E2%80%9D\" >&#8220;More Americans look to financial resolutions for 2026 as budget concerns linger&#8221;<\/a><\/li><\/ul><\/nav><\/div>\n<h1><span class=\"ez-toc-section\" id=\"%E2%80%9CMore_Americans_look_to_financial_resolutions_for_2026_as_budget_concerns_linger%E2%80%9D\"><\/span>&#8220;More Americans look to financial resolutions for 2026 as budget concerns linger&#8221;<span class=\"ez-toc-section-end\"><\/span><\/h1>\n<div>\n<aside class=\"single__inline-module alignleft wp-block-nypost-editor-partner-article-links\">\n<\/aside>\n<p>With the New Year comes a chance for a financial reset and more Americans are considering making financial resolutions in 2026 with a focus on short-term savings goals, according to a recent study by Fidelity Investments.<\/p>\n<p>Fidelity\u2019s annual study found that 64% of respondents are considering a financial resolution for the new year, an increase from 56% last year.<\/p>\n<p>It also found that the top three financial resolutions have remained consistent year-over-year, with 44% saying they want to save more money, 36% wanting to pay down debt, and 30% looking to spend less money.<\/p>\n<p>\u201cThis was the second year in a row where Americans were prioritizing more of those short-term savings,\u201d Leanna Devinney, market leader at Fidelity Investments, told FOX Business in an interview. \u201cSo this was similar to last year where they were saying, \u2018I want more short-term savings goals like building up an emergency fund or paying down debt versus longer-term goals.&#8217;\u201d<\/p>\n<p>The study found that 55% feel overwhelmed by personal finances while 31% of Americans described their relationship with money as stressful. Among age groups, Millennials (68%) and Gen Z (64%) were the most overwhelmed by their personal finances.<\/p>\n<figure class=\"wp-block-image aligncenter size-large\"><button class=\"button button--modal-trigger\" aria-label=\"Open the image in a modal.\" data-modal-image=\"38073790\"><br \/>\n\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"icon-plus\" fill=\"#fff\" viewbox=\"0 0 1033 1000\" width=\"1em\" height=\"1em\"><path d=\"M380 364V0h273v355h380v290H653v355H380V645H0V355h380v9z\"\/><\/svg><br \/>\n<\/button><br \/>\n<img loading=\"lazy\" style=\"aspect-ratio:1.49926794;display:block\" decoding=\"async\" data-modal-image=\"38073790\" width=\"885\" height=\"590\" src=\"https:\/\/nypost.com\/wp-content\/uploads\/sites\/2\/2026\/01\/hands-man-putting-money-jar-115735874.jpg?w=1024\" alt=\"Man putting money into a jar labeled &quot;House,&quot; among jars labeled &quot;Car,&quot; &quot;Education,&quot; and &quot;Investment.&quot;\" class=\"wp-image-38073790\" srcset=\"https:\/\/nypost.com\/wp-content\/uploads\/sites\/2\/2026\/01\/hands-man-putting-money-jar-115735874.jpg?quality=75&amp;strip=all 6000w, https:\/\/nypost.com\/wp-content\/uploads\/sites\/2\/2026\/01\/hands-man-putting-money-jar-115735874.jpg?resize=300,200&amp;quality=75&amp;strip=all 300w, https:\/\/nypost.com\/wp-content\/uploads\/sites\/2\/2026\/01\/hands-man-putting-money-jar-115735874.jpg?resize=768,512&amp;quality=75&amp;strip=all 768w, https:\/\/nypost.com\/wp-content\/uploads\/sites\/2\/2026\/01\/hands-man-putting-money-jar-115735874.jpg?resize=1024,683&amp;quality=75&amp;strip=all 1024w, https:\/\/nypost.com\/wp-content\/uploads\/sites\/2\/2026\/01\/hands-man-putting-money-jar-115735874.jpg?resize=1536,1024&amp;quality=75&amp;strip=all 1536w, https:\/\/nypost.com\/wp-content\/uploads\/sites\/2\/2026\/01\/hands-man-putting-money-jar-115735874.jpg?resize=2048,1365&amp;quality=75&amp;strip=all 2048w, https:\/\/nypost.com\/wp-content\/uploads\/sites\/2\/2026\/01\/hands-man-putting-money-jar-115735874.jpg?resize=600,400&amp;quality=75&amp;strip=all 600w, https:\/\/nypost.com\/wp-content\/uploads\/sites\/2\/2026\/01\/hands-man-putting-money-jar-115735874.jpg?resize=878,585&amp;quality=75&amp;strip=all 878w, https:\/\/nypost.com\/wp-content\/uploads\/sites\/2\/2026\/01\/hands-man-putting-money-jar-115735874.jpg?resize=744,496&amp;quality=75&amp;strip=all 744w, https:\/\/nypost.com\/wp-content\/uploads\/sites\/2\/2026\/01\/hands-man-putting-money-jar-115735874.jpg?resize=720,480&amp;quality=75&amp;strip=all 720w, https:\/\/nypost.com\/wp-content\/uploads\/sites\/2\/2026\/01\/hands-man-putting-money-jar-115735874.jpg?resize=576,384&amp;quality=75&amp;strip=all 576w, https:\/\/nypost.com\/wp-content\/uploads\/sites\/2\/2026\/01\/hands-man-putting-money-jar-115735874.jpg?resize=457,305&amp;quality=75&amp;strip=all 457w, 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https:\/\/nypost.com\/wp-content\/uploads\/sites\/2\/2026\/01\/hands-man-putting-money-jar-115735874.jpg?resize=93,62&amp;quality=75&amp;strip=all 93w, https:\/\/nypost.com\/wp-content\/uploads\/sites\/2\/2026\/01\/hands-man-putting-money-jar-115735874.jpg?resize=84,56&amp;quality=75&amp;strip=all 84w, https:\/\/nypost.com\/wp-content\/uploads\/sites\/2\/2026\/01\/hands-man-putting-money-jar-115735874.jpg?resize=60,40&amp;quality=75&amp;strip=all 60w, https:\/\/nypost.com\/wp-content\/uploads\/sites\/2\/2026\/01\/hands-man-putting-money-jar-115735874.jpg?resize=105,70&amp;quality=75&amp;strip=all 105w, https:\/\/nypost.com\/wp-content\/uploads\/sites\/2\/2026\/01\/hands-man-putting-money-jar-115735874.jpg?resize=81,54&amp;quality=75&amp;strip=all 81w, https:\/\/nypost.com\/wp-content\/uploads\/sites\/2\/2026\/01\/hands-man-putting-money-jar-115735874.jpg?resize=200,133&amp;quality=75&amp;strip=all 200w, https:\/\/nypost.com\/wp-content\/uploads\/sites\/2\/2026\/01\/hands-man-putting-money-jar-115735874.jpg?resize=231,154&amp;quality=75&amp;strip=all 231w, https:\/\/nypost.com\/wp-content\/uploads\/sites\/2\/2026\/01\/hands-man-putting-money-jar-115735874.jpg?resize=322,215&amp;quality=75&amp;strip=all 322w, https:\/\/nypost.com\/wp-content\/uploads\/sites\/2\/2026\/01\/hands-man-putting-money-jar-115735874.jpg?resize=662,441&amp;quality=75&amp;strip=all 662w, https:\/\/nypost.com\/wp-content\/uploads\/sites\/2\/2026\/01\/hands-man-putting-money-jar-115735874.jpg?resize=90,60&amp;quality=75&amp;strip=all 90w, https:\/\/nypost.com\/wp-content\/uploads\/sites\/2\/2026\/01\/hands-man-putting-money-jar-115735874.jpg?resize=120,80&amp;quality=75&amp;strip=all 120w, https:\/\/nypost.com\/wp-content\/uploads\/sites\/2\/2026\/01\/hands-man-putting-money-jar-115735874.jpg?resize=1200,800&amp;quality=75&amp;strip=all 1200w, https:\/\/nypost.com\/wp-content\/uploads\/sites\/2\/2026\/01\/hands-man-putting-money-jar-115735874.jpg?resize=87,58&amp;quality=75&amp;strip=all 87w, https:\/\/nypost.com\/wp-content\/uploads\/sites\/2\/2026\/01\/hands-man-putting-money-jar-115735874.jpg?resize=50,33&amp;quality=75&amp;strip=all 50w, https:\/\/nypost.com\/wp-content\/uploads\/sites\/2\/2026\/01\/hands-man-putting-money-jar-115735874.jpg?resize=150,100&amp;quality=75&amp;strip=all 150w\" sizes=\"auto, (max-width: 885px) 100vw, 885px\"\/><figcaption>64% of respondents are considering a financial resolution for the new year, an increase from 56% last year. <span class=\"credit\">Nattakorn \u2013 stock.adobe.com<\/span><\/figcaption><\/figure>\n<p>Americans are also feeling more stressed than in recent years when it comes to saving money for goals after paying bills (35%), being able to pay monthly bills (34%), paying for healthcare costs in retirement (30%) and having enough retirement savings to retire as planned (30%).<\/p>\n<p>Fidelity found that nearly three-quarters of Americans dealt with a financial setback last year, which could explain the focus on building savings for unforeseen setbacks, with 20% reporting an unexpected non-health emergency.<\/p>\n<p>\u201cIn 2025, 72% of Americans said they experienced some type of financial setback, and then 55% said they\u2019re overwhelmed by their personal finances,\u201d Devinney said. \u201cDue to rising prices, 33% shared they feel they have significantly less money.\u201d<\/p>\n<figure class=\"wp-block-image aligncenter size-large\"><button class=\"button button--modal-trigger\" aria-label=\"Open the image in a modal.\" data-modal-image=\"38073793\"><br \/>\n\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"icon-plus\" fill=\"#fff\" viewbox=\"0 0 1033 1000\" width=\"1em\" height=\"1em\"><path d=\"M380 364V0h273v355h380v290H653v355H380V645H0V355h380v9z\"\/><\/svg><br \/>\n<\/button><br \/>\n<img loading=\"lazy\" style=\"aspect-ratio:1.49926794;display:block\" decoding=\"async\" data-modal-image=\"38073793\" width=\"885\" height=\"590\" src=\"https:\/\/nypost.com\/wp-content\/uploads\/sites\/2\/2026\/01\/general-view-fidelity-investments-sign-83774992.jpg?w=1024\" alt=\"Fidelity Investments sign in New York, NY.\" class=\"wp-image-38073793\" srcset=\"https:\/\/nypost.com\/wp-content\/uploads\/sites\/2\/2026\/01\/general-view-fidelity-investments-sign-83774992.jpg?quality=75&amp;strip=all 6000w, https:\/\/nypost.com\/wp-content\/uploads\/sites\/2\/2026\/01\/general-view-fidelity-investments-sign-83774992.jpg?resize=300,200&amp;quality=75&amp;strip=all 300w, https:\/\/nypost.com\/wp-content\/uploads\/sites\/2\/2026\/01\/general-view-fidelity-investments-sign-83774992.jpg?resize=768,512&amp;quality=75&amp;strip=all 768w, https:\/\/nypost.com\/wp-content\/uploads\/sites\/2\/2026\/01\/general-view-fidelity-investments-sign-83774992.jpg?resize=1024,683&amp;quality=75&amp;strip=all 1024w, 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https:\/\/nypost.com\/wp-content\/uploads\/sites\/2\/2026\/01\/general-view-fidelity-investments-sign-83774992.jpg?resize=81,54&amp;quality=75&amp;strip=all 81w, https:\/\/nypost.com\/wp-content\/uploads\/sites\/2\/2026\/01\/general-view-fidelity-investments-sign-83774992.jpg?resize=200,133&amp;quality=75&amp;strip=all 200w, https:\/\/nypost.com\/wp-content\/uploads\/sites\/2\/2026\/01\/general-view-fidelity-investments-sign-83774992.jpg?resize=231,154&amp;quality=75&amp;strip=all 231w, https:\/\/nypost.com\/wp-content\/uploads\/sites\/2\/2026\/01\/general-view-fidelity-investments-sign-83774992.jpg?resize=322,215&amp;quality=75&amp;strip=all 322w, https:\/\/nypost.com\/wp-content\/uploads\/sites\/2\/2026\/01\/general-view-fidelity-investments-sign-83774992.jpg?resize=662,441&amp;quality=75&amp;strip=all 662w, https:\/\/nypost.com\/wp-content\/uploads\/sites\/2\/2026\/01\/general-view-fidelity-investments-sign-83774992.jpg?resize=90,60&amp;quality=75&amp;strip=all 90w, https:\/\/nypost.com\/wp-content\/uploads\/sites\/2\/2026\/01\/general-view-fidelity-investments-sign-83774992.jpg?resize=120,80&amp;quality=75&amp;strip=all 120w, https:\/\/nypost.com\/wp-content\/uploads\/sites\/2\/2026\/01\/general-view-fidelity-investments-sign-83774992.jpg?resize=1200,800&amp;quality=75&amp;strip=all 1200w, https:\/\/nypost.com\/wp-content\/uploads\/sites\/2\/2026\/01\/general-view-fidelity-investments-sign-83774992.jpg?resize=87,58&amp;quality=75&amp;strip=all 87w, https:\/\/nypost.com\/wp-content\/uploads\/sites\/2\/2026\/01\/general-view-fidelity-investments-sign-83774992.jpg?resize=50,33&amp;quality=75&amp;strip=all 50w, https:\/\/nypost.com\/wp-content\/uploads\/sites\/2\/2026\/01\/general-view-fidelity-investments-sign-83774992.jpg?resize=150,100&amp;quality=75&amp;strip=all 150w\" sizes=\"auto, (max-width: 885px) 100vw, 885px\"\/><figcaption>The study was conducted by Fidelity Investments. <span class=\"credit\">Christopher Sadowski<\/span><\/figcaption><\/figure>\n<p>\u201cWhile those are factual worries, what we\u2019re also seeing is optimism,\u201d Devinney noted, adding that the study found 70% see themselves in a better or similar financial situation than they were in at the same time last year.<\/p>\n<p>More respondents said they feel better about their finances than they did five years ago \u2013 with 43% saying that in this year\u2019s study, an increase from 36% last year.<\/p>\n<p>\u201cThe beginning of the year really started as a roller coaster. We saw significant market volatility and then a significant market rebound, and then also just the continued concern around being able to compete with rising prices, and, year over year, we have seen tough inflation.\u201d<\/p>\n<p>\u201cI think why the last two years we\u2019re seeing a little bit more prioritization around short-term savings is probably due to some volatility that we saw, as well as Americans this time around saying that they did have to dip into some of their savings,\u201d she said.<\/p>\n<p>Devinney said that it\u2019s encouraging that Americans are prioritizing their short-term financial goals more, pointing to the 25% who said they want to build up their emergency fund in the next year and another 23% who said they wanted to stick to a spending budget.<\/p>\n<\/p><\/div>\n<blockquote><p><strong><span style=\"color: #ff6600;\">If you liked the article, do not forget to share it with your friends. Follow us on\u00a0<span style=\"color: #ff0000;\"><a style=\"color: #ff0000;\" href=\"https:\/\/news.google.com\/publications\/CAAqBwgKMLG0nwswvr63Aw\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Google News<\/a><\/span>\u00a0too, click on the star and choose us from your favorites.<\/span><\/strong><\/p><\/blockquote>\n<blockquote>\n<p style=\"text-align: center;\">For forums sites go to <span style=\"color: #ff9900;\"><a style=\"color: #ff9900;\" href=\"https:\/\/forum.buradabiliyorum.com\/\" target=\"_blank\" >Forum.BuradaBiliyorum.Com<\/a><\/span><\/strong><\/p>\n<\/blockquote>\n<blockquote>\n<p style=\"text-align: center;\"><strong>If you want to read more <a href=\"https:\/\/buradabiliyorum.com\/en\/category\/news\/\" data-internallinksmanager029f6b8e52c=\"2\" title=\"News\" target=\"_blank\" rel=\"noopener\">News<\/a> articles, you can visit our <span style=\"color: #ff9900;\"><a style=\"color: #ff9900;\" href=\"https:\/\/buradabiliyorum.com\/en\/category\/news\/\" target=\"_blank\" >News category.<\/a><\/span><\/strong><\/p>\n<\/blockquote>\n<p><span style=\"color: black;\"><a style=\"color: #ff9900;\" href=\"https:\/\/nypost.com\/2026\/01\/01\/business\/more-americans-look-to-financial-resolutions-for-2026-as-budget-concerns-linger\/\" target=\"_blank\" >Source<\/a><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#8220;More Americans look to financial resolutions for 2026 as budget concerns linger&#8221; With the New Year comes a chance for a financial reset and more Americans are considering making financial resolutions in 2026 with a focus on short-term savings goals, according to a recent study by Fidelity Investments. Fidelity\u2019s annual study found that 64% of&#8230;<\/p>\n","protected":false},"author":1,"featured_media":706092,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"https:\/\/nypost.com\/wp-content\/uploads\/sites\/2\/2026\/01\/newspress-collage-ajtv38fsg-1767311481177.jpg?quality=75&strip=all&1767293488&w=1200","fifu_image_alt":"","footnotes":""},"categories":[70897],"tags":[160169,70877,90435,87940,113712],"class_list":["post-706091","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-1-1-26","tag-budgets","tag-financial-woes","tag-new-years-resolutions","tag-savings"],"_links":{"self":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/posts\/706091","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/comments?post=706091"}],"version-history":[{"count":0,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/posts\/706091\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/media\/706092"}],"wp:attachment":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/media?parent=706091"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/categories?post=706091"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/tags?post=706091"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}