{"id":77982,"date":"2020-09-29T18:33:26","date_gmt":"2020-09-29T15:33:26","guid":{"rendered":"https:\/\/en.buradabiliyorum.com\/5-tech-trends-that-will-redefine-finance-in-the-next-5-years\/"},"modified":"2020-09-29T18:33:26","modified_gmt":"2020-09-29T15:33:26","slug":"5-tech-trends-that-will-redefine-finance-in-the-next-5-years","status":"publish","type":"post","link":"https:\/\/buradabiliyorum.com\/en\/5-tech-trends-that-will-redefine-finance-in-the-next-5-years\/","title":{"rendered":"#5 tech trends that will redefine finance in the next 5 years"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6a39b127c5849\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #dd3333;color:#dd3333\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #dd3333;color:#dd3333\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6a39b127c5849\" checked aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/buradabiliyorum.com\/en\/5-tech-trends-that-will-redefine-finance-in-the-next-5-years\/#Natural_language_processing\" >Natural language processing<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/buradabiliyorum.com\/en\/5-tech-trends-that-will-redefine-finance-in-the-next-5-years\/#Customer_intelligence\" >Customer intelligence<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/buradabiliyorum.com\/en\/5-tech-trends-that-will-redefine-finance-in-the-next-5-years\/#Smart_financial_crime_detection\" >Smart financial crime detection<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/buradabiliyorum.com\/en\/5-tech-trends-that-will-redefine-finance-in-the-next-5-years\/#Application_programming_interfaces_API\" >Application programming interfaces (API)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/buradabiliyorum.com\/en\/5-tech-trends-that-will-redefine-finance-in-the-next-5-years\/#Blockchain_and_cryptocurrencies\" >Blockchain and cryptocurrencies<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/buradabiliyorum.com\/en\/5-tech-trends-that-will-redefine-finance-in-the-next-5-years\/#Technology_is_not_the_limitation\" >Technology is not the limitation<\/a><\/li><\/ul><\/nav><\/div>\n<p>&#8220;<strong>#5 tech trends that will redefine finance in the next 5 years<\/strong>&#8221;<\/p>\n<div>\n                                <span style=\"font-weight: 400;\">As one of the most ancient tenets of human societies, money and finance have been constantly evolving with advances in <a href=\"https:\/\/buradabiliyorum.com\/en\/category\/technology\/\" data-internallinksmanager029f6b8e52c=\"4\" title=\"Technology\" target=\"_blank\" rel=\"noopener\">technology<\/a> and <a href=\"https:\/\/buradabiliyorum.com\/en\/category\/sciencee\/\" data-internallinksmanager029f6b8e52c=\"5\" title=\"Science\" target=\"_blank\" rel=\"noopener\">science<\/a>. As technology continues to take leaps and bounds and permeates every aspect of life, we can expect banking and finance to change.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">So, how will technology transform financial services in the next few years? We asked experts to share their perspectives, and here are five trends we think are worth watching.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Natural_language_processing\"><\/span><strong>Natural language processing<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The past decade has seen tremendous advances in natural language processing, the field of artificial intelligence that extracts meaning and context from spoken and written language. Natural Language Processing (NLP) provides an unprecedented opportunity to obtain value from Word and PDF documents, emails, chat logs, <a href=\"https:\/\/buradabiliyorum.com\/en\/category\/social-mediaa\/\" data-internallinksmanager029f6b8e52c=\"1\" title=\"Social Media\" target=\"_blank\" rel=\"noopener\">social media<\/a> posts, and the vast amounts of unstructured data that constitute much of the web.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In the world of finance, we\u2019re already seeing the benefits of natural language processing in banking chatbots, legal document scanning, and other <a href=\"https:\/\/buradabiliyorum.com\/en\/category\/download-scripts-themes-apps\/\" data-internallinksmanager029f6b8e52c=\"9\" title=\"Download Scripts &amp; Themes &amp; Apps\" target=\"_blank\" rel=\"noopener\">app<\/a>lications. But the best is yet to come.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u201cCustomers already interact with banks using unstructured data today (e.g. providing a scan of a passport, a salary slip or annual report for a loan application),\u201d says Dennis de Reus, Head of Artificial Intelligence at ABN AMRO. \u201cI expect we will see a lot more applications of AI within the existing processes. Looking further out, I think the role of external unstructured data will grow, for example, by taking into account recent <a href=\"https:\/\/buradabiliyorum.com\/en\/category\/news\/\" data-internallinksmanager029f6b8e52c=\"2\" title=\"News\" target=\"_blank\" rel=\"noopener\">news<\/a> articles to prevent fraud or other criminal behavior by clients.\u201d<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u201cIn the future, AI will support every customer interaction,\u201d de Reus adds. \u201cIt will connect you to the best person, it will make personalized suggestions to ABN AMRO employees on the best answers for your question, it will suggest personalized\/bespoke solutions, it will automatically summarize your conversation and send you the agreed actions, etc. When you call the bank, you\u2019ll still speak to a human, but they\u2019ll be supercharged through AI.\u201d<\/span><\/p>\n<p><span style=\"font-weight: 400;\">As we see new leaps in NLP performance thanks to new AI technologies such as Transformers, BERT, and GPT-3, new pathways will open for innovation in banking.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u201cThese are very interesting models that show great promise for future applications. Especially GPT-3\u2019s recent performance is truly amazing. On the back of these developments we\u2019ll see better AI-supported customer interactions,\u201d de Reus says.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">ABN AMRO is already using NLP-powered chatbots to provide better customer service. It is also using AI to help the customer support staff in finding answers in the company\u2019s knowledge base and relevant information in previous exchanges with a customer. It would be interesting to see how future innovations in AI and NLP will help propel these efforts forward.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u201cAs acceptance goes up, more clients will work with AI,\u201d de Reus says. \u201cFor example, a person who wants to have a discussion on a mortgage can share their documents with an AI that will analyze them and will guide the client on the preparation and the process.\u201d\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Customer_intelligence\"><\/span><strong>Customer intelligence<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The expansion of cheap computing and the ubiquity of internet access has created a vast and unique digital footprint of every person. We\u2019re still at the beginning of a new era of computing, and we must figure out how to iron the kinks, including dealing with the security and privacy threats. But the increasingly connected and digitized world is opening the way for many new opportunities, including in banking and finance.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Thanks to the availability of data and advances in machine learning and analytics technologies, every customer will be able to benefit from a highly personalized experience that spans across their entire digital and physical lives.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u201cIf you look at the role of data, analytics, and AI in banking, it\u2019s about how do we help people in areas such as sustainable financing, mortgages, loans, and savings. AI is the catalyst: You can do what the bank already does but better and faster,\u201d says de Reus. \u201cBanks will use data and analytics to help business clients in a much broader sense. For instance, they won\u2019t just finance your inventory, they\u2019ll provide the tools to manage it, and the insights to optimize your business. They won\u2019t just finance the solar panels on your roof. They\u2019ll help you get optimal benefits from them by optimizing their operation and integrating with the right energy provider.\u201d<\/span><\/p>\n<p><span style=\"font-weight: 400;\">De Reus also believes that the increased adoption of digital channels and the integration of financial services in other platforms and applications will create more data about customer interactions. \u201cThis will create new opportunities to serve customers in a more personal way, and make us more effective in detecting and preventing fraud,\u201d he says.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Smart_financial_crime_detection\"><\/span><strong>Smart financial crime detection<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Banks process a growing number of online transactions thanks to the increasing number of applications and technologies that provide access to financial services. Fraud and financial crime constitute a very small percentage of these transactions, but they still present a challenge considering the sheer amount of money being transferred online every minute.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">As banks and financial institutions develop technologies to spot and block malicious transactions, criminals are also evolving their methods and finding new ways to carry out their evil deeds. In this regard, the vast availability of data and advanced AI algorithms to peruse them provides a unique opportunity to reduce fraud and false positives, with the aim of working towards <\/span><span style=\"font-weight: 400;\">a healthier financial system.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u201cEvery transaction is a set of data that, when extracted and analyzed, can provide unparalleled insights into areas such money laundering, terrorist financing, and tax evasion,\u201d says Sebastiaan Greveling, a <\/span><span style=\"font-weight: 400;\">Detecting Financial Crime Data Analyst<\/span><span style=\"font-weight: 400;\"> at ABN AMRO. \u201cThis is only possible using a data-driven approach. This enables us to find the currently unknown patterns in the data that relate to suspicious activities such that these patterns can be implemented in the transaction monitoring.\u201d<\/span><\/p>\n<p><span style=\"font-weight: 400;\">One of the current pain points in financial data analysis is that clients can have accounts at multiple banks. But each bank however only has access to its own data stores. A great initiative and addition to the current transaction monitoring is Transaction Monitoring Netherlands (TMNL), a coalition between different banks in the Netherlands to augment the fight against financial crime.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u201cThis is a collaboration between ABN AMRO, ING, Rabobank, Triodos Bank, and de Volksbank that combine their forces to identify unusual patterns in payments traffic that individual banks cannot identify,\u201d Greveling says. \u201cDoing all of this embodies one of the bank\u2019s priorities: the prevention of money laundering, terrorist financing, and corruption.\u201d<\/span><\/p>\n<p><span style=\"font-weight: 400;\">As banks and financial services find new ways to share, cooperate, and innovate, we can expect new synergies to appear in the fight against financial crime.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Application_programming_interfaces_API\"><\/span><strong>Application programming interfaces (API)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Application programming interfaces have existed for a long time. But in recent years, they have grown from internal tools inside companies to crucial building blocks that connect organizations and facilitate the development of new applications and platforms There are now companies whose entire business model is providing microservices through APIs.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">There now exist APIs for everything, from image recognition to voice over internet protocol (VoIP), and yes, banking. The accessibility and integration of financial APIs create opportunities for entirely new ecosystems of applications and interoperability between online services.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u201cBanks are opening up application programming interfaces and developer portals,\u201d says Koen Adolfs, Lead Product Owner Open Banking and API Evangelist at ABN AMRO. Adolfs has helped in the development of ABN AMRO API infrastructure. \u201cOn the ABN AMRO Developer Portal, we provide Business Account Insight, Business Account Notification, FX Trade, and Tikkie (Payment Request) as API Products to actively innovate together with fintech and customers. In addition, we are constantly sharing how we are building new experiences and encourage the developer community to join and build their own applications.\u201d<\/span><\/p>\n<p><span style=\"font-weight: 400;\">As one of the first API products of ABN AMRO, Tikkie is an interesting case study that shows how banks can leverage their capabilities in digital ecosystems. For consumers, Tikkie provides a convenient way to send payment requests to friends and family. Businesses, on the other hand, can use Tikkie to send payment requests for their services. This can be done via an app, portal, and API. The API has been proven to be very useful to ABN AMRO\u2019s corporate customers as it allows them to create automated payment requests, receive payments faster, and get real-time insights along the way.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Since ABN AMRO launched the Tikkie API in November 2017, developers have used it in many innovative ways, and it has provided solutions to many business propositions. \u201cAs a result, Tikkie has provided an opportunity for ABN AMRO to better understand the dynamics of payment APIs as well as educate developers and other banks on the benefits of the API ecosystem,\u201d Adolfs says.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">With banking APIs and open banking being new, Adolfs believes we will see the maturity of the space in the coming years, which will pave the way for new opportunities and applications that will ease payments and the exchange of value for everyone from consumers to businesses.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u201cLearning is going to be the key theme for 2020 for all parties. Only when all parties learn, valuable propositions will be developed that the customers like,\u201d he says.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Blockchain_and_cryptocurrencies\"><\/span><strong>Blockchain and cryptocurrencies<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Blockchain and cryptocurrencies have taken some bad rap in the past few years, due to the volatility of prices, exit scams, and all kinds of bad practices by parties with the intention to make money off the early hype and excitement surrounding blockchain. But the benefits of distributed ledgers, disintermediation, data ownership, and cryptography are undeniable, and although there will be bumps in the road, blockchain and cryptocurrencies will eventually carve their niche in the financial industry.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u201cFor many today, the disintermediation of money provides resiliency in local geopolitical circumstances, as we see in places like Argentina,\u201d says Peter Mauric, Head of Public Affairs at Parity Technologies. \u201cAs we have seen with some of the recent movement in the DeFi space, many of the financial mechanisms that exist in the centralized financial services industry are being implemented on decentralized networks like Ethereum and Polkadot, and we expect to see this trend continue. In many respects, it is the low-hanging fruit for our space and I would not be surprised if the burgeoning non-blockchain-based fintech space started to be absorbed by better, decentralized alternatives.\u201d<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Marshall Hayner, CEO and co-founder of Metal Pay, believes that over the next five years blockchain and distributed ledger technology will penetrate every area of digital banking and payments. \u201cIn particular in the areas of identity management, electronic funds transfer and<\/span>\u00a0<span style=\"font-weight: 400;\">decentralized finance (DeFi) lending and trading services are bound to change. With the shrinking of Federal interest rates, consumers and businesses will turn to more decentralized open models for predictable interest rates,\u201d he says.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">As blockchain expands, we can expect the gradual integration of traditional and blockchain-based banking systems. \u201cBanking operations will begin to operate on distributed ledger technology with bridges to various open-source blockchains,\u201d Hayner says. \u201cWe are\u00a0<\/span><span style=\"font-weight: 400;\">already seeing this with various central banks of the world\u00a0<\/span><span style=\"font-weight: 400;\">experimenting with this technology, most notably with the Chinese\u00a0<\/span><span style=\"font-weight: 400;\">digital yuan.\u201d<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Mauric takes it one step further. \u201cThere will be a necessary blurring of the lines between traditional banking and blockchain, much like we will see a blurring of the lines between our physical reality and the AR and VR technologies changing how we see the space around us,\u201d he says.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Technology_is_not_the_limitation\"><\/span><strong>Technology is not the limitation<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">History has shown that the future is very hard to predict, and many things can happen that will change the equations and dynamics that govern the financial industry. But at the end of the day, the people who innovate will be the key to what unfolds in the next years.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u201cIn <a href=\"https:\/\/buradabiliyorum.com\/en\/category\/general\/\" data-internallinksmanager029f6b8e52c=\"3\" title=\"General\" target=\"_blank\" rel=\"noopener\">general<\/a> \u2014 and not only in banking \u2014 technology is not the limitation. The people are the limitation,\u201d says Edwin van Bommel, Chief Innovation Officer at ABN AMRO. \u201cAs we saw during the COVID-19 pandemic, everyone was super-aligned, super-focused, and this is why we were able to kick out so many innovations in such a short time. If we would be able to keep half of that additional mindset, it would already be enough to see major positive changes in the industry.\u201d<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Want to learn more about the future of finance? Dennis de Reus,\u00a0<span>Robin de Jongh<\/span>, Koen Adolfs, Marshall Hayner, and Edwin van Bommel will all be speaking at TNW2020 this week, on October 1 and 2. Check out the <\/span><span style=\"font-weight: 400;\">lineup<\/span><span style=\"font-weight: 400;\">, and register <\/span><span style=\"font-weight: 400;\">here<\/span><span style=\"font-weight: 400;\">! <\/span><\/p>\n<div class=\"c-post-paidNotice c-post-paidNotice--below\">\n            <a rel=\"nofollow noopener noreferrer\" target=\"_blank\" href=\"https:\/\/www.abnamro.com\/\"><img decoding=\"async\" class=\"c-post-paidNotice-image\" src=\"https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2016\/08\/Screen-Shot-2016-08-31-at-7.21.35-AM.png\"\/><\/a><\/p>\n<p class=\"c-post-paidNotice-text\">This article is brought to you by <a rel=\"nofollow noopener noreferrer\" target=\"_blank\" onclick=\"ga('primary.send', 'event', 'Article', 'Sponsored Post', 'Link');\" href=\"https:\/\/www.abnamro.com\/\">ABN Amro<\/a>.<\/p>\n<\/div>\n<p class=\"c-post-pubDate\">\n                                    Published September 29, 2020 \u2014 15:33 UTC\n                                <\/p>\n<\/p><\/div>\n<p><script data-src=\"https:\/\/connect.facebook.net\/en_US\/sdk.js#xfbml=1&amp;appId=378011798897423&amp;version=v2.6\" id=\"socialSrcFacebook\" type=\"text\/template\"><\/script><\/p>\n<blockquote>\n<p style=\"text-align: center;\">For forums sites go to <span style=\"color: #ff9900;\"><a style=\"color: #ff9900;\" href=\"https:\/\/forum.buradabiliyorum.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">Forum.BuradaBiliyorum.Com<\/a><\/span><\/strong><\/p>\n<\/blockquote>\n<blockquote>\n<p style=\"text-align: center;\"><strong>If you want to read more like this article, you can visit our <span style=\"color: #ff9900;\"><a style=\"color: #ff9900;\" href=\"https:\/\/en.buradabiliyorum.com\/technology\/\" target=\"_blank\" rel=\"noopener noreferrer\">Technology category.<\/a><\/span><\/strong><\/p>\n<\/blockquote>\n<p><span style=\"color: black;\"><a style=\"color: #ff9900;\" href=\"https:\/\/thenextweb.com\/future-of-finance\/2020\/09\/29\/5-tech-trends-that-will-redefine-finance-in-the-next-5-years\/\" target=\"_blank\" rel=\"noopener noreferrer\">Source<\/a><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#8220;#5 tech trends that will redefine finance in the next 5 years&#8221; As one of the most ancient tenets of human societies, money and finance have been constantly evolving with advances in technology and science. As technology continues to take leaps and bounds and permeates every aspect of life, we can expect banking and finance&#8230;<\/p>\n","protected":false},"author":1,"featured_media":77983,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"https:\/\/img-cdn.tnwcdn.com\/image\/future-of-finance?filter_last=1&fit=1280,640&url=https:\/\/cdn0.tnwcdn.com\/wp-content\/blogs.dir\/1\/files\/2019\/08\/abn-futurejobs-editorial.jpg&signature=958ded911894e99548a45b013cfb9757","fifu_image_alt":"","footnotes":""},"categories":[18],"tags":[],"class_list":["post-77982","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-technology"],"_links":{"self":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/posts\/77982","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/comments?post=77982"}],"version-history":[{"count":0,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/posts\/77982\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/media\/77983"}],"wp:attachment":[{"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/media?parent=77982"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/categories?post=77982"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/buradabiliyorum.com\/en\/wp-json\/wp\/v2\/tags?post=77982"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}