How to book train tickets using IRCTC’s Pay Later service

Indian Railways Catering and Tourism Corporation (IRCTC) recently launched a new service that allows users to book train tickets without paying anything. The new service called Book Now, Pay Later now gives users an option to book the ticket without paying and then pay for it later. Notably, users will have to pay the amount within 14 days after that IRCTC will start charging 3.5% interest on the total amount.

If you are curious about how to use the service, follow our step-by-step guide

After you’ve logged into the IRCTC portal, enter travel details like date of travel, From and To stations and click on Find Trains button. Now, choose the train and move to the booking section where you need to enter the passenger’s details.

Once you are done with this, enter the Captcha and then choose ‘Pay through Credit & Debit Cards / Net Banking / Wallets / Bharat QR / Pay on Delivery and Others’ as the payment option and click on the ‘Continue Booking’ button.

At the payment portal, choose ‘Pay-On Delivery/ Pay Later’ and click on the ‘Make Payment’ button. It will now redirect to the ePay later page.

Login using your mobile number and OTP received on your smartphone and make the payment. Once the payment is made, it will automatically redirect back to the IRCTC website showing successful payment and all the booking details.